Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
6
Redbone · 11/04/2023 18:00

I would have loved not to work when my two were young too but we couldn’t afford for me not to. I think that you need to look for a job!

Hubblebubble · 11/04/2023 18:01

Why should my taxes (as a fulltime working single mother of a toddler) fund you to be a SAHM?

cannaecookrisotto · 11/04/2023 18:02

Childminder that does term time too.

I pay for 9 hours per week and pay whether I use them or not. I usually do, when there's strikes etc I pay for extra hours.

Works out about £250 per month for 1 child.

Interested in this thread?

Then you might like threads about this subject:

RollingInTheCreek · 11/04/2023 18:03

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

Yeah welcome to everyone else’s world. It’s hard work!

LlamaFace19 · 11/04/2023 18:04

As your husband almost certainly earns above the AET, then no, you probably won't be required to look for work. However, the rules will changing soon. Currently, if one half of a couple earn above the AET, then the other person doesn't have to look for work even if they have school aged children. Soon though, BOTH halves of a couple will have to earn above the AET. So in the near future you WILL be required to look for work.

Is there any reason you can't work? Both of your children are in school. Some of these replies are harsh but I can understand their frustration. DH and I have two young children, both under school age. Full time childcare for both would be simply unaffordable (an eye watering 2k a month!!) so instead DH works 9-5 Mon-Fri and I work evenings and weekends. Yes it means we are like ships in the night sometimes and don't get much family time, but we chose to have two children! I wouldn't expect the government to fund our choices when we are both able bodied and capable of working.

Redbone · 11/04/2023 18:05

Why not aapply to be a classroom assistant or work evenings ?

Itsmebutnotme · 11/04/2023 18:15

Morningcoffeeview · 11/04/2023 12:34

Set up a go fund me, I’ll contribute. A truly worthy cause.

😂

FlippyFloppyShoe · 11/04/2023 18:17

MrsSamR · 11/04/2023 15:35

So are you suggesting that every single mother in the UK gives up work to raise their children and relies on benefits paid for by all men and childless women? That is new levels of insane!

In the olden days once a female got married quite often her employers terminated their employment whether the women wanted them to or not. Joys of being a female...these were the kind of things that feminists fought against.
That is no longer the case these days.

Lifeisapeach · 11/04/2023 18:20

Choosing not to work but enquiring what benefits can be claimed…. This is everything that’s wrong with this country.

You’re in a privileged position where you can afford to stay at home. Many families NEED dual income just to get by.

Whatisthisanyidea · 11/04/2023 18:24

Has anyone started a ‘go fund me’ for this poor soul?

Arewehumanorarewecupboards · 11/04/2023 18:27

stayathomer · 11/04/2023 17:32

No one is attacking anyone.
You can disagree with people’s choices but everyone has to agree there’s some horrible comments on here, yes the op’s question seems a bit crazy but imagine how other sahms probably feel reading the thread.

I agree. I don’t agree with the op but I am disgusted by some of the comments.

breakingintopieces · 11/04/2023 18:29

As a rough back of an envelope calculation... rather than your DH working 50 hours, if you both worked 25 hours each, you could bring in an extra £335 each month through leveraging your tax rates.

Is sharing the work an option? Even if you can't access a higher wage than NMW either, it still results in more household money each month.

ThePenIsBlue · 11/04/2023 18:35

What I find fascinating about this thread is that pretty much everyone is saying that no way should the OP expect the taxpayer to fund her lifestyle choice. The same people that hate the tories. Who have stopped this nonsense. Labour were the party who introduced benefits for this situation. The tories are trying to reverse this. And yet post a thread about the Tories and you’ll get a bunch of vitriol about how evil they are.

🤷‍♀️ I have no skin in the game. I’m a floating voter who will be voting Lib Dem at my local council elections….
just find it a little fascinating
I’m is preparing to be annihilated and called Tory scum. 😁

Notjustabrunette · 11/04/2023 18:36

Me and DH both became unemployed during lockdown. We applied for UC and had meetings with our job coach (I think that was the title). So yes, you would be expected to be looking for work otherwise these meeting aren’t going to go very well for you. This isn’t supposed to be sarcastic, but I have found working is a better way to get money than relying on benefits. I have children of a similar age to you and work FT. It is possible to do.

Morningcoffeeview · 11/04/2023 18:36

Whatisthisanyidea · 11/04/2023 18:24

Has anyone started a ‘go fund me’ for this poor soul?

I have. We’ve got a few people already. Someone has pledged £400 p/m.

Morningcoffeeview · 11/04/2023 18:38

ThePenIsBlue · 11/04/2023 18:35

What I find fascinating about this thread is that pretty much everyone is saying that no way should the OP expect the taxpayer to fund her lifestyle choice. The same people that hate the tories. Who have stopped this nonsense. Labour were the party who introduced benefits for this situation. The tories are trying to reverse this. And yet post a thread about the Tories and you’ll get a bunch of vitriol about how evil they are.

🤷‍♀️ I have no skin in the game. I’m a floating voter who will be voting Lib Dem at my local council elections….
just find it a little fascinating
I’m is preparing to be annihilated and called Tory scum. 😁

Yup.

I’m not a Tory fan but I don’t think Labour have any great economists. They seem to be from the “pot of gold” at the end of the rainbow brigade!

Oggermoller · 11/04/2023 18:38

When my children were small my ex worked continental shifts so some weeks he would be off during the week, other weeks he would do 12 hour days, or 12 hour nights. We didn't have family to help so I stayed at home, my ex was in well paid work, I couldn't have got a job to fit round his shift.
Hope OP has gone to the online benefits calculator after this pile on.

Morningcoffeeview · 11/04/2023 18:38

breakingintopieces · 11/04/2023 18:29

As a rough back of an envelope calculation... rather than your DH working 50 hours, if you both worked 25 hours each, you could bring in an extra £335 each month through leveraging your tax rates.

Is sharing the work an option? Even if you can't access a higher wage than NMW either, it still results in more household money each month.

I was thinking they could make better use of their tax allowances and have a better take home without anymore work. Be easy to get a warehouse jobs with opposite shifts.

honeyytoast · 11/04/2023 18:39

What were you planning to do before you had the children?

Morningcoffeeview · 11/04/2023 18:39

Oggermoller · 11/04/2023 18:38

When my children were small my ex worked continental shifts so some weeks he would be off during the week, other weeks he would do 12 hour days, or 12 hour nights. We didn't have family to help so I stayed at home, my ex was in well paid work, I couldn't have got a job to fit round his shift.
Hope OP has gone to the online benefits calculator after this pile on.

OP has gone back under the bridge. Probably the rain.

FannythePinkFlamingo · 11/04/2023 18:59

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

When my DC were small I worked on a supermarket checkout in the evening. DH came home and I went to work. Four days a week we were like ships passing in the night. That's the kind of thing you do to bring extra money in.

Bear127 · 11/04/2023 19:03

I can’t imagine being as self-entitled and as lazy as this. Get off your a*se and get a job! It’s people like you that give genuine benefit claimants a bad name.

FrustratedMumofBoys · 11/04/2023 19:05

So wish I didn't read this! I have primary aged kids and paid whopping childcare bills to return to work as soon as I could. I'd have loved to stay at home, but couldn't afford to. It was my choice to have children. I've recently had to give up a decent salary due to a degenerative health problem that has become much worse and I'm fighting the system for enough money to live off after working full time for years. I physically can't work anymore, and despite my doctor's agreeing, accessing financial support is a minefield. Meanwhile others think they can claim just because they don't want to work. I get that childcare is challenging, worth considering when you choose to have children maybe?

grayhairdontcare · 11/04/2023 19:25

It's got to be a wind up!
Why would a adult,rely on someone working 50 hours a week and trying to find ways to get free money rather than work?
No one would be so entitled surely

stayathomer · 11/04/2023 19:28

It's not about being a SAHM as people have said a million times - it's about expecting working people to fund your lifestyle choices. There is no criticism of SAHMs whatsoever - but it should be a mutual decision between parents and funded by themselves, not the taxpayer.

People saying ‘get off your arse’ and talking about people sitting and watching This Morning- if you were a sahm would you not think everyone is assuming you’re lazy?