How old are you and how long do you have left on your Morgage?

[LardLizard]

I’m 41 and have 15 years left
It’s less than 500 per month so hoping to repay earlier

Just trying to do some longer term financial planning

27, 14 years left technically but we overpay so if we stay here I hope to lower that. All being well though we plan to move and increase the mortgage so we would have to increase the term to afford that.

39 15 years

im 23 and have 27 years left! aiming to overpay when ds goes to school (in 18 months!)

38 and 17 years left. We'll be moving within the next 10 years and having a bigger mortgage though...

31 and 19 years less but we're overpaying so hoping to pay off sooner

46 and 17 years left. But I’ve put savings in place and pensions so I’ll be able to pay it off in 9 years time

41 and about 11 years left but should be less as over paying.
We paid a mortgage off 7 years ago but then moved to a bigger house 5 years ago and got another mortgage.

Mid 30s, it'll be gone by the time I'm 40. But, we bought a £100k house (ex council semi) in our 20s, have overpaid as much as possible and never "upsized" as this house meets our needs.

P.S. I know we've been lucky to live somewhere where buying so cheap was an option, but equally a lot of people we know locally would also be close to paying off their mortgages if they were happy to live where we do (not a bad area, but not middle class), drive an old car etc..

I'm 51 and we have 2 years left.

Old and infinity.

22 and 25 years

Im 21 , partner 26 we have 34 & a half years left on our morgage. (Only had it for 6 months so far) :)

35 - 12 years

40, 25 years left. We moved 5 months ago and wanted to keep payments low as cash poor right now. Have been a home owner since 23 but bought a second property with DH at 36. I am likely to inherit far more than the mortgage balance though so it will probably be cleared before I am 65, morbid as that is so not worried!

45 and 14 years left. It is based on DH's age and when he will retire.

We currently overpay each months so I hope we are getting away with a lot less as DD is finishing school in 6 years and I need money for college.

37 (DH 39) and just over 5 years left, hoping to pay it off sooner though

48 & 50. 9 years or less

33, officially 17 years but should be paid off in 6. Four bed with garden and garage in the south.

52, paid it off with an inheritance age 44.

27 and 14 years

35 and have 31.5 years left 😥 Currently pay £886pcm. Our plan is to remortgage in 1.5 years to a better rate (we only had a 6.5% deposit), reduce the term and overpay.

49 and we paid it off about three years ago. That said, we have never maxed out on the mortgage and just stayed in a house that was big enough without being flash. When we could've afforded to buy a more luxurious house with a bigger mortgage we stayed put and overpaid 13 years early. It's great not to have that financial commitment, but the small "keeping up appearances" part of me sometimes wishes we had bought something better. No point now the DC have moved out!

38 and we have just remortgaged to a 5year term. We now owe about 50k. We don’t over pay each month, but instead invest in dh’s Employers share scheme to (hopefully) build capital. 2 weeks ago we paid off over £100k which was an amazing feeling!

I'm 32 and we have 21 years left. So I'll be 53 latest when we own. But we overpay so will reduce this.