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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
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6
mafsfan · 11/04/2023 16:55

StrawberryMoore · 11/04/2023 14:59

I think a lot of poster’s don’t understand how universal credit actually works, of course the op can claim and if she is renting will get a substantial amount on a £27k salary with two dc.

My dp earned £46768 April 22-April 23 we rent a social housing 3 bedroom, 2 bath with dressing room for £639 a month. We have 3 dc aged 11-16 and get £800 pcm in universal credit, I have conditions to look for work. After reading this thread I contacted DWP on my journal and got a speedy response the joint earnings threshold for couples is being removed gradually from September but if one member of the couple earns more than 36 hours at national living wage (double a single claimants 18 hours) there will be no obligation to seek work as the monetary amount will be meet.

What the actual fuck??? £800 a month plus subsidised rent when you have an income of £46k??

That's such a fuck you to all the teaching assistants, health care assistants, hospital porters, etc out there.

I'm all for a fair benefits system and think anybody in need should be supported but this is ridiculous. I'm so cross!!!

Pollydolly13 · 11/04/2023 16:56

I went to work more when my youngest started school. I found a term time only position. Have you considered those kind of roles if childcare is a issue?
When I became a single parent years later I was entitled to uc and it is earning dependent. It varied depending on my monthly outgoing. I was also a carer for one of my children with disabilities and a student. Basically it varies for every situation. I would look at your work options if money is tight.

Pollydolly13 · 11/04/2023 16:57

Monthly earning not outgoing!

Interested in this thread?

Then you might like threads about this subject:

JoshLymanIsHotterThanSam · 11/04/2023 16:58

faultywiring · 11/04/2023 12:58

We do manage fine with dh earnings. I just wasn't sure if there was something I could have been claiming and wasn't.
We do get child benefit.
It's the logistics of it all, my parents are nearly 80 and have health issues so are not able to look after the dc and dh family live hours away.
The dc never seem to be in school.
6 weeks off in the summer holidays
Half terms
End of terms
Easter hols
Xmas hols
Inset days
Days sick
And lately Strikes
It's easy to say the dc are at school but they never seem to be and any jobs I have had in the past have ended because I can't get child care, especially for flexible work which is the field I work.
I don't know any Childminders who will just have dc as and when you need them.

It wouldn’t kill you to do evening and weekend work in retail/catering…which is what many including myself have/had to do in order to bring money in.

gamerchick · 11/04/2023 16:58

mafsfan · 11/04/2023 16:55

What the actual fuck??? £800 a month plus subsidised rent when you have an income of £46k??

That's such a fuck you to all the teaching assistants, health care assistants, hospital porters, etc out there.

I'm all for a fair benefits system and think anybody in need should be supported but this is ridiculous. I'm so cross!!!

SH is NOT fucking subsidised. FFS.

Greyarea12 · 11/04/2023 16:59

It depends on his income. However, they don't pay UC for people to choose to stay at home lol. With your children's ages you would be expected to work a minimum amount of hours per week, it's just about to increase to around 25 I think and whilst you look for that job you would be expected to attend interviews at both the job centre and work place interviews, spend a certain amount of hours per week job hunting and would lose money if you don't fulfill your commitments. That's what they call it.

Frankola · 11/04/2023 17:06

Is there a reason that you can't work?

If you want to be a SAHM then you need to fund that privately between you and your DH.

Taxpayers are not here to fund you staying at home for no medical reason etc

Badbudgeter · 11/04/2023 17:12

mafsfan · 11/04/2023 16:55

What the actual fuck??? £800 a month plus subsidised rent when you have an income of £46k??

That's such a fuck you to all the teaching assistants, health care assistants, hospital porters, etc out there.

I'm all for a fair benefits system and think anybody in need should be supported but this is ridiculous. I'm so cross!!!

I do several low paid jobs including in a care home and work about 53 hours a week. I take home £2200 a month. UC gives me an extra £500 and I own so no rental element. It’s not really a fuck you to all us lowly paid workers it’s subsiding employers so they can pay less whilst reducing number of children living in poverty.

SittingOnTheSand · 11/04/2023 17:13

@faultywiring You will also want to be sure you are on track to get your full state pension entitlement as you only get a 'stamp' via child benefit until they're 12.

Strawberrydelight78 · 11/04/2023 17:13

Why would you think your entitled to claim anything if you're managing fine?

monicagellerbing · 11/04/2023 17:16

I currently work 14 hours per week and my husband works full time, will the new rules mean I have to look for more hours? Before I was working I wasn't made to look for work either as my husband earned over the threshold

IsAGirlMumma · 11/04/2023 17:16

Idratherbepaddleboarding · 11/04/2023 12:31

Benefits aren’t there to support your choice not to work. I hope you would be expected to look for work!

This! Why should you receive benefits to sit at home for 6 hours a day while your kids are at school??

Cornchip · 11/04/2023 17:20

Plenty of jobs that are flexible and have shift work.

Retail is one of them. I know a lot of mums who work in retail because it suits their family. Some do 4h shifts at a time (so starting at 10, ending at 2) for pick ups and drop offs. Weekdays only. Others prefer to do 2/3 longer days, usually when their partner is off work. Start at 7am, finish at 3pm, so still time in the day for being with the kids. Another one prefers to work evenings when their partner gets home from work, so 5-10pm, or 6-11pm.

Loads of options available. I personally work part time and do 3 days a week, my partner works shifts as well so he rotas himself to be in work when I’m at home.

I wouldn’t expect the tax payer to pay for me to sit on my arse at home though.

chocspot · 11/04/2023 17:20

I currently work 14 hours per week and my husband works full time, will the new rules mean I have to look for more hours? Before I was working I wasn't made to look for work either as my husband earned over the threshold

It's based in earnings. So if for example it states 25 hours, it means 25 hours at minimum wage. If you're earning more than minimum wage you could work less hours and it'll still satisfy the new rules.

Hobnobswantshernameback · 11/04/2023 17:22

I doubt the op will be back.
I expect they've got what they want from this thread

Arewehumanorarewecupboards · 11/04/2023 17:24

I have no idea, how does everyone do it? It seems impossible.

We used childminders.

When I was a sahm we had that option because we had saved hard and Dh earned well.

You said that your chosen career isn’t flexible, can you retrain?

Lcb123 · 11/04/2023 17:24

No idea but you definitely shouldn’t get benefits for choosing not to work, when you could work

stayathomer · 11/04/2023 17:32

No one is attacking anyone.
You can disagree with people’s choices but everyone has to agree there’s some horrible comments on here, yes the op’s question seems a bit crazy but imagine how other sahms probably feel reading the thread.

raabbgghhrbb123 · 11/04/2023 17:32

Well my mum is 80 and my daughter is 2, so yes op could have toddlers it's not beyond the realms of possibility. However I doubt ops eligibility for UC with OH 50 hrs work.

Suzi888 · 11/04/2023 17:33

Someone said that they did on another thread. Her partner earned £47k she didn’t work, they rented so that made them eligible.

MrsSamR · 11/04/2023 17:42

stayathomer · 11/04/2023 17:32

No one is attacking anyone.
You can disagree with people’s choices but everyone has to agree there’s some horrible comments on here, yes the op’s question seems a bit crazy but imagine how other sahms probably feel reading the thread.

It's not about being a SAHM as people have said a million times - it's about expecting working people to fund your lifestyle choices. There is no criticism of SAHMs whatsoever - but it should be a mutual decision between parents and funded by themselves, not the taxpayer.

icanneverthinkofnc · 11/04/2023 17:46

MrsSamR · 11/04/2023 17:42

It's not about being a SAHM as people have said a million times - it's about expecting working people to fund your lifestyle choices. There is no criticism of SAHMs whatsoever - but it should be a mutual decision between parents and funded by themselves, not the taxpayer.

If childcare is funded hours, vouchers etc it is still taxpayer funded.

TwilightSkies · 11/04/2023 17:49

Why not work? Everyone else does. Bring money in to the family, take a bit of pressure off your husband, contribute to your pension, be a good role model to your kids etc

Daisydu · 11/04/2023 17:54

StrawberryMoore · 11/04/2023 14:59

I think a lot of poster’s don’t understand how universal credit actually works, of course the op can claim and if she is renting will get a substantial amount on a £27k salary with two dc.

My dp earned £46768 April 22-April 23 we rent a social housing 3 bedroom, 2 bath with dressing room for £639 a month. We have 3 dc aged 11-16 and get £800 pcm in universal credit, I have conditions to look for work. After reading this thread I contacted DWP on my journal and got a speedy response the joint earnings threshold for couples is being removed gradually from September but if one member of the couple earns more than 36 hours at national living wage (double a single claimants 18 hours) there will be no obligation to seek work as the monetary amount will be meet.

That’s not accurate information. The earnings limit will be individual. Not as a couple.

MrsSamR · 11/04/2023 17:58

icanneverthinkofnc · 11/04/2023 17:46

If childcare is funded hours, vouchers etc it is still taxpayer funded.

But at least if you're working and qualify for funded hours you're contributing to society and the economy and rarely do the funded hours cover the entirety of childcare with consumables etc. Sitting at home and being given benefits for it is very different to working and receiving a contribution for those efforts.

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