What do you consider to be well off?

[Namechangestimes100]

What do you consider to be well off, for ease let’s say outside of London?

DH and I (early 30s) combined earn 85k base salaries (we get annual bonuses but as these aren’t a given and vary, can’t really include) We are most certainly not rolling in it. When I started working, 85k combined seemed like a lot, but with the increases in the cost of living, I do find myself worrying about money often, esp when i go back to work and we’ll have 2 kids in childcare . The 30 free hrs, doesn’t amount to a lot at all when split over the year with food+ nappies on top.

so i think well off probably over £100k a year?

what do you consider well off? For me it’s no money worries, you don’t worry about money.

( just because MN this is in no way a ‘brag’ post)

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

We earn about a quarter of what you earn and I wouldn't call you well off. In this day and age I think to be well off you'd have to be on 150k+ I.e to literally have no money worries at all and live a comfortable life.

We earn about a quarter of what you earn and I wouldn't call you well off. In this day and age I think to be well off you'd have to be on 150k+ I.e to literally have no money worries at all and live a comfortable life.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

North England. Previous to this post I consider us to be comfortable but now I realise we may be well off because:

• Joint salary of £103K
• company cars
• able to save for only child to go to private school
• I have a horse
• we have some modest shares/investments but only a few K, nothing amazing

BUT modest 3 bed semi and no plans to upgrade yet as due to pay mortgage off at 50yrs old (we may upside once mortgage paid off). Also if husband lost his job then we would struggle as I earn circa 31K so most of income is from his salary. We don't splash the cash on eating out much and the 2 holidays this year are in UK although admittedly previous years have been 2 foreign holidays per year. We aren't in debt apart from mortgage and credit card is pretty much paid off the month we put anything on it however we don't buy many clothes/luxury items and we hardly ever go overdrawn on our accounts. I do feel we are extremely lucky to be in this position but we still worry about the security of employment and try to save for a rainy day. When we were younger I always thought of 70K joint income as the aim to be able to live without worrying too much about money and that has definitely been the case.

Tell us what you think twistyizzy 😂

Ofgs 🙄. Kept saying the server was down

Daughter and I survive on less than 12k a year.
Anyone that can get through a month without checking their bank to make sure there's enough to survive is 'well off' imo.

😁I've done the same, but more aptly my multiple posts appear on one of the 'site upgrade complaint' threads

But if you lived in a hole in the road and ate dust and drank rainwater, you'd be able to spend all that £12k on whatever you liked and by the logic of some posters on this thread, you'd be better off than someone who spent all their £300k salary on the mortgage on a house in Central London, a nanny and leasing a Tesla @MaryAndHerNet