Page 9 | 54, had enough of the daily slog so I'm not going to do it anymore....

erikbloodaxe · 2023-05-25T06:06:28+00:00

Well I have plan at least. 1. Sell this house 2. Buy little house 3. Give notice at current job. 4. Find remote PT job 5. Earn enough to cover outgoings (no mortgage thankfully) 6. Spend my time doing what makes me happy. I'm not spending what time I have left bloody working full time. The time between now and retirement will just be wasted years. Wish me luck! Adventures here I come [grin]

Nothingisblackandwhite · 25/05/2023 14:43

A good friend has just done the same at 56 , a bit of a different plan , she sold her home who had no mortgage, moved area so houses where cheaper and got enough to buy a second home that she now rents as a holiday let . She has part time too but the holiday let gives her enough income . She has been doing lots of traveling and enjoying life .
OP go for it !!! You only live once .

Canthave2manycats · 25/05/2023 14:45

I'm 60 and considering flexible retirement, if the figures work out. Sick to death of working for a living, being chewed up and spat out on a daily basis. Toxic work culture. Absolutely fed up answering to numpties. Don't want to sell the house - have lived here for 25 years and am working at upgrading it before retirement. Need the space anyway as the 'boomerangs' are currently back.

When I started my working life, I fully expected to have retired by now! I think it's ridiculous having to work until 67 and there's no way I am doing it however I manage it!

You are just right @erikbloodaxe. Screw Hunt and his ilk! When do we actually get to have a life?!

Original poster

erikbloodaxe · 25/05/2023 14:45

@Pluvia

You are just plain rude. My finances are just fine. This is a happy thread, take your bitter arse elsewhere.

OP posts:

Dreamstate · 25/05/2023 14:48

Pluvia · 25/05/2023 14:41

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

What ignorance! Her taxes right now are paying for your kids education etc and any child benefits if you received them or receive them.

memoirsofatrespasser · 25/05/2023 14:52

Pluvia · 25/05/2023 14:41

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

Bitter, much? What a vile attitude.

Canthave2manycats · 25/05/2023 14:57

Pluvia · 25/05/2023 14:41

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

Oh grow up, that's how the system works!!! Your kids and grandchildren will in turn pay for you.

I'd drop the attitude. You never know where life might take you!

SerendipityJane · 25/05/2023 14:58

memoirsofatrespasser · 25/05/2023 14:52

Bitter, much? What a vile attitude.

Show quote history

I am quite prepared for a flange of flying monkeys to start appearing in threads like this, as the nudge units efforts to discourage it ramp up.

In a years time, early retirees will become the new scourge of society. Much like single mothers were (?) in the 80s.

tothelefttotheleft · 25/05/2023 15:00

Question for those of you downsizing to flats.

I'd like to do this but the freehold and service charge aspects concerns me. I'm worried about only owning the flat not the land it's on.

I'm also concerned about the service charge massively increasing.

I'd love to know what other posters think of these issues.

knobheeeeed · 25/05/2023 15:00

In a years time, early retirees will become the new scourge of society. Much like single mothers were (?) in the 80s

I'm in Austria and part-time workers (of whatever age) are now the scourge of society. Regular part-timer-bashing threads in the press.
Get ready for the increased propaganda as the government realizes more people are not buying into the whole "work until you drop and spend as much cash as possible on trash" concept.

Whichnumbers · 25/05/2023 15:01

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

Thats exactly what happens - todays pensioners are being paid by people of working age now, when each generation retires the following generations pay their pensions. Thats why the age of retirement keeps raising, as there are not enough of working age due to a birth rate dip

SummerSimmer · 25/05/2023 15:03

Thats exactly what happens - todays pensioners are being paid by people of working age now, when each generation retires the following generations pay their pensions. Thats why the age of retirement keeps raising, as there are not enough of working age due to a birth rate dip
Thats rubbish, nobody is paying my pension. I’m finding retirement from the one and half million my DY and I have saved. Our taxes are supporting you.

frozendaisy · 25/05/2023 15:13

Pluvia · 25/05/2023 14:41

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

Like her taxes paying for your kids education

Give and take @Pluvia

MarrymeJM · 25/05/2023 15:15

Can I join you OP on your adventures ?!
I'm 47 , have worked part time all my life. But now just want to move somewhere next to the sea , countryside and travel whenever my heart desires. Its just the children that need putting through uni, getting married off etc

I don't think I want to wait another 10 years.

Stripedbag101 · 25/05/2023 15:22

SummerSimmer · 25/05/2023 15:03

Thats exactly what happens - todays pensioners are being paid by people of working age now, when each generation retires the following generations pay their pensions. Thats why the age of retirement keeps raising, as there are not enough of working age due to a birth rate dip
Thats rubbish, nobody is paying my pension. I’m finding retirement from the one and half million my DY and I have saved. Our taxes are supporting you.

Will you not be drawing a state pension?

Canthave2manycats · 25/05/2023 15:22

SerendipityJane · 25/05/2023 14:58

I am quite prepared for a flange of flying monkeys to start appearing in threads like this, as the nudge units efforts to discourage it ramp up.

In a years time, early retirees will become the new scourge of society. Much like single mothers were (?) in the 80s.

Show quote history

What a load of nonsense. You think you will be young forever, I guess? Well, newsflash - you won't.

And @Pluvia think twice next time your CB drops into your bank account or you take your little darling to the GP, or to school, and ask yourself the question, wtf is paying for that?!

CherryBlossomAutumn · 25/05/2023 15:24

Do it!

I would do this myself if I could.

CaptainSeven · 25/05/2023 15:25

Have you considered any workplace pension you currently get????

Check that out first.

Remembersweetvalleyhighbooks · 25/05/2023 15:26

I’m jealous!

45 here with a 5 year old, will be working for yonks 😅
Go for it! Sounds amazing. We have friends in their late 50’s, kids moved out and are young adults now, they sold their house, bought a small, but lovely apartment and bought a small sailing boat, their life is amazing, simple and stress free, I aim for this

yepgoingforarun · 25/05/2023 15:28

Pluvia · 25/05/2023 14:41

You can do what you like, OP, so long as you've got your pensions sorted and you won't be expecting me and my kids and your kids and our grandchildren to be paying to support you in later life.

Given you don’t have children and you’re about to retire… why are you worried about your children and grandchildren @Pluvia ? 😐

SerendipityJane · 25/05/2023 15:37

What a load of nonsense. You think you will be young forever, I guess? Well, newsflash - you won't.

How young do you think I am, by the way ? Older or younger than the OP ?

ThePlasticScouser · 25/05/2023 15:41

The govt only have themselves to blame for people saying “enough”. No one can sustain the long commutes on poor infrastructure, the high costs of commute, the long working hours and short staff, then be shafted left right and centre on taxes. Then when it gets too much and you get sick, you can’t get a doctors appointment.

I’m loving this thread because I felt a bit guilty at working part time and not earning more, but now I see that I’d rather have less, and have time, and lower blood pressure.

BeginningToLookALotLike · 25/05/2023 15:45

And because the NHS is so under resourced it can take months or years to have health problems diagnosed before treatment even becomes an option.

yepgoingforarun · 25/05/2023 16:02

How old are yours and his adult children?

what’s your health and fitness like op?

yepgoingforarun · 25/05/2023 16:03

ThePlasticScouser · 25/05/2023 15:41

The govt only have themselves to blame for people saying “enough”. No one can sustain the long commutes on poor infrastructure, the high costs of commute, the long working hours and short staff, then be shafted left right and centre on taxes. Then when it gets too much and you get sick, you can’t get a doctors appointment.

I’m loving this thread because I felt a bit guilty at working part time and not earning more, but now I see that I’d rather have less, and have time, and lower blood pressure.

I work part time and I feel zero guilt. Zero!!!

Notjustabrunette · 25/05/2023 16:19

Good luck to you. A friend of mine passed away this week unexpectedly at the age of 45. Enjoy living your best life.
Im not in the position to do what you’re doing (younger, have small kids and mortgage) but we had a choice between stretching ourselves buying a bigger house or being more comfortably off with a smaller house. We went for the smaller so we could have a second child and go on holidays. I don’t regret this decision. Being house poor is definitely a thing.