@SusanMaria Do you genuinely believe that the state pension alone is going to give anyone a comfortable retirement? In ten years' time it may have lost even its current value.
Depending on how much NI someone has paid, their pension at the moment could be as low as £8K a year (not an exact figure but close.)
This is why some old people have been freezing throughout the last cold spell, with potential utility bills of £3K pa.
I think you have got me wrong. I've worked p/t for the majority of my career, a decision taken by me and DH. If you think some people on this thread are jealous, I'm not one of them because I've put work-life balance at the top of my list for almost 40 years.
But as professionals (me and DH) we have accumulated a very substantial pot of savings as well as pensions that are very good.
It's because I know we are financially sound in our retirement (I still do some work) that I raised this issue with the OP.
As for your claim that state care homes are good where you are- well, that's great. But they weren't for my late MIL, or other people I know.
And as for @erikbloodaxe topping herself rather than go into care, most people in care have dementia, and no capacity to carry out their own euthanasia!