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Have you gone cashless as yet?

185 replies

which1 · 15/10/2019 20:56

Was recently looking for a new wallet.
So many places now seem to do just cardholders.

So do you still carry cash?

I guess there might be a trend for more and more card use seeing as pretty much everywhere now has a card machine and I suppose they scrapped those 2%/3% fees that sometimes used to be added on to the total cost of the transaction.
I suppose also as more purchases move online, obviously that's card only.

OP posts:
SafetyLightsAreForDudes · 16/10/2019 20:56

In A Handmaid's Tale it's referenced that one of the ways in which women were subjugated is the state summarily revoked their access to banking systems so they weren't able to access money (this is a rough recollection, I can't remember exactly how it's described). It's one of those little details that makes you think how easy it would be for it to happen in reality - but as I said, cash only has value because the state says it does, and because people believe it does. A cash-based economy can be just as easily broken down as a bank-based one.

Uselesspiece · 16/10/2019 20:59

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Snowman123 · 16/10/2019 20:59

Was thinking I need a new purse...... might just not bother, get a card holder and give it a go!

Ginfordinner · 16/10/2019 21:01

Are you 35 miles from the nearest supermarket?

AutumnRose1 · 16/10/2019 21:04

Safety so men were allowed cash?

Uselesspiece · 16/10/2019 21:06

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KitKat1985 · 16/10/2019 21:10

I prefer to use cash for 'petty cash' and my 'fun' purchases each month as I can keep track much easier of how much I spent, as it's really easy to overspend if you forget to mentally keep track of a couple of card purchases (and it still can take 2-3 days for purchases to show on my online statements sometimes whilst they are processed, so I can't rely on that either to keep track of my balance). It just makes budgeting easier for me. So if I'm out for the evening and know for example I can only afford to spend £20, I get £20 out at the start of the night, and once it's gone, I know I have to stop.

LeekMunchingSheepShagger · 16/10/2019 21:20

Most of my kids extra curricular activities still have to be paid for with cash (sports team subs, brownies etc.) It's a pain in the arse, especially as my closest cashpoint charges for withdrawals.

Thehagonthehill · 16/10/2019 21:59

If you live in a city great but makes f you don't then it all relet on the connectivity and a lot of this country still has poor access,some areas have none.So transport except for trains(and my nearest station is 25 miles and no car park)is cash unless prepaid.Taxis are cash,small shops are mixed depending on what the signal is like on a given day.
DD is in college,has a bank card but it is not contactless,only a few bank are for the under 18s so she mainly draws out cash.
Car parks!The one I mostly use in the nearest city us cunningly designed so that getting a phone signal is a challenge if you don't pay cash!All our local ones only take cash.

Skyejuly · 16/10/2019 22:04

98% card.

Live rural...no cash points!

RhinestoneCowgirl · 16/10/2019 22:16

Our PTA recently got an izettle card reader for school events, comes in very handy apparently...

jcurve · 17/10/2019 00:20

Totally cashless except for the dry cleaner.

We keep £500 secreted away in the house for emergencies. That’s the closest we get to being “preppers”!

LER83 · 17/10/2019 00:43

The only thing I use cash for is things like non-uniform day and raffles etc at the school. Everything else I pay by card. Helps that pretty much everywhere accepts contactless, busses, taxis etc. I may sometimes take £10 in my purse if I'm going to a farm or something like that just incase. Oh and I also take cash to the theatre as usually the ice cream people at the interval are cash only.

mindproject · 17/10/2019 00:51

I use cash for nearly everything. I think a cashless society will be detrimental to humanity.

IncyWincyGrownUp · 17/10/2019 00:55

Youngest child has music tuition that I pay cash for weekly. Middle child needs 40p per day for a snack at school.

That’s pretty much it. Everything else is paid electronically.

Dieu · 17/10/2019 07:54

If I had my way, I'd never have to lift out cash again.

KatherineJaneway · 17/10/2019 07:58

I carry cash with me during the week but rarely use it. I put it all through my credit card for the rewards.

ememem84 · 17/10/2019 08:21

Mostly use cards. But generally have a tenner on me just in case.

Ithinkwerealonenowtiffany · 17/10/2019 08:28

Everyone needs cash. Its not possible to go cashless.

wonkylegs · 17/10/2019 10:04

I use cash all the time for small purchases and parking (the card payment but is often broken)
Paying for kids stuff a lot is online but random occasional stuff is often a few quid in an envelope

wonkylegs · 17/10/2019 10:05

Also sending 11yo DS to get milk, bread etc from village shop is always a cash transaction

HoldMyLobster · 17/10/2019 15:25

Yes I often have to give my kids cash if they're buying things for me.

Wrote a cheque today for the first time in a while today. I'm east coast US and a lot of my area has no power or internet today.

user1497207191 · 17/10/2019 15:48

Kids are hardly going to use a card to buy sweets etc from the local shop are they?

Burpsandrustles · 17/10/2019 17:25

We've made big switch back to cash.

If you look at budget thread many people say having actual cash each week helps them budget.

Aderyn19 · 17/10/2019 17:34

What happens when your mobile phone network crashes and you can't use apple pay?

Autumn in Handmaid's Tale, the assets of women were transferred to their nearest male relatuve iirc. Which made women automatically powerless and dependent.