I'm really concerned about this.
My mum has had an account with a particular bank for decades. No problem.
However, a few years ago she was bumped up onto a higher fee paying account which afforded her free AA cover ( she doesn't drive ) free travel insurance ( she hasn't needed it for over twenty years and is , sadly, unable to now) free plumbing and drainage ( she's in a HA property)
Free home emergency ( again she's in HA property) and free mobile phone cover ( she doesn't use one.)
My mum is a rather frail and finds the modern world alien to her.
I phoned the bank to tell them that my mum didn't need this account. They asked to speak to my mum to consent to speaking to me, which she did, and it was agreed that this account was not suitable for her and that she needed a basic ordinary account.
However , they were not able to do this change over the phone and we had to go , in person, to her local branch.
So we did.
The assistant said she'd have to speak to the account manager and the account manager told us to go online and do it.
I told him that mum didn't have online banking and we were told " sorry, we can't change it, it has to be done online.!"
I've tried and tried, but cannot set up an online account for her.
I phoned the bank to explain this but the answer is that I need to go to a branch.
I live over 200 miles away. It's so hard.