Can you get universal credit for being a SAHM if husband works f/t?

[faultywiring]

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

At this moment, depending on your husbands wage, he may earn enough to cover you as a couple and you may be able to get UC. This is what we did.
However I am aware that soon (no date given yet) the couple amount will be removed and each person will have to have a job for at least 15/18 hours minimum wage equivalent.
Try one of the online calculators. You could apply and just claim til change of couples amount(whenever that is) if you really dont want/cant work those hours.

Very doubtful At your DC's ages they will expect you to work.. it's not a lifestyle choice, if you're healthy!

Will the OP return to the thread? Find out in the next episode.

I think you need to do some research before you accuse others of not doing it ! PIP is not just about mobility, there is also a daily living component. If your illness affects the number of hours you can work then you need to hand in sick notes and wait to be assessed for work capability which would give you potentially extra money on your claim. If you had even read my post properly you would have seen that i said it is a generous benefit for families where one is working with the taper rates and work allowances. It absolutely sympathise with single people who just get the basic amount as it is a pittance to try to live off.

There are online benefits calculators
Govn approved.
You will get an idea of what you are entitled to based on your husbands salary.
As others have said here you need to work.

So just to be nosey.
I just did a benefits calc on one of the approved websites.
Based on no savings and dh salary of £45000 ( obviously just guessing here, for the sake of it). You OP not working.
You are not entitled to any UC except child benefit £39.90/wk.

Went back and changed the salary to £30,000 for your dh and apparently you can get £90.20/wk plus the £39.90/wk child benefit.

Really surprised by that to be honest. Thought you’d have to work to get money from the tax payer, but clearly not.

As a tax payer I’d be thrilled to support this.
Stacey Dooley recently did a documentary about a couple who both didn’t work as they ‘wanted to spend as much time with their kids as possible’. I was very happy to support them too.

@CallintheClownies I'm not bothered if I work or not - I only have a couple of years left till retirement anyway. I can sell and downsize property if I'm need. It's nice to work for mental health benefits, but being that I'm not claiming anything I'm under no obligation.

My point was to the OP that everyone who isn't actually employed (like herself) doesn't automatically qualify for UC.

You're simply a non-working adult @happyinherts who seems (a bit like the OP) that your choice could be funded by tax payers.

Both you are your H have had decades to make provision for your pension ages (I'm older than you and knew about the pension changes long ago. But I have an occupational pension from my career, as does my DH.)

You both had the option to save or invest in a private pension for retirement since you started working.

Ok- you have updated @happyinherts

Sorry OP, you need to get off your ass and work. You have 6hrs a day when DC are in school. You could work nights. You could work weekends. You are choosing not to and then have the cheek to ask if there is any money you could be getting from taxes.
Benefits are not a lifestyle choice. You are lucky to have the opportunity to work. Get some pride and self worth and get a job - you might even like it and develop a career.

Don't be ridiculous.

The UK currently has the highest taxation for decades so where exactly do you think the money would come from?

I'm really lucky to be able to work term time only and within school hours. I do appreciate how difficult childcare must be though.

My children's primary school only started offering before and after school care last year. Previous to that there was one childminder who does school runs but I've never known her to have any spaces.

School holidays must be even worse- there's nothing locally that runs for all of the holidays, just the odd week here and there. Only 'hobby' specific too, not just general childcare but a week at a tennis club, or the odd day at a cookery school for example. Only ever 9-3 too so little use to anyone working longer than that. Hopefully other areas have better provision!

People can still get the money but the rules are changing ( as has been mentioned multiple times on the thread) and if op were to make a claim then in the next few months she would be called to work commitments appointments and asked to job search.

And it will not tell op this on a benefits calculator but when making the claim she will need to agree to commitments before any money is paid !

Agree it’s a disgrace.
When you add in the extras of free school meals, easier univ. entry for some if on free school meals. Food vouchers, free school travel etc, money off council tax and help with bills. People not working do very well.

My cousin who teaches SEN students in a higher education colleague told me friends on full benefits get more than she does working.

Take holiday at different times to your husband to cover school holidays, holiday clubs to cover the additional weeks, before and after school clubs, favours from friends in emergencies (reciprocated).

It's not easy OP, but that's what people do. There's no denying it can be a tough few years juggling everything but you just muddle through.

My kids are well past that stage now but I just got on with it at the time as I had no choice. I've always had to work full time. You get in the swing of it and it just becomes how life is. Good luck.

They're probably not really a higher rate tax payer. Or even, a tax payer.

God I don’t lol, I like going to work for a much needed mental break 🤣

You could claim UC but your 'condition of entitlement' (which you need to claim) would be as a jobseeker and so you would be expected to look for work. If you then found work you may still be entitled to claim UC with a condition of entitlement of 'low wage' and you would then also be entitled to the chidcare element which would help you pay towards childcare in the school holidays and wraparound care before and after school.

You get jobs outside of school hours when the main wage earner is home. Super early morning and evenings. I how me and husband did it for years. Always one parent at home.

How dare you all. Your replies are horrible. I spent 2 years trying to get a job around school time and even care homes who were apparently crying out for work didn't want me. I have now finally got a job that is flexible but it's taken a long long time and my job is rewarding but I am literally wiping peoples arses which isn't something anyone can do. The judgements on this page is crazy.

But the kids are at school between 9-3.30! Op wont be able to spend time with them anyway. Far better she gets a job, earn some money and have quality time as a FAMILY rather than one parent working 50 hours a week on min wage.

😫lots of people may not want to work. I expect my taxes to be used to fund people who are in need who cannot work. Yiu could work when the children are at school.

You have to be basically a single parent or unemployed parent to get those. The threshold for earnings is really low.

hoping @GraysPapaya / assuming really this is sarcasm.

Who wants to pay for people to sit on their arses all day.