Board and lodging. 23 at home; £27k pay?

[Fordian]

DS is in his first job post Uni, earning £27k. He owns a car to get to work.

We are DH and I in a 4 BR house, which we own, Hampshire.

I buy all the food, do most of the cooking tho he'll help prep, do the dishwasher. He'll hang washing and take it back in, will vacuum (if asked).

How much board and lodging would you charge, ooi?

If he moved out it would be costing an awful lot more than £16 per day.

£14 per day - maths was never my strong point.

I agree with 100pw it’s a decent salary more than plenty of family households sole income, and if he lived alone he’d be paying this on energy bill alone, if you don’t need the money save some or all of it for him, if you need it use it.

Why would you charge your kids rent though? They are not lodgers. I mean, fair enough if you need a contribution towards food and fuel bills but the rest you would pay anyway.

I would take £300
£500 would be a fair whack from his pay. £200 isn't enough to understand how expensive it is to run a house.

Of course if young adults lived alone they’d be paying more than the numbers quoted. But they’re not because they can’t afford to. It’s not a reason to justify a certain level of board.

It depends on a few different factors. Are they saving or will they piss it all up the wall? Do you need the money?
When mine are that age intend to let them live at our flat and pay heavily discounted rent.

You would be quids in charging £500 a month. The argument that he would pay more if he moved out is not the point really.

£100 a week.

I think an amount like 200 so they realise as an adult you need to contribute but enough so they can live a little and save. If they will save that is. Some won't and will just spend.

Save it for them if you can.

£300 a month is reasonable

Assuming a take home around £1800, I’d be taking £500, and putting at least £200ish aside to give back at the right time, for moving out etc. If you don’t need the money, I’d be putting all of it aside

I used to pay 1/3 of my salary to my mum save a 1/3 and spend a 1/3 from when i was 18. But my mum was on her own so I put council tax and she maintained a bigger house specifically to house me.

I think i'd pick something that reflected the fuel, food costs and encourage them to save.

Some people, like myself get Universal Credit as we are single parents on low pay. When my DC turns 18 I will lose my UC, so absolutely he will be contributing towards bills if he wants to live at home. If he wasn't living at home, I would downsize to a cheaper property with one bedroom.

What about when your kids and future grandkids come to stay?

I’d take around £500.

i don’t need it but I’ve seen the entitlement of some of my friends kids when asked to contribute because they need it now when they’ve been allowed not to pay a penny before. And if anyone of them think they can find somewhere to live all bills and food included they’re welcome to do that.

If I could afford it I’d put it in a savings account for them but no way would they be doing what Ive seen happen swanning about in new cars and designer trainers moaning about the food available while paying nothing towards it, while my pals struggle with the rising bills

Not giving them financial responsibility is just infantilising them and not preparing them for real life. Discovering housing and bills cost money is not bloody fleecing them ffs. And it’s quite nasty comments when there are a lot of people out there really struggling and reading how Grown adults shouldn’t be asked to contribute to their living costs.

They can do what loads of people do and use a hotel or B and B? Or a sofa bed? Presuming they live far enough away to need to? Or is everyone supposed to bankrupt themselves on extra accommodation costs on the off chance their kids stay occasionally?

That's assuming I'll have any grandchildren!

They won't be able to come and stay. I can't afford a spare bedroom on my income, unless I manage to increase it which I'm trying to do. That's life for some of us! Or I'll get a sofa bed. 😁

500 quid a month is fleecing them. And mine all managed to leave home eventually and rent or buy their own homes and manage their own bills without me taking hundreds of quid off them a month.

Dd pays 10% of take home pay . That way it increases as she earns more . I figure it's close to the 9% student loan payment if she had gone to uni

She's 18, on £22k plus training package with her own car . I'm putting it away for her but she doesn't know that .

It's not a lot but she's also committed to paying 4k a year into her lifetime isa.

Is he saving money to go towards his first home, or spurging it all? If he's saving hard, then maybe £40-£50 a week, but if not, then you could double that. He needs to learn that a roof over your head and meals on the table don't pay for themselves.

25% of his take home and I’m being generous.

I was fortunate that I could afford the extra cost of food when my daughter was living at home after she had finished university. Unless I really couldn't manage, I wouldn't have dreamt of taking any money from her.

Because they’re now working adults not 7 year olds. Why should only some of the working ADULTS in the house carry the financial load? When does it change? When they’re 30/35 and still living at home whilst their much older parents still work to keep a roof over everyones heads.

You would have to keep the roof over your own heads anyway. So that argument doesn't stand up.