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Has anyone been entitled to good tax credits then no UC?

106 replies

mayaknew · 01/03/2019 21:32

This has just happened to us. There goes being able to pay billsHmm

OP posts:
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HelenaDove · 03/03/2019 18:02

Its almost as if they want to be voted out so they wont have to deal with Brexit.

Purpletigers · 03/03/2019 18:41

Can you increase your hours if he can’t ? Lots of people work and study at the same time and the holidays are good so he should be able to increase his hours in those weeks when not at university.

Purpletigers · 03/03/2019 18:43

Helena dove - it’s almost as if they want people to support themselves and the choices they make .

Interested in this thread?

Then you might like threads about this subject:

Purpletigers · 03/03/2019 18:49

Jessica - I think you’d be better trying to find a full time job if self employment isn’t paying enough .

HelenaDove · 03/03/2019 18:50

its non means tested Purple Much like Child Benefit and i remember the long long threads about that!

the AD on the old state pension had to be claimed before April 2010 And you had to be 65 so when it stops next year the pensioners affected will be 75 or over.

jessicawessica · 04/03/2019 22:18

My self employment does pay enough thanks Purple, but it' s seasonal.
Under Tax Credits my income was worked out per annum which worked out fine for me. I made the majority of my income during the summer and autumn, which meant i could spread it out over the months that were leaner.
This doesn't work on UC even though I will most likely be earning roughly the same amount per annum that I do on TCs.
Makes no sense whatsover.
I became self employed because the government told me it would be a "good idea" as I'm sure many other self employed people were encouraged to do to lower the unemployment figures.
I already work full time so not sure why you suggest getting another full time job.

HelenaDove · 09/03/2019 20:21

HelenaDove Sat 09-Mar-19 20:15:21

welfareweekly.com/majority-of-people-facing-7k-pension-credit-cut-are-disabled-figures-show/

"Majority of people facing £7k pension credit cut are disabled, figures show
UK Government urged to reverse planned cuts to pension credit

The SNP has demanded the Tories reverse cuts to pension credit after it was revealed that a majority of claimants are disabled.

Figures show that more than half (56%) of those who receive pension credits also claim a disability benefit.

Currently, couples are able to claim pension credit if one of the partners is over the state retirement age of 65.

However, new changes – snuck out by Tory ministers on the eve of Theresa May’s humiliating Brexit deal defeat – will remove that provision, instead forcing claimants onto Universal Credit

According to Age UK, mixed-age couples could be left over £7,000 worse off per year when the changes come into effect in May.

The UN has previously warned that austerity policies introduced into welfare and social care by the UK government amount to “systematic violations” of the rights of people with disabilities.

Commenting, SNP MSP Alasdair Allan said: “This change to pension credit is bad news for everyone affected – but it is deeply concerning that this could disproportionately hit the disabled. No wonder the Tories tried to sneak the news out.

“For the UK Government to penalise people simply for having a younger partner is completely unacceptable.

“Pensioners, disabled people, and people on low-incomes should not be forced to pay the price for the Tories’ cuts to welfare.

“If they intend to proceed with these cuts, vulnerable people need assurances over how they will be supported when their incomes are slashed by this policy."
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HelenaDove Sat 09-Mar-19 20:19:19

welfareweekly.com/pension-credit-changes-could-cost-pensioners-other-benefits-charity-warns/

"Pension Credit changes could cost pensioners other benefits, charity warns
Those affected by the £7k cut could also lose access to other benefits.

Low-income pensioners hit by cuts to Pension Credit could also lose access to other benefits, such as cold-weather payments, MSPs have been warned.

From 15 May, mixed-age couples – where one person is of state pension age and the other is younger – will no longer be able to claim Pension Credit, costing couples up to £140 per week, or £7,000 per year.

Age Scotland has told a Holyrood committee that Pension Credit is a “passporting benefit,” meaning that some couples who face losing out may not be able to claim other forms of assistance such as cold-weather payments, housing benefit, and Council Tax Reduction.

This stark warning comes after it revealed that a majority (56%) of Pension Credit claimants are disabled.

Age Scotland also warned that those who have been hit by changes to the state pension age (WASPI) will also be negatively affected by these changes to Pension Credit, which are “likely to have a greater impact on women.”

Commenting, Alasdair Allan MSP said: “The impact of this Tory cut – which was conveniently sneaked out the back door on the evening of an important Brexit vote – is truly shocking.

“This cut is going to hit pensioners in need, a majority of whom are disabled – and it is staggering the knock-on impact could also see them lose access to cold-weather payments and other benefits.

“Evidence of Westminster’s failure on welfare grows every day. The Tories can’t keep sweeping the harmful effects of their welfare cuts under the rug.

“The UK Government must urgently reverse this attack on low-income pensioners.”

Crappygilmore · 09/03/2019 20:55

Fucking tory scum. Rich get rich and the poor stay poor. And if u have a disability you can do one too. Bastards.

Privacyno1 · 09/03/2019 21:19

We got £870 t.c and now get £400 uc.
Out ds is severely disabled and I receive carers allowance for this, do also receives industrial injuries benefi, (as well as working full time). They are both classed as income for uc. The carers allowance was classes as income for t.c but was calculated differently so it's much less on uc. They are both also paid 4 weekly whereas the uc assessment period is monthly, so twice a year we get significantly less uc.
We have the same income every month (generally), yet we do not know how much we will receive so budgeting is difficult.

mayaknew · 11/03/2019 15:36

Ok so I have been doing a bit of research and I found a breakdown of how my payment was calculated and I think it is wrong ...

There's no mention of the child element is it 200odd per child ? Also no mention of our childcare costs.

Are the child elements usually listed on your breakdown ?

OP posts:
Purpletigers · 11/03/2019 17:00

If your self employed work is seasonal then how can you be working full time? Either you’re working 40 hours a week or you aren’t ?

HelenaDove · 11/03/2019 19:08

www.mirror.co.uk/news/politics/breaking-universal-credit-harrogate-revealed-14119265

Harrogate revealed as trial area for managed migration.

PencilsInSpace · 11/03/2019 19:15

How on earth do you stop getting tax credits as it turns into universal credit?

One big change is that tax credits did not take any account of savings or other capital whereas UC assumes an income from anything over £6K and if you have over £16K you are not entitled to anything.

MyDcAreMarvel · 11/03/2019 19:26

You are if managed migration your savings are ignored for 12 months and you are allowed to spend them without it being deprivation of capital .

PencilsInSpace · 11/03/2019 19:32

Are the child elements usually listed on your breakdown ?

Yes they should be. There's a rough step-by-step method of calculating UC payments on CAB's site here.

PencilsInSpace · 11/03/2019 19:53

I discovered one good thing about UC Shock

Under the old system, if you're on ESA and are found fit for work your ESA stops altogether. As a knock on effect of this your housing benefit and council tax reduction are then suspended because you are no longer claiming a passporting benefit. So as well as challenging the ESA decision you have to scrabble around and make a JSA claim and contact the council urgently with evidence of nil income or you end up not only at the food bank but with massive rent and CT arrears. And people on ESA tend not to be in the best of health and have diminished ability to cope with a load of very urgent kafkaesque admin on top of having to juggle their finances to keep the wolf from the door.

If you're on UC as a disabled/long term sick person and are found fit for work your money doesn't stop. You'll lose any disability elements you were getting and you'll be expected to look for work while challenging the decision but you won't be left suddenly penniless like under the old system.

PencilsInSpace · 11/03/2019 19:55

Has managed migration started yet?

MyDcAreMarvel · 11/03/2019 19:56

Starting in Harrogate 3000 people .

Bippityboo2 · 11/03/2019 19:59

I got £125 a week on WTC. I'm still earning a similar wage, but I'm lucky if I get £200 a month UC. I'm a single mum of 2 working FT. It's crippling.

HelenaDove · 11/03/2019 20:02

@PencilsInSpace its all in my links especially the first one.

I suspect they have picked a more prosperous city because damage control will be easier.

PencilsInSpace · 11/03/2019 20:06

Ah right. So the vast majority of people moving from TC to UC are still 'natural migration' (change of circs) and will not have that 12 month breathing space.

MyDcAreMarvel · 11/03/2019 21:16

Yes that’s right Pencils.

TheFormidableMrsC · 11/03/2019 22:06

I can't believe this utter shitstorm can continue on. It's horrific. My fairly prosperous town with very wealthy pockets is now awash with young homeless, something I've never seen before, the increase in crime is shocking, daytime burglaries with the resident at home as just one example, something that simply hadn't happened "before". I know working families who are relying on foodbanks. I mean what on EARTH has this country come to when people are relying on foodbanks? I see all the anger and campaigning, Gingerbread are fantastic, Twitter is awash, but none of it is as visible as it should be because of Brexit, IMO. I have composed a very angry e-mail to my MP who I had a meeting with last year due to the ineptitude of the CMS...who told me during that meeting that the Government were "prioritising" reducing the "benefits bill".

I am terrified of UC. I am a single parent in the truest sense, no family support nearby, a useless ex-h who spends his entire life thinking up ways to avoid maintenance aided and abetted by OW and soon to relocate out of the country. I gave up a City career to have our son who was subsequently diagnosed with autism. I was forced onto benefits without a say or choice overnight when my husband left me and cut off all financial support. I have never claimed a thing in my life until that happened. I am now a carer, who at 50, with an 8 year old (and an 8 year CV gap) has zero prospect of ever going back to the high earning career I had previously. I believe I am going to be hugely worse off on UC...I have been called to an interview at the JobCentre on Wednesday and I am frankly terrified. I have a child I can't put into childcare, as much as I'd LIKE to work for my own sanity, I could only do school hours and term time only and indeed, such employment is difficult to find and at a premium. I will admit that I was previously a Tory voter....but no longer. I cannot believe what I have seen unfolding before my eyes. I admit to being completely unaware of how things worked before I found myself in a situation where I had to rely on benefit income. I am frightened for the future, the assault on disabled people, the assault on pensioners, who deserve nothing but peace and security in their twilight years. I have seen people whose children have been miraculously "cured" of autism according to the DWP when it comes to changing from DLA to PIP. My post is too long, I am too angry and weary. I am scared.

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