Please can someone advise? I'm desperate

[Loopylou6]

I have a total of about 11 pound that I have hidden. Just found out my husband has spent everything in our bank. I don't get another UC payment until 12th January.
What can I do, and who can I contact for help? I'm not a troll, anybody doubting me can ask MNHQ I've been here for absolute years.

Sorry you're in this situation. Can you ask for an advance on UC and explain the circumstances?

Do you work/ have a boss to ask for an advance?
What can you pawn?

Can you block him from the account before he gets into your overdraft?

Have you got anything you can sell on eBay?

Can you ask family or friends?
Have you asked your husband what he thinks the family will live on for the next month???

Have a look at the £10 a day threads for money making ideas. There are survey websites that you can earn little bits quickly but they do take a lot of time and effort to make anything significant

What did he spend it on. Do either of you work? Do you have family or someone you could borrow from?

Oh, and I'd be looking at removing the DH too if he's that selfish.......

Goodness.

Is there rent/mortgage to pay? Are there other bills? What food do you have in? Is it just the two of you?

Thank you for replying, makes me feel not so alone.
UC, I've had a loan off them previously so not eligible.
He lost his job due to covid, I don't work as suffer severely with mental health issues, and considered unable to work.
He has alcohol issues, that's where the money would have gone.
I don't have anything to sell, I only own one pair of leggings and 2 tops and one pair of slip on shoes.
I'm lucky that I don't have rent or mortgage to worry about.
I have a daughter to support.
I've asked my mum and dad, but they're pensioners and don't have a lot, but they've said they'll work out their budget and see if they can help me get electric tomorrow, fingers crossed.
I'll have a look at that 10 pound thread, thank you.

Contact UC immediately and tell them what has happened, you may be able to get an interim payment. Ask friends, relatives for help and don't be too proud, it's an emergency. Speak to utilities/bank and explain to them to get a breathing space.

What do you need to buy before you get paid again? Do you have your Xmas food in?

Can you talk to anyone at citizens advice? Maybe there are emergency loans available. Food banks may take the pressure off too

Contact your local Salvation Army.

The'll provide food, probably some Christmas bits and they may even be able to help with the electricity.

I'm so sorry you're in the position OP. It's a scary, dark, and lonely place.

Please don't panic just yet. Some excellent ideas on this threads. I'd contact Salvation Army or another charity that can help - certainly at least with food parcels for you and your daughter to see you through until mid Jan. And if you can get help from your parents for this like electric or phone bill/credit then you'll be ok. Hang in there OP, I know how shit it is

Unicorn, no I have nothing, I was waiting for my friends 20% discount to do my food shopping.
Daily, good idea, I'll email them now.

Palava, I'll give that ago.
Thanks so much everybody x

Try contacting your local Council. We have just started giving £30 grants for gas and electric to parents claiming free school meals in our Local Authority area

Contact your daughter's school if you don't get a reply from salvation army etc (or health visitor if your daughter is younger) they can sort out a food bank referral.

Join all your local neighbourhood Facebook groups.Around here there are numerous initiatives to help people in desperate financial need this Christmas. Especially schemes to keep school children fed during the Christmas break.
What are your plans for Christmas Day?

Have you got a local food bank you can ask there for help, also give uc a ring and explain what's happened, I'd also look at getting him off the bank account too, which area do you live in ?? I'm wondering if I can help if you are local to me?

Your child's school could be providing meals through the holidays as well, do approach them for help?

I am on a lot of groups, but it's embarrassing asking for help on there, to the outside world, people think things are perfect :(
Christmas day, I have no idea, it will depend on if he is sober. Im making plans to leave in the new year, I can't take anymore

So u need to speak to either council , housing association if ur under one I. Ur house or job center. They can do a refreal to food bank who will help with food And in a situation where u need electric they will give a voucher that you can use at a pay point. It’s a horrible situation but they will help I’ve been there before. My ex sold my son milk vouchers as well as emptying my bank. They won’t judge you but may offer to help in sorting a situation to where your not likely to fall in the position again but it’s only advice. They won’t judge at all they are very helpful. Good luck x

If your Freecycle or Freegle group is open you could ask for groceries. I have seen it on ours and it was quickly marked as received.

Yes, my daughter gets vouchers for her dinner, she is in 6th form, so that's one worry off thankfully.
Purple, I will be starting my own account, but not sure how that will work as UC is in both our names paid into our joint account.

Local churches can make referrals to food bank and may have hardship funds too. Hope you can get some help