Loyalty cards that are actually worth getting?

[GunpowderGelatine]

I seem to have about 25 loyalty cards in my purse but the only ones I think are worth having are Boots and Body Shop where you actually get money/vouchers to spend in store, and Subway where it's very easy and quick to get enough points for a free sandwich (I only buy 2 or 3 before getting a free sub).

M&S Sparks card is useless - 15p off a donut? Wow. Thanks and I'm not even sure what a Matalan card is for because I've never seen any points or offers from it.

What other cards are worth/not worth getting?

Tesco - money off your shop vouchers.

That's it, as far as I can see.

We did get a modest amount of money off from Decathlon after a few big ticket shops (bikes etc)

Nectar or Tesco club card are worth it if you regularly use those supermarkets. I live almost next door to a Sainsbury’s so my nectar points build up pretty fast.

Matalan won't serve you without a card....its always been about data mining rather than a loyalty card with them!

The Morrison's one was good when first released. Reach 1000 points and you'd get a fiver off voucher. Very handy. These days though it seems to take a hell of a long time to reach 1000 points!

I've never had a Matalan card and I shop there often enough.

I don't have a matalan card but bought a dressing gown from there

Tesco, Boots, Co-op

You can refuse the card at Matalan but they try to make you think you can't.

I used to have a card for wh Smith's . Don't think it was any good.

Boots, but I get my contact lenses with then and get points for them each months and 10% off any Boots products.

Tesco clubcard pays for our days out.

Co op card is pretty good for gaining points from own brand products

Nectar points pay for my entire Xmas shop, including booze. Boots points build up and if you get specs or contacts with them you get a huge number of points. Otherwise nowt worth getting in terms of store cards.

Boots and co-op

Nectar is ok but takes a long time to build up any useful points. I've got a Morrisions one too but since I only ever shop there a couple of times a year I've only ever managed one vouchter

The co-op one is good if you go in there frequently and get their own brand stuff.

If you buy an own brand co-op product, you get 5% of the value added to your membership account. You can then let this amount accumulate for however long you like, and then cash it in to get money off a basket / trolley of shopping.

You used to have to pay for a matalan card and you couldn’t buy anything without one.

Ikea - you get a free coffee/tea in store during the week (handy is you live locally). Plus a £5 voucher on your birthday.

Waitrose - free coffee when you make a purchase in store.

Waterstones is good. You collect points for purchases and get £5 (or is it £10?) off when you have spent £10 10 times.

I forgot about Nectar! Yes we get the cinema stickers and pizza express meals out of it, definitely worth it for that

I often get a decent money off vouchers from Tesco, e.g. 9 quid if you spend 60 is nearly 10pc plus you get reward vouchers in the post. So if you have a £5 voucher and a £9 off voucher that's quite a bit, isn't it? I don't find Sainsbury's quite as good, though my sains and tesco are near each other and I have a theory you can play them off .each other to get the maximum money off. i.e.to to Tesco a few times, then sains, then back to Tesco and lo and behold you get a nice big voucher to lure you back in. this might just be my experience but I've always found it to be the case!

Boots. Especially if you buy your mindboggling expensive glasses there and you have a triple points voucher.

Nectar's good too if you use ebay. You can set up your ebay account to collect them on every purchase.

I got two Morrison's £5 vouchers in two days last week! I seem to get them less than I used to but mustn't grumble.

I've done ok out of Nectar and Boots too.

Boots card is good in theory but I find these days I buy more and more stuff online at a cheaper price than I would in Boots.

I like my John Lewis card. A free hot drink and cake in the cafe once a quarter and occasional offers like spend £50 to get a £5 gift card. I've had a couple of those. Not sure what else it's good for but I like free cake!