USA middle & upper mc.. How do they compare to UK & Irish MC & UC

[Merryandbright1]

Big difference for me (have family on the East Coast) is the mc style in the East Coast is very preppy (Ralph Lauren, Kate Spade.. Plus Tommy Hilfigger for the teens), understated. And the children do very expensive activities.

@knitnerd90

No one in America cares what your salary is, it’s about your net worth. Those are net worth amounts.

A lot of working class and poor Americans carry ridiculous amounts of consumer debt. The amount of consumption is insane.

@knitnerd90 you are probably in the $1-10m net worth category! Calm down.

Income in America really doesn’t mean much because so many people fritter it away on rubbish. I’ve noticed a lot of the state colleges don’t cost so much less than the private colleges. The whole business of education is jarring.

Strangely enough, the frittering it away on nothing seems to be a UK thing. In my experience most people in the US are much financially savvy.

In the upper income levels yes, but my goodness the consumption of the middle and working class is insane.

I have a walk in wardrobe and half of it is filled with books!

Culture is entirely absent in the US.

What a load of absolute rubbish. The level of ignorance you show is astounding.

No, I can assure you it's not. Even with house prices being what they are, since we still have a mortgage.

I live in America, I can't imagine what circles you run in that people only think about net worth and not income. Most Americans don't have enough net worth to consider. everyone I know thinks about their income; you don't even begin to have a net worth of any value until your 40s.

education cost is quite complicated having just gone through the process. My oldest did get into the flagship state campus and likes the course she wants to do. But depending on one's income and state, it isn't guaranteed what will be cheaper, where will offer the degree you want, etc. we used to live in a state with much more expensive public universities and the difference between private and public could be much less. Here it's not as expensive. In addition to that, for historical reasons (early establishment of private colleges and universities) the reputation and programs at public universities in the Northeast lag behind the privates. The private universities actually pressured governments not to establish public ones, which is why New York's land-grant university is Cornell. Three of Cornell's colleges are subsidised by the state of New York.

states in general started pulling back on support for public universities in the late 1990s. American friends my age remember paying much much less, perhaps $3k a year, for tuition when they went. It's at least quadruple that now. Even the Ivies were $30K all inclusive and at least one has hit $90k now.

Street style in the U.K. spreads across all classes. It tends to have a bias. MC tend to be Indie.

I taught in a very high achieving state comp in a very wealthy neighbourhood. Lots of coloured hair, baggy puddle trousers and hoodies.

Gangsta/Grime was hardly visible.

But it doesn’t have the huge range and history like the U.K.

Emo
Goth
Indiie
Scene

Britsin had a huge range of street style going back to Teddy Boys, Mods and Rockers etc. lt’s much more individual than the IS.

I've not rtwt but I reckon that you will find this podcast interesting- American Ivy. It's a good listen.

It is reviewed here https://www.harpersbazaar.com/fashion/trends/a42710995/articles-of-interest-fashion-podcast-preppy-style-history/

That was my point really! We don't use those terms, it is different. I would also say we don't have the same preoccupation with it certainly as people seem to have, going by MN (maybe not an accurate representation of the UK).

The other thing about American "class" is that people move when their income changes. My understanding of English class is you're stuck with your label for life.

English class is defined by what you like and choices you make.
American class is defined by your opportunities.

Hahahaha how did you come up with such bullshit?

Really? We've managed it easily in boston for many years. Perhaps you need to consider a career change.

$100-500k working class: They are mainly pay period to pay period. $0-100k poor/destitute: This group is so very vulnerable. Mainly illegal immigrants.

Delusional AND racist. Lovely.

I have lived here for 20 years. It’s a horrible system. What British people don’t understand about America is just how racist and sexist it is. I’m in Texas after being in nyc/north Jersey. I’m dealing with massive sexism at work and in my personal life. The immigration situation here is horrendous. Don’t call me racist when I’m merely pointing out what I have observed based on living here for far too long.

What Americans like to say is that you can move between the groups. No you can’t move easily between the groups. Education is not the same between the different groups. Your school district is determined based on where you live. Your wealth determines where you live. I have my children at a Catholic private school which has better diversity compared to the local school my children would attend.

As I said, I’m stuck here and hate it. I’m divorced and moved down within the upper middle class group. It’s fine. I don’t care what group I’m in. Im friends with people in lower groups than me which is unusual here.

I purposely left out the people who are worth less than zero. It was intentional. The culture here doesn’t recognize those people. It might be someone with horrendous student loans or it might be someone homeless with a drug addiction.

Why the UK follows the US blindly is beyond me. Also there is no special relationship between the two countries. The US uses the UK to either get what they want politically or make money from us.

Saying that most poor people in the US are illegal immigrants is racist, not to mention factually incorrect.

You say you 'moved down within the upper middle class group' so I guess I shouldn't be surprised you think anyone making less than 100K is poor and destitute but that's just bonkers. According to the Census Bureau median income in the US is about 70K.

You can't extrapolate your own small corner of the US to the entire country.

Do you live here? I live here and have done for 20 years.

I never said those amounts are income. It’s a general guide. What you are not understanding is the country is unbelievably racist. That is what I am commenting on. Illegal immigrants are in that group while African Americans are often in the lower than zero group. To an American in the 0+ groups, those in the lower than zero group equates to not on their radar. That’s one of the reasons why racism continues to be a problem here.

Someone making $70k a year is probably in the $500k-$1m group in the long run. It’s not income, it’s net worth.

I'm from New York. So yes I feel pretty confident saying you're being ridiculous.

Yes of course you do and of course you are so so right because you sit there in New York. I also work with a lot of data in my job. It’s something I have looked at a lot as we segment the market for institutional (family offices), private wealth and retail banking opportunities.

You seem hooked on your social status! It’s quite funny to observe.

I'm doing fine. I was criticising the previous poster who came up with those absurd figures.

I also completely missed the illegal immigrants line. yes, racist as well as full of it.

Why must you be so rude?

Quite easily it seems!

Have I hit a nerve?