The expense, though.
Take our house - bog standard turn of the 20th century terrace.
Garden / yard too small to install ground source pump for 3 bedroom house.
Installing an air source heat pump - upwards of £8,000.
This is no good without replacing inadequate double glazing (9 windows and 2 doors), insulating all exterior walls and replacing all radiators with larger ones (reducing wall space available)
Internal wall insulation, at least £8,000
Removing or insulating chimney breasts - ??
Replacing suspended wooden floors with concrete and insulating them - ??
Insulating roof (rather than an attic floor, so that attic is still usable for storage) - ??
Replacing radiators - ??
Reinstating or replacing plumbing and electrics, bathroom and kitchen fittings, fitted kitchen - ??
Reinstating features like skirting boards, coving - ??
Redecorating - ??
If installing internal insulation, reinstating / installing new kitchen cabinets, shelving and anything else attached to internal walls will be more difficult.
Cost of moving and storing furniture and belongings whilst insulation is installed - ??
Rental costs as house is likely to be impossible to live in - ??
Since Victorian / Edwardian houses are designed to be leaky in order to let damp air out (hence air bricks) sealing them up will mean having to have numerous extractor fans installed - ??
Maintenance of pump - ?? per year
I may have overlooked some things.