The reason home care costs more is because it gives you control. Especially if you need full time support. We all know in elderly care homes they never have the right ratios and there was a thread last week about residents having one shower a week because that’s all staff could manage.
Now tell a person who’s had a massive stroke in their 40s lives in their own home and garden with their pets. Who’s staff mean they can eat, drink, go to toilet, wash whenever they like. That they are going in a care home and doesn’t matter how many times they ring the bell no one is coming. In fact they probably move the bell away.
No choice over your food or drinks you get what you are given, no choice over bed time. It’s 6pm but you have to be in bed before night shift comes on. Want to go down pub or met with friend there is no chance as they take all your benefits and income so you can’t even fund your own mobility car.
People really don’t care if you think that’s acceptable. It is possible to live well and happy with chronic sickness and disability even though it’s not easy. Imagine any diagnoises coming with this news and your life really is over. The reason it’s cheaper is because you get far far less care and it’s not right.