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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
6
Tracker1234 · 11/04/2023 14:11

Another person with their hand out looking for others to support their choices.

Babyroobs · 11/04/2023 14:11

NewNovember · 11/04/2023 13:55

No actually it's just the earnings from one partner in a claim has jumped dramatically. You can still have one person at home if you earn enough post September.

Not true.

FatAgainItsLettuceTime · 11/04/2023 14:11

OP "I don't know any Childminders who will just have dc as and when you need them." You might not have a childminder who will do this but there are other forms of childcare. The local Outdoor pursuits centre offer emergency childcare so if school is closed for whatever reason I can call and book them in for a day of kayaking, climbing, bushcraft. It costs, but it is a viable and good option. You need to actively seek out local services.

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UndercoverCop · 11/04/2023 14:12

How do people manage? You work opposite shifts, you take annual leave to cover school holidays, at separate times for each parent. You pay through the nose for expensive holiday clubs. You get a childminder or a babysitter.
You don't choose not to work and claim benefits.

CornishTiger · 11/04/2023 14:13

CallintheClownies · 11/04/2023 14:08

Not quite a million years, love.

The point is you are both working.

The OP is asking for her lifestyle choice to be funded by other people.

years processing benefits equates to a million!

Is it a lifestyle choice or is it a reality of society not being set up adequately for two working parents. There are benefits to SAHP. I did it for couple of years ( and was shit at it!) and tbh the children were happier and had less stressed parents.

HistoryFanatic · 11/04/2023 14:13

What would you be during the day whilst your kids are at school?

Needanewadventure2021 · 11/04/2023 14:13

I've been a single parent my entire DS life. He is nearly 9. I returned to work when he was 11 months old which looking back now as much as it saddened me, it was essential for myself that I did!

I've never relied on anyone. Believe me there are jobs that work around kids! I started on a part time basis and by the time he was school age I was able to flexibly adjust my hours around school hours on an all year round basis, and had to pay for childcare in the holidays. I have now increased my hours to full time and I work in a school so I can earn more but still be present for my son in the holidays. Despite working in a school I've found them very flexible too with needing time off for my son's medical appointments.
I promise you there ARE jobs that will fit around your family's needs If you want to work.

Most of the time off you've mentioned are the school holidays. Millions of others manage. Strike days are extremely rare in the grand scheme of things any employers would need to understand these things are out of your control. Why wouldn't you want to help contribute towards your family? Your partner must be exhausted knowing he has no choice as his whole family is relying on him? Surely it would give you a boost too? I found being at home in those first 11 months so difficult, I lost myself. I was so glad getting back in to work to give myself an identity which was about just being a Mum.

I wasn't aware UC was changing but I feel it needs to. I often hear what other couples get and am astonished when my circumstances are significantly less and what is available to me to extremely limited. It's never made sense to me that a couple claiming can have an income double what I earn and be entitled to more UC than I am!

But ultimately you are a partnership. If your husband supports you staying at home then stay at home but I don't see when the state should fund that choice.

CallintheClownies · 11/04/2023 14:13

Truly bonkers.

You can try to find work that fits in with school hours - like teaching asst jobs, or shops, or whatever, where you can work part time.

Sounds like you have had at least 7 years not working and you now want other people to pay for you to idle away your days.

Can you not even begin to see the cheek of it?

happyinherts · 11/04/2023 14:13

My husband is a state pensioner. We do not qualify for Pension Credit as both of us need to be pensioners - remember, government changed the age qualification for women. I am seeking work but illegible for UC or JSA.

I'm not sure why you would qualify, when I'm seeking work - lower household income, etc, and don't seem to fall into the UC or JSA bracket.

bellabellaIzzie · 11/04/2023 14:15

I think you said you're managing @faultywiring so what is it you'd like the extra money for if you don't mind my asking?

CallintheClownies · 11/04/2023 14:16

@happyinherts I'm sure you can find work. Businesses are crying out for people.

CornishTiger · 11/04/2023 14:16

happyinherts · 11/04/2023 14:13

My husband is a state pensioner. We do not qualify for Pension Credit as both of us need to be pensioners - remember, government changed the age qualification for women. I am seeking work but illegible for UC or JSA.

I'm not sure why you would qualify, when I'm seeking work - lower household income, etc, and don't seem to fall into the UC or JSA bracket.

Why don’t you qualify for UC? As partner is pension age you are what’s known as a mixed age couple. Although his pension is classed as income.

TheOrigRights · 11/04/2023 14:16

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

It's not.
I have been a lone full time working parent for nearly 7 years.
It is hard but not impossible.

Improbablecat · 11/04/2023 14:17

I don't know any families where one or both parents aren't working, except one of my daughter's friend's dad - who is retired! It is entirely normal to have to cover holidays etc. without family support.

All our family are abroad. We made a financial decision when having children to space them out so as to avoid paying 2 lots of childcare at once. We take our AL staggered over their holidays and use holiday clubs and wrap around care.
For in service days we have more recently taken parental leave. (18 weeks available per child, though unpaid unless you're in Scotland where the first 4 weeks are paid)
This is just basic parenting. We are (only just) ineligible for child benefit so recieve nothing but pay a fair amount in taxes. I am grateful for the tax free childcare account and the 30 free hrs from age 3. I can't comprehend expecting society to fund me if I fancied jacking in my job.

Babyroobs · 11/04/2023 14:17

happyinherts · 11/04/2023 14:13

My husband is a state pensioner. We do not qualify for Pension Credit as both of us need to be pensioners - remember, government changed the age qualification for women. I am seeking work but illegible for UC or JSA.

I'm not sure why you would qualify, when I'm seeking work - lower household income, etc, and don't seem to fall into the UC or JSA bracket.

You could claim contributions based JSA if you ahve been working over the past 2-3 years and have paid NI contributions.

happyinherts · 11/04/2023 14:18

@CornishTiger A couple cannot have UC and State Pension apparently. I don't know why.

Zanatdy · 11/04/2023 14:19

Why would anyone (healthy) allow their other half to work 50hrs whilst they sat at home
when DC are in school?

happyinherts · 11/04/2023 14:19

@Babyroobs And no, I haven't worked for seven years, but am actively looking now. Anyway, I was really just pointing out the OP that not everyone qualifies!!!

BillyAteMyChips · 11/04/2023 14:20

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Babyroobs · 11/04/2023 14:20

happyinherts · 11/04/2023 14:18

@CornishTiger A couple cannot have UC and State Pension apparently. I don't know why.

They certainly can claim UC as a mixed age couple but unless you have rent to pay or you yourself or your husband have disabilities you are unlikely to get any UC because state pension is deducted in full from your UC award .

Iwannatakearideonyourdiscostick · 11/04/2023 14:21

@faultywiring
If your parents are 80, you must be about 40, and that's assuming that they were 40 when they had you.
If you are 40something, you are surely old enough to work out the answer to this question without asking Mumsnet?
Though you don't sound like someone in their 40s. Which suggests that your parents must have been in their 60s when they had you. Hmm

FeetupTvon · 11/04/2023 14:24

I feel very sorry for your husband.
Maybe you should work 50 hours a week whilst he stays at home?
This is not a partnership.
Why would you choose not to work? How are you setting an example to your children?
Lastly and most importantly why on earth would you think that tax-payers would pay you? To sit at home?
I work 45 hours a week as does my husband, why should we fund you??

MrsLB123 · 11/04/2023 14:24

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

Annual leave (split between the parents), unpaid parental leave (18 weeks, per child, per parent - you can take up to 4 weeks, per yer, per child), holiday clubs, child minders, for sick days call in sick or take dependency leave

GreenFingersWouldBeHandy · 11/04/2023 14:24

@Babyroobs

UC is a generous benefit

Oh naff off. I get £335 per month and it doesn't even cover my bills. I'm getting more into debt every month.

I have a life threatening condition that limits my ability to work (I am looking) but don't qualify for PIP as that is to do with mobility.

Please do some research before you mouth off.

smilingthroughgrittedteeth · 11/04/2023 14:25

Im a stay at home mum to 3 school aged children and we get universal credit however my son is disabled and im his carer so dont have work commitments. If we didnt get the disabled child and carer elements i would be expected (and want to) work. I have in fact just found a job for 10hrs a week which fits around my sons needs and start after half term because i hate having to rely on benefits. My DH works 50/60hr weeks.

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