Congratulations you've won the 99M on euromillions tonight... what do you do?

[Kelcat9494]

Hello,

I am in the bath with a glass of water 😂 and was thinking about this so mumsnet what would you do?

I'm gonna think about my answer carefully and post it in the comments, I know it's damn near impossible to win the lottery but this is all fun and it's nice to think about fantasies 😂

X

I would ensure that my family was financially secure. We would move house. Then, I'd pay to have some bespoke bungalows built for some friends who have children with life limiting medical conditions as I see how hard it is for them living in inappropriate accommodation. I would also look into setting up a charity to buy mobility equipment for people of all ages, as the need for this does not go away when you turn 18.

I would make generous donations to both of the local charities that I volunteer with to keep them going. Oh, and a chunk towards research into my daughter's medical condition.

I'd give some money to @Newjez to carry out her Priti Patel plan.

Then...

Have a holiday on a steam train
Fund the work of a couple of local charities for the next few years at least (they could become sustainable with the right investment I hope)
Buy all the hiking equipment I can't afford
Buy a property in Scotland and start an outward bound type hostel
Buy a house for my brother with a sensory room and adaptations for dniece
Help out so many friends and family anonymously
Get a passport

I think I'd stay in a nice hotel first though. I've only ever stayed in hostels and budget basic places, never anywhere really lovely with afternoon teas and a big bath.

With £99m you are looking at doing something lifechangjng for you and others. I’d set up a charitable foundation with at least £50m endowment which i’d work for to give me a bit of purpose. I’ve had the hypothetical debate with my husband before and I don’t think he’d want to give as much away but I think you’d have to. My foundation would be focused on tackling disadvantage

I’d then make sure friends and family were sorted, buy property in London and have a brilliant time travelling, best private schools etc.

Firstly I’d speak to an excellent financial advisor to maximise interest/earnings from it

Set money aside for dds future - but not tell her! I fear it would actually stress her out!

Get private healthcare to hopefully finally properly treat my ocd and agoraphobia.

Donations to favourite charities

Help out friends and family I know are in need

Buy a beautiful but not huge house in the town I grew up in, which is VERY expensive to buy in now. It’s on the coast too which suits me perfectly. Would need to be a bungalow as I’m disabled so would need to be “future proof” for me as it’s a degenerative condition. But I WOULD love having my own pool with a beach entry. This would also be the perfect house to leave dd as she’s also disabled, different conditions similar needs housing wise.

Kit out an office in said house to help me fulfil my dreams of actually getting at least one of my books finished and published

Get a decent but not too flash car (open to suggestions!)

Buy a boat to chill out on, nothing too fancy, something I could handle myself or with a one person “crew”

Enjoy taking regular holidays to the places I’ve always wanted to visit and visiting various friends and family who live overseas

Love the idea of recreating the scene from pretty woman op that WOULD be fun!

I wouldn't spend a penny of it for at least 24 hours, ideally more, to give myself time to process it. Then I would deal with mine and my loved ones security and stability needs (nothing crazy but I would like a house and a car!) and set some aside for business ventures (ways to self fund) and some for the kids futures. Probably a holiday and a few other investments against the future, pensions and savings and investments. I would make sure we were as secure as possible, but without any frills. I would donate the rest to charity

I often daydream about this and i always come to the conclusion that i wouldn't tell anyone. Maybe I would start a mumsnet thread about it, being sure to disguise any revealing details that could be used to identify me, just to share it with someone.
However, every scenario in my head where we tell people just ends up changing our friend and family dynamics so much that I decide against it.
I would pretend to have a small win to explain how we are able to afford a "deposit" on a bigger home. And i would treat a few people with a similar explanation.
That would also mean continuing part time in work, but I think it would keep some normality in our lives.
I would give a lot to charity.
I would rehire my cleaner to come every day, who i had to let go due to me and dp being furloughed.
I would try to live as simply as we do now, just without financial worries.
Dh would take some convincing though!!

I'm going to be the annoying person.

I love my job. I house people and really think I do good. But if I won 99 million, would I stay? Probably not. So I would lose a lot of what makes me me. And perspective, because working in housing gives you that.

I'd buy a house in Central America. And pay off my cousin's mortgage (who needs it). But other people in the family hear about that and want money. Just a bit you understand.

And eventually I have less money and no direction and I wish I'd never won it.

BANG

Now I have what I want. No 99 million. Lucky me.

Grab myself a lawyer and get distributing.

Only thing I would really like is a house by the water. Probably cost a few million, plus upkeep

@SimonJT - I always kept an eye on the league teams as well as the internationals. We live near Sale now but I can't muster enthusiasm from my menfolk for the game, even though DS played for three years U9 - U12s.

I used to follow Waterloo years ago when Austin Healey played for them. They drew Harlequins in a cup match and I had a lovely post match chat with Brian Moore. People were shouting 'Brian, Brian' at him so I shouted 'Mr Moore, may I please have a photo of you?' He said 'no, love. But you can have a photo with me'. Treasured item!

Stay in my house
Buy a property for all my nieces and nephews as an investment
Go on lots of holidays
Set up a charitable foundation which I will run

@MrsTerryPratchett

I'm going to be the annoying person.

I love my job. I house people and really think I do good. But if I won 99 million, would I stay? Probably not. So I would lose a lot of what makes me me. And perspective, because working in housing gives you that.

I'd buy a house in Central America. And pay off my cousin's mortgage (who needs it). But other people in the family hear about that and want money. Just a bit you understand.

And eventually I have less money and no direction and I wish I'd never won it.

BANG

Now I have what I want. No 99 million. Lucky me.

Or

You pay of your cousin's mortgage and give other family members a set amount.

You buy the house in S America

You start a charity helping homeless or vulnerable housed people across two continents. You change countless lives and by association, generations.

When people come behind, you point out you have little liquid cash as it's an tired up in property and the charity. A home in each country, an office in each country. Wages for staff in both countries.

Pay family and our debt

Feature on Grand Designs as we build our new home.

Open a charity to support life income families access FE/HE

Self publish and properly market my husband's comics and art work.

Holiday home in Wales.

Learn to drive and buy a car

Open a coffee shop/book shop in near both homes where I have a full staff but also I can go in and do some shifts when I need grounding, and retain responsibility for buying ask the second hand books

@SleepingStandingUp Feature on Grand Designs as we build our new home.

NOOOOOOOO!!! You'll get miraculously pregnant. Even if you're Dick Strawbridge, you'll end up pregnant. Don't do it!

[quote iklboo]**@SleepingStandingUp* Feature on Grand Designs as we build our new home.*

NOOOOOOOO!!! You'll get miraculously pregnant. Even if you're Dick Strawbridge, you'll end up pregnant. Don't do it![/quote]
,😭😭😭😭😭😭 but I could afford no4 if I had £99 million

It is why DH would refuse to go on though.

Stop looking for a new job,
have the conservatory roof fixed,
buy a new car
and go on holiday.

In that order

When I got back, enjoy sharing it with people who deserve it.

@Newjez that's genius

Would pay off mortgage and that of my brother.
Then, would buy the massive bit of beautiful farm and woodland right near me that is earmarked for pointless executive housing estate and road and would create a country park with butterfly meadow. I expect that would be all the money gone but worth it.

First thing - champagne. Then I'd make a list of everyone I'd want to help. My mum and dad, sister, DPs brother, my best friend. DD would have a trust fund. Then I'd look at all the different charities I could help. I'd give A LOT away.

I'd have various houses dotted around the world and a few gorgeous cars. Would definitely have a party pad in central London 😂 A chateau in France. A beach house somewhere. My main house would be a giant country mansion, with indoor and outdoor pools.

@WisestIsShe that is the nicest thing I e ever heard of, I hope you win.

Trust funds set up for dc and nieces.

Pay off my db mortgage and give him some money

Buy my mum a new house and car

Buy a house and car for me

Buy a holiday home somewhere in the uk

Book a massive holiday to decide on my plan

Tell dh that I don't live him anymore and move out. Buy a house so I can take the dog with us. Pay for dd to have the occupational therapy she needs but can't get on the NHS.

Travel the world.

Retire immediately.
Buy a massive house with loads of land so I can have my horse at home, will buy some as well. Also let my friends keep their horses at mine for free. Currently I like this one www.rightmove.co.uk/property-for-sale/property-83383612.html
Pass my 7.5t lorry test and buy an Oakley horsebox.
Pay off my sisters mortgage or buy them a bigger house if they wanted.
Go on lots of holidays but then miss being at home and being with my horses

Pay off the mortgages of all family and friends who needed it.

Make a huge donation to my kids school.

Put money in trust for my kids, nieces and nephews.

Make a huge donation to a number of local charities.

Talk to local unis about setting up scholarships, Stormzy style.

Buy the million pound eco home that's for sale a few miles away.

Decide what I want to do with my life and do it!

I would target the first woman from an ethnic minority background who has held the position of Home Secretary for wanting to enforce border control and prevent illegal immigration. What a great way to spend a lottery win.

@BovaryX, absolutely, we should overlook the abhorrent positions on civil rights, immigration, asylum and criminal justice (not to mention her now apparently disavowed favouring of the death penalty, and her Thatcher-on-steroids vision of the state) of a minister purely because she is the daughter of migrants.

Ooh ...

10 million to our local hospice
10 million to our local animal charity
10 million divided up between another 10 or so charities that (Parkinson's, MND, Alzheimer's research)

20 friends and adult children 2million each (anonymously) I would pretend to get it too 😉

Then I would do up our house, make it amazing, retire and go on lots of holidays!

I wouldn't tell ANYONE (not even our children) that we had won so much - I would attribute our new wealth to our 'anonymously gifted 2 million'

Can you tell I've thought about this 😆😆

Buy homes in London, the Alps and Cape Town for myself.

Buy properties for the rest of my family wherever they want to live.

Give lump sums to all close family.

Save/invest enough that we can live off it forever. Trust funds for my kids and other young relatives.

Set up a charitable foundation to manage the philanthropic side. I would try and give away about a third of it initially I think. I would want to help with the refugee crisis, climate change and animal welfare.