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Original poster

I’ve been driving around without insurance since December.

79 replies

Userr46372644 · 27/02/2023 12:32

Please don’t come at me. I’ve been driving without insurance since December. I’ve just had a letter to say I’m not on some kind of car insurance database and if it wasn’t for that arriving I would have carried on being blissfully unaware.

Been with the same insurer until December for about 2-3 years and they’ve always sent out reminders about renewal by letter of post but had nothing - always checking emails and I open any post I get. Makes me wonder if a letter had been sent but lost.

I am mortified, mortified that if I had to make a claim I couldn’t - thankfully I have not had to. Mortified at I could have been done for driving with no insurance.

this is partly my fault. I should have realised that it had been 12 months but I’ve had a lot going on with my MH and the kids having complex needs etc.

obviously shopping around for insurance as we speak but Jesus, I feel an idiot. I just wanted to vent. I’ve been driving for 13 years and never been as stupid.

OP posts:

MenopauseSucks · 28/02/2023 10:23

A few years ago, I didn't have house insurance of any kind for about 6 months.
My excuse was I was caring for my mother who had dementia so I was all over the place with regard to general life admin.
Obviously if anything was going to go wrong in the house it was more likely to happen then due to my mother.
Now I have reminders set up on my phone & on my wall calendar in the kitchen about house & car insurance, MOT, etc...

DappledThings · 28/02/2023 10:50

I was once behind someone in the garage who came in to book his MOT. He was a bit worried as he thought it had run out already. Turns out he did have a week to go till the day and month it was due but had missed a year. So he vaguely knew it was mid-March but he was actually 51 weeks over.

Original poster

Userr46372644 · 28/02/2023 10:50

cosmiccosmos · 28/02/2023 07:59

Do you not have a phone or computer? This stuff is 99% done online these days. Who still gets letter!

As I said in my op, I had been getting email contact with them but I’ve searched right through my inbox and not had anything.

OP posts:

OrlandointheWilderness · 28/02/2023 12:11

No harm done and I suspect you will never do it again. Don't be too hard on yourself, you fucked up. It isn't the end of the world. Just make sure going forward you know when it is.

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