Life is a delicate balance of responsibilities, aspirations, and relationships. It's perfectly understandable for a 35-year-old in a stable relationship to question whether having children will disrupt the freedoms they currently enjoy.
Firstly, what has influenced your desire to have kids at this point in your life?
As someone who went through a difficult period with an abusive ex and reached their 30s uncertain about parenthood, I can relate. I always thought I didn't want kids. However, when I found the right partner, I went for it. Even during pregnancy I thought to myself "Wtf am I doing?" "Why am I doing this?" "This is insane."
However having children has brought me immense joy and fulfillment. Witnessing their growth, experiencing their laughter, and sharing in their milestones can be incredibly rewarding. In my own experience, my 2 are the light of my life.
With that said its hard. My life changed. I'm acutely aware I'm raising future citizens of the world. Humans who I have the responsibility to care for, love, educate, prepare for life so that one day they can live it without me.
There is a nasty societal pressure and criticism towards women who choose not to have, or in many instances can't have, children. They often face stereotypes, get called cat ladies, are told that they've ruined humanity or they'll have boring monotonous lonely lives, blah blah blah. Wah wah wah. Don't take any advice from bullies. Bbase your decision on what truly aligns with your desires. No one else can make that decision for you and if I'm totally honest I think whatever decision you make a tiny bit of you will wonder if you've made the wrong choice from time to time.
Parenthood isn't easy. It involves its fair share of chores, sacrifices, and exhaustion. Anyone who suggests being childfree is monotonous and lonely should try becoming a parent. There are plenty of lonely, bored mums. It is by no means a walk in the park. Forvall the heartache and work stress, I wouldn't be without my kids, but if I didn't have them and never met them, I would probably be content and find joy and fulfillment of a different kind.
Whatever choice you make, whether it involves having children or not, should be driven by your and your husbands own personal choices, not the expectations or criticisms of others.
Ultimately, it sounds like you are in a position to make the best decision for yourself. Trust yourself, follow your instincts, and remember that you have the ability to create a fulfilling life, with or without children.
Sorry because that probably was no help!
... the choice is yours ... ha ha ha