Shit... what have I just found?

[NameChange73939399]

Name changed so as not to link to other threads.

Just been tidying up while DP is at work. Went to tidy his latest bank statement into the paperwork file. I always put his paperwork away for him, but don't normally read it, I don't know what prompted me to read it today.

There are loads of transactions for apple.com/bill

Multiple transactions per day, ranging from £0.99 to £19.99. I added them up and it comes to over £700 in the last month, which seems like a crazy amount of money.

What is this? App purchases? Gambling? Is there anything legitimate that this could be?

I feel bad for having looked, it's none of my business, we have separate finances, but what if it's a problem?

We each pay some bills (nothing in joint names) but I'm due to start maternity leave in the next couple of days, I can't afford to cover 'his' bills if something odd is going on.

Any ideas? Please tell me there is a reasonable explanation.

Gaming. Some of those games are addicting. It'll be like candy crush that kind of thing

Yep, In-App purchases.

@Hopeful201

My kids used my account once....hundreds of pounds of in app purchases

OMG.

He either has a problem.

Or he's been hacked and doesn't check his bills regularly enough to have noticed...

Blimey! I'm addicted to CC but I'd struggle to spend £20 on extras. I only do if I'm very stuck and frustrated and that's usually about £1,99 once in a blue moon.

at the cost of some of these games. I'm now thankful that the puzzle game I like costs 10 pence a time and DP steadfastly refuses to play any game at all if it costs anything.

I wouldn't mind something that cost a tenner a month because like a PP says, it's entertainment, so just like going to the cinema, or Netflix, but hundreds of pounds a month . That's a mortgage, your food bill, or a holiday or five.

You never know he might be relieved that you've noticed and want
to get it straightened out.

Every so often I get an Apple charge of £0:79 for cloud storage and
it makes me mutter, robbing bastards, so I can't begin to imagine the shock of seeing that kind of money going out.

Try and zone out for a bit, op - put your feet up and have a cup of tea.

Have the kids being using his phone/iPad? My daughter would spend hundreds if I hadn’t disabled the ability to purchase without a password!

Same exact thing happened to me a few months ago, though we have a joint account. When I raised it with DH he couldn't believe how much it all added up to. Was quite red-faced about it.

It was Gardenscape! Just actually garden, it would be cheaper and you'd have something to show for it I told him smugly (not wasting a rare opportunity to occupy the moral high ground).

My account was hacked and it was all iTunes purchases, added up to hundreds by the time I noticed it. All various smallish charges. The bank reimbursed the whole amount

Thanks everyone. Going to speak to him about it tonight when he gets home.

In the mean time I think I need to try and distract myself so I don't get worked up into a state.

Do you think he's cheating?

@MagnoliaJustice How did you get to that from in app purchases?!

in app or itunes purchases

either his apple ID has been used by someone to buy a lot of stuff or he is buying stuff in app. unfortunately there are a lot of apps that tempt you to buy stuff, either weapons, stuff to level up, coins etc. it's quite a sly way to make money. in the old days, you bought a game and you were able to play with it. these days, you might get the game for free but have to spend to progress at anything other than a negligible rate. and those spends add up to a shit load more than an "expensive" game from the old days.

@MaudG - think we can safely say she hasn't RTFT.

@Otterseatpuffinsdontthey Indeed! I don't know why people are always so quick to jump to that, it's like they actively want the poor OP to have a cheating partner...

OP, what is the game he regularly plays?

i reckon its coin master not CC

I would think it is in app purchases too, like a game etc. £1700 is huge though if you are due to go on maternity leave how are the bills due to be paid on a reduced income? I think I would be as miffed as anything if he expects you to be able to cover half the bills on a reduced income while he is chucking away up to £1k a month on a game. Some talk about financial priorities is needed I think and a discussion about how you see managing your finances while you are on maternity leave. It might be worth working out what you will get and also research childcare costs after as he might be totally oblivious to the financial reality of you having children.

Bloody hell, that's a lot of money on an app!

Sounds like you needed a discussion on finances anyway with a baby on the way. Some women do allow themselves to be financially abused with maternity leave/SAHM/paying for everything for the kids.

£1700 in two months? Cripes. That's a ton of money! Please do come back and let us know what it was for.

I don't understand why you're so worked up about this. There are lots of genuine reasons why he could have this bill. This is only a big deal if you don't trust him and/or he has a history of running up debts. Otherwise, this shouldn't be a big, antsy conversation. Just a casual, 'I couldn't help but notice this, is it ok?'

£1700 on games on his phone sounds like he has a problem.

I hope he has been hacked for both your sakes.

Best of luck with the conversation!

I once left my PayPal signed in on my daughter's device and she spent £500 on roblox!

I don't understand why you're so worked up about this. There are lots of genuine reasons why he could have this bill

I can't think of any genuine, sensible, no point getting worked up about it reasons why someone who doesn't have thousands of pounds a month in disposable income would reasonably spend £1700 in two months, plus whatever the OP hasn't yet discovered, on mobile phone games.

Bored footballers or DC of oligarchs maybe, but a man who's 'not rich enough that he wouldn't have noticed'? Er, no.

@MagnoliaJustice my head went straight to that as well - @MaudG webcam girls and dirty chatroom type apps where you have to pay to see girls do stuff. That's the only way I envisage a man spending £1700 on itunes to be honest.

Sorry OP but do bear this in mind in case he tries to brush you off or make you believe something else. Whatever he claims it is I'd want to see proof of it as quite frankly him spending this much money behind your back (joint finances or not, doesnt matter) would affect my trust of him.