How old are you and how long do you have left on your Morgage?

[LardLizard]

I’m 41 and have 15 years left
It’s less than 500 per month so hoping to repay earlier

Just trying to do some longer term financial planning

In theory it will be paid off by the time we are 60 but we are overpaying so should clear it faster should we stay put, however we intend to move in the next 5 years to somewhere bigger depending on wages so it could all change.

We paid ours off in our middle to late thirties, no penalty. We had about five years of really excellent returns on investments we made. We only had it seven years.

48 and 14 years on two separate properties. We will sell the large house once the children have left home so may be able to clear it sooner. The second is a ski apartment with a rate fixed at 1.3% for the life of the loan. If things get really bad I will go and live there!

52 and paid off (downsized in divorce.)

I am 58 and the mortgage was paid off 10 years ago

49 and paid mine off 5 years ago.

31, and 7 years. Bought age 21 and made overpayments when we stopped paying for nursery.

I don’t suspect you’ll be getting a realistic demographic off here OP.

34 and 24 years to go.

30 & have 12 years left

34 and I think 20 years left.

42yrs, part mortgaged till 67yrs as it's been topped up over the years for home improvements.

Did only have 8 yrs left but l negotiated having the house in the divorce.

Currently am able to overpay 10% per year and l reduce down the largest part of the mortgage outstanding.

Won't be always able to overpay though as my income will reduce as DS get older. Especially once DS1 gets to 16yrs as he will be cured of his autism so won't need PIP

Early 40’s. Paid off 5 years ago, combination of savings and equity from the sale of a business.

54 with 9 months left. It's very low and we've paid chunks off when times were good so are virtually mortgage free now. I'm glad we did as our income has taken a nosedive in recent years.

47 & paid off (technically) 3 years ago. Have chosen to maintain a very small offset mortgage for its flexibility since the cost is minimal in the scheme of things.

38 and paid off (inheritance)

27 and 31 years, but about to remortgage so will have about 26 and will be overpaying on that (salary increase coming!)

Finished mortgage at 35. We were very lucky with timing and moved a few times as well, renovating the properties. First bought mid 90's.

39 and 20 years 😟 but it's manageable and we are overpaying again so realistically will be 15 years or so.

Keep doing the lottery....

28 and 23 years left.

40 and 13 years left.

41, DH 44. I believe 13 years but overpaying to try and reduce that.

I'm 54 & we have about a year left on ours. Can't wait.

52 and 1 year 😂😂

40 and DH 38. Have 25 years to go as just released a chunk to do improvements. Hoping in 2 years we'll increase our LTV and be able to overpay again.