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Original poster

Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
6
NewNovember · 11/04/2023 15:07

Babyroobs · 11/04/2023 15:05

Not any more because the rules have recently changed for UC. It is soon going to be an individual earnings threshold that both of a couple will need to meet.

Show quote history

No it's just that one person only used to have to earn quite a low amount. Now it's the full nmw claimant commitment for two people that needs to be earned but it can still be by one person.

SeenYourArse · 11/04/2023 15:07

NewNovember · 11/04/2023 15:01

Actually it is a different set of rules if you are married because it's household earnings that matter.

Show quote history

Not even mega bucks! My DH was on £30k when I was made redundant and our DS was 20 months old and UC said he earned enough to support us so I qualified for absolutely zero help!I It was maddening as I’ve worked and paid into the system my entire adult life and so has my DH neither had ever even tried to claim anything before in our lives the ONE time we needed help suddenly nobody helped us.

user1473878824 · 11/04/2023 15:07

I’ve only read your posts @faultywiring and not the whole thread but I can only assume you’re on a wind up. No one can actually be this entitled.

Interested in this thread?

Then you might like threads about this subject:

Benefits
IamKlaus · 11/04/2023 15:07

faultywiring · 11/04/2023 12:58

We do manage fine with dh earnings. I just wasn't sure if there was something I could have been claiming and wasn't.
We do get child benefit.
It's the logistics of it all, my parents are nearly 80 and have health issues so are not able to look after the dc and dh family live hours away.
The dc never seem to be in school.
6 weeks off in the summer holidays
Half terms
End of terms
Easter hols
Xmas hols
Inset days
Days sick
And lately Strikes
It's easy to say the dc are at school but they never seem to be and any jobs I have had in the past have ended because I can't get child care, especially for flexible work which is the field I work.
I don't know any Childminders who will just have dc as and when you need them.

The rest of us have the same holidays. Actually no, some of us they have even more holidays. That's what childcare is for.

DrPrunesquallor · 11/04/2023 15:08

SeenYourArse · 11/04/2023 15:04

This is equal parts hilarious and infuriating! You are seriously asking if the tax payer as a collective can pay you to sit at home on your arse because you don’t want to work?! If you can manage on your husbands wage you are a SAHM if you can’t then you are unemployed and obviously need to get a job you entitled sod!
This post here is a perfect example of one of the reasons this country is fucked

The point is, at the moment, the ‘tax payer as a collective’ do pay for people to sit at home and do nothing…
That is exactly why the country has gone to pot.

IamKlaus · 11/04/2023 15:09

StrawberryMoore · 11/04/2023 14:59

I think a lot of poster’s don’t understand how universal credit actually works, of course the op can claim and if she is renting will get a substantial amount on a £27k salary with two dc.

My dp earned £46768 April 22-April 23 we rent a social housing 3 bedroom, 2 bath with dressing room for £639 a month. We have 3 dc aged 11-16 and get £800 pcm in universal credit, I have conditions to look for work. After reading this thread I contacted DWP on my journal and got a speedy response the joint earnings threshold for couples is being removed gradually from September but if one member of the couple earns more than 36 hours at national living wage (double a single claimants 18 hours) there will be no obligation to seek work as the monetary amount will be meet.

I hope this is not true.

If you can get 800 quid in free money a month as well as a subsidised house, while eaerning nearly 50k a year....how would anyone be poor?

Weefreetiffany · 11/04/2023 15:10

The 40 hour working week was created with the assumption there was one person working per nuclear family and another to do the rest at home. But nice to see all the crabs pulling each other back into the Thatcherite barrel. How dare a woman want to prioritise her kids over a career, get your nose back to the grindstone and be grateful!

MrsSamR · 11/04/2023 15:10

StrawberryMoore · 11/04/2023 14:59

I think a lot of poster’s don’t understand how universal credit actually works, of course the op can claim and if she is renting will get a substantial amount on a £27k salary with two dc.

My dp earned £46768 April 22-April 23 we rent a social housing 3 bedroom, 2 bath with dressing room for £639 a month. We have 3 dc aged 11-16 and get £800 pcm in universal credit, I have conditions to look for work. After reading this thread I contacted DWP on my journal and got a speedy response the joint earnings threshold for couples is being removed gradually from September but if one member of the couple earns more than 36 hours at national living wage (double a single claimants 18 hours) there will be no obligation to seek work as the monetary amount will be meet.

This just boggles my mind.

EmmaGrundyForPM · 11/04/2023 15:11

CornishTiger · 11/04/2023 14:04

Oh and to blow benefit bashers minds. We also receive UC. Both have good jobs. One is a civil servant. Has been for a million years. Now on minimum wage thanks to lack of pay awards over over the years.

No one here is complaining about that. Its appalling that in this day and age, two salaries are insufficient to support a family, but you have every right to claim UC.

It's not benefit bashing to suggest that, rather than claim benefits, a healthy adult with school age children goes back to work.

MrsSamR · 11/04/2023 15:12

Weefreetiffany · 11/04/2023 15:10

The 40 hour working week was created with the assumption there was one person working per nuclear family and another to do the rest at home. But nice to see all the crabs pulling each other back into the Thatcherite barrel. How dare a woman want to prioritise her kids over a career, get your nose back to the grindstone and be grateful!

Yes but that family wasn't also claiming benefits! This thread isn't an attack on SAHPs - absolutely no issue with people making that choice - but it's not for the taxpayer to be paying for it! You survive on the one income or you both work. Simple as that.

DrPrunesquallor · 11/04/2023 15:12

user1473878824 · 11/04/2023 15:07

I’ve only read your posts @faultywiring and not the whole thread but I can only assume you’re on a wind up. No one can actually be this entitled.

I can’t believe you don’t believe people think they are entitled to money to do nothing.
Louds of people do this.
They didn’t have a show called ‘benefits Britain’ for nothing. Britain is well known for people with this attitude.

IamKlaus · 11/04/2023 15:13

Weefreetiffany · 11/04/2023 15:10

The 40 hour working week was created with the assumption there was one person working per nuclear family and another to do the rest at home. But nice to see all the crabs pulling each other back into the Thatcherite barrel. How dare a woman want to prioritise her kids over a career, get your nose back to the grindstone and be grateful!

Bollocks it was. People forget that poor women have always worked.

GreenFingersWouldBeHandy · 11/04/2023 15:13

@Weefreetiffany

How dare a woman want to prioritise her kids over a career

She doesn't want a career! She just wants to sit on her arse.

CallintheClownies · 11/04/2023 15:14

StrawberryMoore · 11/04/2023 14:59

I think a lot of poster’s don’t understand how universal credit actually works, of course the op can claim and if she is renting will get a substantial amount on a £27k salary with two dc.

My dp earned £46768 April 22-April 23 we rent a social housing 3 bedroom, 2 bath with dressing room for £639 a month. We have 3 dc aged 11-16 and get £800 pcm in universal credit, I have conditions to look for work. After reading this thread I contacted DWP on my journal and got a speedy response the joint earnings threshold for couples is being removed gradually from September but if one member of the couple earns more than 36 hours at national living wage (double a single claimants 18 hours) there will be no obligation to seek work as the monetary amount will be meet.

Really? No wonder the country is absolutely fucked financially.

So your DP is just under the higher tax band by a few quid, and you get another £9600 net in benefits ( so more like £12K GROSS earnings if someone pays tax at basic rate).

why?

If this is simply because you are in social housing, it's a complete travesty.

You have more income than many couples paying a mortgage and yet you get £200 a week on top of that?

CallintheClownies · 11/04/2023 15:18

Weefreetiffany · 11/04/2023 15:10

The 40 hour working week was created with the assumption there was one person working per nuclear family and another to do the rest at home. But nice to see all the crabs pulling each other back into the Thatcherite barrel. How dare a woman want to prioritise her kids over a career, get your nose back to the grindstone and be grateful!

Very odd use of metaphor here @Weefreetiffany Crabs? Barrel?

Her children are at school.

She isn't prioritising them.

She wants to stay at home and the rest of us pay her for doing that.

What a laugh!

Cappucinoaddict · 11/04/2023 15:18

Both me and my dh get a joint UC claim. Neither of us can work. It’s no fun tbh , working can get you out of the house and talking to other adults and lift your mood I literally can’t wait for our situation to improve so I can look for work

alltoomuchrightnow · 11/04/2023 15:19

Just when I thought I'd read it all on MN>>
but .. I think you be a Troll!

StrawberryMoore · 11/04/2023 15:19

@IamKlaus @CallintheClownies no not a wind up, it is nothing to do with living in social housing as would get similar in private rent although we would have to make up the difference between LHA and the actual rent in private. We are entitled to it so why shouldn’t we claim it, my dp pays ALOT in tax and national insurance in most cases more than 2 adults working full time as he only has the one tax free allowance where a couple has 2. I don’t make the rules the government do, if you were entitled to this money please don’t full yourselves into thinking you wouldn’t claim it.

Iwannatakearideonyourdiscostick · 11/04/2023 15:20

CallintheClownies · 11/04/2023 15:14

Really? No wonder the country is absolutely fucked financially.

So your DP is just under the higher tax band by a few quid, and you get another £9600 net in benefits ( so more like £12K GROSS earnings if someone pays tax at basic rate).

why?

If this is simply because you are in social housing, it's a complete travesty.

You have more income than many couples paying a mortgage and yet you get £200 a week on top of that?

Show quote history

Agreed. StrawberryMoore's post made my head want to explode. In fact, I might have to hide this thread because it makes me too angry. Even if the OP is not genuine, this particular response is enough to piss me off for the rest of the day.

HistoryFanatic · 11/04/2023 15:21

StrawberryMoore · 11/04/2023 15:19

@IamKlaus @CallintheClownies no not a wind up, it is nothing to do with living in social housing as would get similar in private rent although we would have to make up the difference between LHA and the actual rent in private. We are entitled to it so why shouldn’t we claim it, my dp pays ALOT in tax and national insurance in most cases more than 2 adults working full time as he only has the one tax free allowance where a couple has 2. I don’t make the rules the government do, if you were entitled to this money please don’t full yourselves into thinking you wouldn’t claim it.

Morally though it is a bit iffy don't you think?

DrPrunesquallor · 11/04/2023 15:22

Weefreetiffany · 11/04/2023 15:10

The 40 hour working week was created with the assumption there was one person working per nuclear family and another to do the rest at home. But nice to see all the crabs pulling each other back into the Thatcherite barrel. How dare a woman want to prioritise her kids over a career, get your nose back to the grindstone and be grateful!

No one is saying OP has no right to prioritise her kids over her career.

I’m guessing most of the posters are working mums with working partners and are frustrated that OP wants tax payers money to do nothing.

CallintheClownies · 11/04/2023 15:22

StrawberryMoore · 11/04/2023 15:19

@IamKlaus @CallintheClownies no not a wind up, it is nothing to do with living in social housing as would get similar in private rent although we would have to make up the difference between LHA and the actual rent in private. We are entitled to it so why shouldn’t we claim it, my dp pays ALOT in tax and national insurance in most cases more than 2 adults working full time as he only has the one tax free allowance where a couple has 2. I don’t make the rules the government do, if you were entitled to this money please don’t full yourselves into thinking you wouldn’t claim it.

Your husband pays what he is supposed to. FWIW My DP paid nearly £30K in tax one year but we didn't claim benefits.

How are you allowed to claim benefits? Either you are winding us up or there is more to this.

Beachbreak2411 · 11/04/2023 15:22

Any reason you can’t (or won’t I suspect) work evenings? Or weekends? Or just school time? What do you think the rest of us do? If you can manage on what your husband earns for you; why on Earth do you feel entitled to more? What do you do all day??

StrawberryMoore · 11/04/2023 15:25

@CallintheClownies @Iwannatakearideonyourdiscostick
I should add my eldest dc was in receipt of dla now pip as turned 16, we get the disabled child element in our universal credit but as only low rate care/mobility I don’t get carers element. So again I am entitled to it so claim it, it makes our lives easier with me being available for appointments etc. Sorry my dd disability has made your head explode 🤯 but your shouldn’t judge people before knowing all the circumstances.

Channellingsophistication · 11/04/2023 15:25

if Dcs are both at school you can work part-time.

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