How much do you have in your savings account?

[Eurydice84]

Just that, really. I am trying to save up for some big expenses (house renovations) but I am worried about blowing up the majority of my savings and starting from scratch again.

Around 75 million but the roof on the family pile has sprung a leak so may have to chip in a few bob.

I'm always a month ahead in my bills account so I know I can pay next month's bills in case of emergency. So that's £1800.

In our joint savings, we have £2500. I have my own account with £600 ish. Very fortunate even though DH has substantial debt which he is managing.

About £4.5k

What savings account!? 🤣

Approx £10k of joint savings. It ebbs and flows as we tend to save up then either do some work to the house, have a holiday or overpay the mortgage. We try to never go below £5k as a buffer in case of emergencies.

£102

I had 115k iv saved since I was 18 and now 30. That pretty much went into buying a house last year. Had t ok start again after that. Now on have 35k but that will also soon be gone because of house renovations. I'm thinking of making sure I have a buffer of my half of the bills for a year which is around £15k before I can justify using it on renovations.

About £30k but DH doesn't like us dipping into it. There are lots of wee jobs needed doing and I would like to pay to do them...DH says DIY would be better. We are both utterly shite at DIY though.

No real reason why I asked I guess, perhaps trying to get over my fear of dipping too much into my pot.

They closed mine. So yeah, there's that.

If you need to dip in, then you need to dip in 🤷🏻‍♀️

Around £25k

About £6k, but I brought a house not long ago and my savings went on that. Building it back up now each month

Just over £80k, legacy of working offshore with zero overheads (and zero social life).

enough to cover 3 months if the shit hits the fan, I'm happy with that right now as last year we were 15k in debt and i had no idea how the fuck we were going to survive these price increases.

Lol. £10.72

£0

Saving have dwindled because of the cost of living just how the government want it

£0.00 cash savings, because I’ve just spent it buying a new car. Not brand new, pre loved!

I'm awaiting an insurance payout of a few grand, and have a few grand in S&S isas. This month is tight until payday/payout whichever happens first!

£850

@daemonologie reading this thread has actually made me better and actually quite reassured about my little £50 🙂

😂 It's definitely a good start. Just checked and mine's not as much as I thought...£8.22. Might have to work on mine a bit

We have a few thousand in accounts we can't touch for a set period of time and then a few hundred in an instant access savings pot.

If you can save for a set period and don't mind waiting to do your renovations then I'd recommend saving into a regular saver that has penalties for early withdrawals. We save a set amount each month and at the end of the year it goes towards something on our flat. First year was the boiler, second was the re-wire.

The third year as we didn't have a big expense to pay for and it was on smaller things we decided to pay into an instant access savings account and use it as and when - we ended up dipping into it for loads of random things instead of just flat renovations, so we went back to the regular saver and are waiting until the end of the year before starting the next project.

I'm much less tempted to dip into savings when I know I'll lose interest for withdrawing.

Just my savings account, about £10,000. But I won't be using it for house renovation, it's solely mine. If I had to save for it I would do it on joint account.

As a household we have 77k in premium bonds.