Can you get universal credit for being a SAHM if husband works f/t?

[faultywiring]

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

He doesn't pay a lot of tax at all, you take out FAR more than you put in!" Social housing plus huge amounts of UC, you pay nothing at all, you only take.

I doubt you're entitled to it in reality, without cheating somewhere.

Im hoping this isnt a wind up thread…

Theres’s lots of part time jobs out there to fit into school hours, even if its cleaning. Look at NHS jobs for example. You shouldn’t get Universal Credit to fund a lifestyle choice. Also WFH jobs. If you choose to stay at home (which I did when the kids were babies/pre schoolers), you accept the financial hit.

@faultywiring you say you manage fine with your dhs wage - what exactly would you like the taxpayer to pay for you to do?

We also have no grandparent help-split our holiday to cover school holidays, inset days, use holiday clubs and if your income is low enough, they advertise free holiday clubs. Most schools also have breakfast clubs and alot have after school clubs if your hours dont exactly fit the normal school day.

I hope you are not entitled to any benefits. It's a family choice to have a non working parent which means you and your partner thinks you can manage on one income. I understand you want to see if you are "entitled" to any benefits but as a person who has worked since I was 16 , I hope you are not.

What was the plan before you had DC?

I don't think @StrawberryMoore is on a wind up!

We receive some UC. Generally around £150-200 depending on overtime. We have couples element, two children, £600 private rent, disabled child element and carer element. OH works full time and I work part time. Between us we earned about 45k last tax year.

@IamKlaus would you like to come to our next hospital appointment and tell the Ophthalmology consultant my dd is not sight impaired and all the operations they have done over the years to preserve her vision at the expense of the NHS are so I can scam benefits. Seriously get a grip, of course in an ideal world I would give my right arm for dd to have normal vision and a normal life but she doesn’t so we claim what help we are entitled to.

This is an exact example of many people I know. This is not rare.
In many cases people are better off earning less and claiming.
The country has gone to pot.
But successive Govn are stuck between a rock and a hard place.
Charities crying out about child poverty and so on.
So Govn have to keep up with min wages in terms of benefit allowances, add on all the extras with free school meals, trips, travel, council tax reductions etc etc etc and benefits claimants are on more.

If you have a mortgage you get less help to pay it than if you’re a renter.

Suggest you all blow your minds with the govn approved online benefits calculators. Put in loads of made up scenarios ( u don’t have to giv your name or details ).

@IamKlaus except all the working class women I knew of my grans generation gave up work when they started a family so they could wife and mother. Only the most dire straights meant taking in sewing etc. so no, the way modern society works for ABCDE jobs post ww2 is very much based on that 40 hour working week. Mileage may vary though, for example if your family ran a business like a shop or pub etc. and in former third world countries where they are “catching up” with our society, both parents working in a medical field for example can afford a housekeeper/cook/childminder to be that stable home life provider, or rely on their mums who want their girls to have career options and do the unpaid labour of home. The labour doesn’t go away we just reshuffle it and shame women who choose it rather than their own 40 hour work week and then do it on top.

It’s gross to suggest being a stay at home parent means sitting on your arse, or wanting to do so. And why should women be expected to work their fingers to the bone to justify a choice that improves their family’s quality of life? Spending power isn’t everything, as long as bills are covered etc.

so many people on here speak like they’re proud to work all hours at their bosses beck and call and see their kids 45 minutes a day, and think that’s a brilliant family set up and personal moral triumph. SMH. Personally I’m happy to pay tax to let the next generation of kids have access to a full time parent. But women who want to work and misogynists are lining up to shit on SAHP to justify their own choices. Crabs in a Thatcherite barrel.

Hi Op, I have 2 two year olds and apart from child benefit, I get nothing. I’ve taken leave from work as I can’t afford the nursery bill of £2300 pcm on my full time salary.
I looked at if I could get any help but because we had £7 in savings, that’s it. Like others have said, you’ll be expected to look for work xxx

Why can't you work? If you are disabled there are benefits you can claim for that and I'm really sorry you can't work.

If you would just like to sit at home watching this morning whilst the rest of us go to work and pay taxes, I suggest you start looking for work. Benefits aren't a lifestyle choice, they are a safety net for those who fall on hard time/are unable to work/work but in low paying jobs. They aren't there as an option for opting out of work, you aren't a SAHM when your children reach school age anyway, you are a housewife (how very 1950's) or unemployed.

@DrPrunesquallor another poster making a total tit of themselves. Having a sight impaired child was not life choice for fucks sake.

Dh stays home as I work, although I work ad hoc as a supply teacher, and we claim UC. They do chase you to work unless, like us, either a child has a disability or you have a medical condition making it difficult for you to do so.

So are you suggesting that every single mother in the UK gives up work to raise their children and relies on benefits paid for by all men and childless women? That is new levels of insane!

Your husband earns less than £50K pa and is not in the higher tax band.

You don't appear to know what you are talking about. He isn't paying 'more' because you don't work or because 'he has only one tax allowance'. He pays basic rate tax, the same as anyone earning over £12,750pa and under £50K.

As for not judging people, you were very quick to boast about your 3-bed, 2 bath and a dressing room home, and the fact you get almost £10Kpa in benefits. Some of that is child benefit of course. And now you have added to your post some of it is PIP.

It's still unfathomable why someone earning just under the higher tax band qualifies for benefits of £200 a week as UC.

And before you get all sarcy and start saying people shouldn't judge you, maybe you ought to explain in full in your posts how you get this amount. It's not MY fault you drip feed is it?

Because if it's handed out as you say, all couples where one earns almost £50Kpa could claim and the other one 'say' they were looking for work.

???!!!
If you read back over my posts and OPs post you will clearly see disabled people or their carers are not part of the remit here.
They are an irrelevant example to OPs post.

Im sure there are other posts that discuss benefits, working parents etc of the disabled though.

@StrawberryMoore your situation is slightly different if you have a child with a disability.
You should be entitled to help on your circumstances.
I can't get UC but I do get Carers Allowance, DLA (my daughters) and transport payment to get to school. Without that help we would really struggle.

You are talking rubbish.

How old are you? If you see the women of 60 years ago as some kind of Utopia where they didn't work and that's women's place (in the home) you sound at least 100.

It's how some of my parents' generation lived- born in the 1920s.

It's a complete nonsense to suggest turning back the clock and expecting women to not work.

They have a choice.

The thing is, the OP is expecting working women to pay her to do nowt.

And stop mentioning crabs and barrels. Not sure where that expression comes from ( you Scottish by any chance looking at your username?)

The days of being paid to sit at home on your arse are over , you can claim uc but they will make you look for work and if you don't they will sanction you and won't pay you . So yeah get a job like everyone else has to

My DIL has been told she has to increase her working hours. She's a single parent to a 7 year old and works 29 hours pw in a school. They averaged her hours out over a full year, and calculated that her working hours come to 24.75.

She's been told she has to find a second job to get her hours up to 25 pw.

She's finding 15 minutes per week jobs are pretty hard to come by. 😂

We have children aged 7, 5 and 2, we both work ft. This morning I was working out with my sister and mum how we will juggle childcare to September. My sister is about to return from mat leave and will be ft, I'm ft and so are our husband's. My parents help but go abroad for the entire summer hols, my parents can only help on certain days of the week too, so we juggle like mad, doing compressed hours and using fexible working. Holiday clubs and wraparound care are used lots too. It's hard but you make it work.

Depending on your field of work I'd be investigating jobs that can be worked flexibly and remotely and term time jobs in schools. Holiday clubs where we are are only around £11 a day if you attend all week, that's a bargain in my book. It's not as expensive as putting a baby in a day nursery, nowhere near. It's definitely worth working to keep yourself in the jobs market and to pay into a pension.

My kids are grown up, so I don't have this now, but when mine were young, only well-paid jobs could afford childcare. Most low income families I knew had an SAHM and benefit top ups because there wasn't childcare support anyway unless grandparents, etc, could take the children. I knew one woman at the parent/ toddler/ playgroup who had a job and sent her child to montessori.

Obviously, things have changed, and it struck me that if OP gets a job, great, but she will need childcare. Childcare has to be paid for. So is it going to be the government paying for childcare anyway. Is there a clear net gain for families? Or is it the long term gains from continuing a career and viewing past the child years?

Pride doesn't pay bills, hard cash does that, so are families better off with both parents working these days? Genuinely interested. I really regret not pursuing a career for precisely these reasons.

I want to go on a world cruise but I don't earn enough. Can I claim any benefits that will cover the costs for me?

Clown, You’re only respecting the choice if they make the choice you want, ie to work and do the rest all the unpaid caring and maintaining on top, unacknowledged. If a woman or man chooses to just do the caring and maintenance while the other person in the partnership/family unit works, you don’t respect that choice. Ergo you don’t respect the choices offered. And no I don’t want to go back to the 50s, I want things to be easier for women, thriving not just surviving, as I saw so many of the women of my mums generation work themselves to death trying to do it all.

Also what educated person doesn’t understand the concept of crabs in a barrel or how Thatcherite individualism has erased community and family in the U.K.? Again telling women to stop talking because you don’t understand what they’re saying and like the status quo where we are mules who don’t complain or question I would guess, based on your rather high handed comments.

Single parent here, and pay over the odds in tax because I’ve worked my arse off to get where I am careerwise to give my children a certain lifestyle. Not entitled to a penny but welfare should be just that not a lifestyle choice. I digress.

OP please explain why my taxes along with that of all the other working parents should allow you to stay home when you actually can’t afford to because neither you nor your husband are capable of making enough money to fund your lifestyle?

You want that lifestyle, inherit, or…work for it. Well get your husband to work for it I should say.

I’m embarrassed for you but will assume you’re not so smart, if this thread is even real of course.