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Have you gone cashless as yet?

185 replies

which1 · 15/10/2019 20:56

Was recently looking for a new wallet.
So many places now seem to do just cardholders.

So do you still carry cash?

I guess there might be a trend for more and more card use seeing as pretty much everywhere now has a card machine and I suppose they scrapped those 2%/3% fees that sometimes used to be added on to the total cost of the transaction.
I suppose also as more purchases move online, obviously that's card only.

OP posts:
RiddleyW · 15/10/2019 21:21

I just find it so much quicker to pay contactless than dig through a purse and wait for change. I also like to track all my spending and find it much easier to do so if it’s all on a card.

PulpPixie · 15/10/2019 21:22

Very rarely use cash unless there is a collection at work. It’s a total pain getting it out though. Hate using cash

Pinkandpurplehairedlady · 15/10/2019 21:24

I can’t remember the last time I used cash. I pay by card / Apple Pay for everything including small transactions. I find it easier to keep track of what I’m spending my money on that way.

ExpletiveDelighted · 15/10/2019 21:27

I use a mix, carry two cards and an emergency tenner in a card holder, another emergency tenner in my phone case and have a small purse for cash. All my loyalty cards are on my phone now. I use cash for something most days still.

Twirlypoos · 15/10/2019 21:27

Prefer cash. Always have some in case of a bank outage/emp/power cut

ArabellaPilkington · 15/10/2019 21:28

I get through tons of cash each week - cleaner and tutor is £55.

Hairdresser is cash, as is window cleaner. I'd never pay card in the village shop for bread or milk either.

And always need coins for parking - can't be doing with those phone numbers/apps - take too long.

BayandBlonde · 15/10/2019 21:29

Very rarely carry cash. I keep change in the car, buts always Apple Pay for purchases with only special trips to the cash point

WalkAwaySugarbear · 15/10/2019 21:31

90% cashless, always use my card if I can. I do still hold some cash, around £20 although it can stay in my wallet for months.

Fstar · 15/10/2019 21:31

Im terrible for carrying cash these days and use my watch to pay for most things. So much so when i go to pay park and ride im always worried incase i dont have the 1.20 lol, my memory is also crap

Katinski · 15/10/2019 21:32

I take 50.00 cashback with my shopping every so often. It pays my cleaner,my market purchases (bowls of fruit and veg for 1.00 a bowl,etc) and tips for taxi drivers(if they've helped me, otherwise zilch) etc.
Oh! and soon it will be Halloween and if the children who come round frighten me enough, they'll get some money tooGrin
So yes, I still use some cash.

Parker231 · 15/10/2019 21:33

Rarely ever use cash - use card and online banking. Can’t remember the last time I paid for anything with cash.

RiddleyW · 15/10/2019 21:34

I’ve just remembered I have to pay a party entertainer cash on Saturday. That’ll be the first time for ages and I was really surprised it was cash.

Skinnychip · 15/10/2019 21:37

Mixture of each for personal banking.i feel i keep track of my spending better with cash, and consider how much i am spending when i see how much is in my purse.
So pissed off to read from pp that Barclays are stopping their customers using the post office. We have our own business and probably 80% of customers pay by bank transfer which is our preferred option but some pay cash or (sigh) cheque. Once i went to Barclays and they wouldnt allow me to pay cash into our own account ffs. The most convenient branch is closing so i thought we would go to the nearest PO but looks like thays not gonna work either.....

mainecoonmum · 15/10/2019 21:38

I'm mainly cash too but have noticed most people/shops are surprised by it.

Only thing on my card are those things that have to be.

SwedishEdith · 15/10/2019 21:40

Rarely cash but I was in Sainsbury's at the checkout when their till system crashed, nationally. Only way we could pay was to go to the cash point outside.

MrsDilligaf · 15/10/2019 21:41

For some reason I get a bit antsy if I don't have any cash in my purse. I get £30 out every week and it covers all the odd little bits I shell out for.

I don't want to be entirely cashless, because I'm a bit old school, but I can certainly see that's the way we'll end up.

(don't know what will happen to the tooth fairy and all the two penny shovers in the arcades though!)

roses2 · 15/10/2019 21:47

I buy my fruit and veg from local market stalls. They are cash only. I also feel nervous using my card in small corner shops in case they copy the details so pay cash there.

Sparklingbrook · 15/10/2019 21:54

The parking app once you have it is brilliant. Takes seconds because all you have to enter is how long you want to park for it retains all other details.
No queuing up in the rain to pay at the machine plus you can extend your stay without going back to the car.

MustardScreams · 15/10/2019 21:57

@BarbaraofSeville yes, Apple Pay for everything. I live in a city though, so taxis, buses etc are all contactless and only the very small corner shops have a minimum spend.

LemonPrism · 15/10/2019 21:59

I'm often caught out when visiting my rural family in Yorkshire... the only reason I ever have cash is to pay the cleaner.

Buses and trains don't accept it, shops take Apple Pay for any amount. I never lose change

LemonPrism · 15/10/2019 22:00

@Aderyn19 I have never in my life not been able to use a card because a banks website has crashed...

Pinkyyy · 15/10/2019 22:02

I mostly use cash. I keep all my savings in cash too.

LemonPrism · 15/10/2019 22:02

@BarbaraofSeville yes every transaction, even 80p on the vending machines. Why not? It's faster

LemonPrism · 15/10/2019 22:03

Taxis take contactless too

MaudBaileysGreenTurban · 15/10/2019 22:04

Almost completely cashless, although I do sometimes worry about the implications of that (not quite Handmaid's Tale-level worries, although who knows?)

Ds needs a fiver every week for football training, I tip my hairdresser in cash...that's about it.

But ds is going on a college trip next summer and the deposit had to be paid by cheque. I turned the damn house upside-down looking for my chequebook - couldn't remember the last time I'd even used it!