Talk

Start new thread

Flip

Back to thread

Original poster

Loan or credit card?!! DESPERATE

1 reply

secular37 · 22/10/2023 18:01

Please please Mumsnetters. I am desperate for advice. If this post is not suitable on here then please direct me to another thread to post this question on.

After 6 long years, my CCJ has been removed (got a student over draft when I was 18 at Uni and paid it off but was put on ccj due to failure to many attempts of them trying to get me to pay it back).

It is good timing, as I am moving home soon. But I need some advice. Due to my Children's needs, it looks like flooring is going to be our biggest expensive. Roughly 3,000 for sound proofing and flooring.

I don't know if it's worth getting a loan or a credit card (never had a credit card as I hate getting into debt) to buy the flooring. My credit score is 928. Please tell me what I should do. Please!!!!!!!!!!! As I need to live out ASAP and will not do this until I've got my flooring sorted.

Go to post

MNHQ

ImaniMumsnet · 22/10/2023 18:38

Hello everyone
We've had a number of reports from people concerned about this thread so, as we usually do in these circs, we're putting our heads round the door with some important reminders.

Right now we can't see any evidence to indicate that the OP isn't above board – if we did, we'd remove the thread straight away. But the truth is that, sadly, we at MNHQ can't know with 100% certainty that any poster is genuine, no matter who they are or how long they have been here. As frustrating as it is, we're not able to vouch for anyone here.

So we always ask users to remember that not everyone on the internet is who they say they are – and remind folk not to give more to another poster, either financially (in cash or gifts) or emotionally (in time or care and support) than they'd be prepared to lose if things went wrong. Though, we strongly advise against parting with any cash or giving away your personal details, and if you receive a PM which makes you uneasy - report it to us and we’ll take a look.

We've compiled some useful links posted by Mumsnetters into a financial issues webguide, so that people experiencing difficulties can find all the relevant information in one place.

Sorry to hijack your thread briefly there, OP – we really hope you get it all sorted soon.

Mumsnet's financial guide - homelessness, bills, food and more | Mumsnet

Facing financial issues with the rising cost of living? Find helpful tips, advice, and support from real Mumsnetters on everything from bill costs, food, homelessness, and the support groups available.

https://www.mumsnet.com/articles/financial-issues-guide

Watch this thread for updates

Tap "Watch" to get all the latest updates

End of posts

There are no more MNHQ posts on this thread

Back to thread

Flip