At what age did you buy your first home?

[GrapefruitGin]

And did you buy a home before or after kids?
How much ‘help’ did you get or did you raise a deposit alone?
I’m 29, no dc and renting, curiously wondering if I’m one of many or am I unusual!?

So bought houses in 2006 and 2010

Signed all the paperwork on my 18th birthday, no help from parents.

This was in the days when a 2 bed semi cost £14,500 though!

19 with my 19yo DP. No DC. Saved deposit all ourselves.
DP is now DH, we have 1 DC and have moved to our 'forever home' 7 years later

23 - on my own, no help from Family. Was previously renting but worked in a job I absolutely HATED but paid extremely well for 18 months just to save the deposit and get on the property ladder

(I handed my notice in the week after I got my keys and went back to doing a job I love!)

23, based only on my salary with a 100% mortgage.
Was in 2003 just before house prices round here went sky high - really lucky as I was paid a pittance working for a high street bank.

29, joint with DH (we earnt similar) and pre-DC. We saved the deposit ourselves.

I don't think I would have been able to buy as a single person, and after DC I think we would have struggled to save a deposit due to childcare. We are in London though so that skews things a bit.

28, 3 years ago

27. But I had a 50% deposit inherited from my mum's passing and 15k saved for moving/furnishing expenses. The mortgage since has always been less than I would otherwise be paying in rent. Obviously I'm extremely lucky to have that and I felt a huge responsibility to make something of the money that came to me, but I'd rather have my mum.

30
I should have bought earlier but it seemed like a commitment and too grown up.

35. After kids. Had help from parents and help to buy ISA.

2009, I was 23 and got a 90% mortgage based on a single income, which was a fixed (short) term student contract

Raised the deposit myself.

28, single. I had an inheritance that let me put down about 35% of the purchase price as deposit and could then afford the mortgage payments on my own. It was about 20 years ago and houses were a lot cheaper!

DH moved in 4 years later and we started over paying, cleared the mortgage 3 years later with help from his savings and a windfall I got at work. Smart move would probably have been to have moved up the ladder and continued to invest via a mortgage but we have a nice enough house that's big enough and we've both been able to go part time when DD was little, and do work that we like rather than just earn as much as we possibly can. We've been very very lucky.

I was 20 years old in 1974nwyen I got a mortgage with my husband
I had a baby the next year and another child 4 years later

When we split up in the 80s I bought my own house. I loved it.i was talking this morning about how fortunate I have been. Born under the Welfare State, in the NHS. I moved from appalling conditions to a new council house in the 1960s

I am a WASPI woman waiting for my pension but apart from that I am so grateful to the post war government for creating a socialist society.

Now I feel so guilty because of the conditions my children and grandchildren have to deal with.

19. Inheritance money after my mum died.

23 and saved the deposit myself (10%) but that was almost 30 years ago when you could by a property on a single wage.

30 yo. Deposit came from an inheritance. 5 years before children.

19 - in the early 90s, when I bought a 3 bedroom Victorian terrace with a garden for £65,000 in a university town. I had inherited £4k and used that as a deposit, my dad guaranteed the mortgage on the basis of me renting out 3 rooms (using the living room as a bedroom, as students do). Didn't make loads of money on it when I sold it, but it was enough to set me up for property deposits for the rest of my life. Lucky.

25. Tiny 1 bed house. Cost 3x my earnings at £30,000

The same houses now sell for £170,000 no idea how that fits into starter home pricing.

24. Pre kids. Saved the 10% deposit myself while living rent free at home.

38, after having DD. Could have done it much earlier (we had a 50% deposit) but had lived overseas and were then waiting to buy until we knew where we would settle long-term.

26, no financial support (nearly said no support, but had plenty of moral support!). Raised the 10% deposit by working 2 jobs for just under a year (pre DC, and young, free and single. Appreciate that's not feasible for lots).
Got a mortgage on a £21k salary weeks before the 2014 mortgage market review came in.
Upsized and brought jointly with DH about 18 months ago when expecting DC1.

27 and we had two children, then when they were both in school I went back to work full time and my wonderful Dad gave me 3.5k from an inheritance he had. That paid 5% deposit back then. First marriage broke down with 4 years left to pay on mortgage. I started again with second dh and have been overpaying for 8 years. Now have under 5 years left to pay. I have inherited money from my Mum though which I paid some extra off mortgage. It is worth the effort if you can do it. We have gone without other things to achieve buying our own home.

26 with dh, pre kids. 10% deposit which we had saved. We only used his salary to borrow on as we planned to have kids and neither of us wanted us to work full time once we had a family.

Me and dh bought our house when we were 23 and 22. We saved a 5% deposit while living with dmil. We still live in the same house 11 years down the line.

29, pre kids, no financial support from anyone.

I plan to help all my kids get on the property ladder as soon as possible. I have two down and two to go.