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Original poster

At what age did you buy your first house/property?

198 replies

floatinglilly10 · 19/09/2018 18:18

Just that really....

I am hoping to buy a property this year with my DP, we have found it difficult and I have been trying not to compare myself with other friends who purchased their house in their early 20's! I am very proud of what we have achieved so far and I know that it is not always an attainable or in fact desired goal for everyone.

I am 30 and my DP is 25

I guess this is just a nosey thread, please do not answer if you do not feel comfortable doing so!

OP posts:
lastqueenofscotland · 19/09/2018 18:20

26
Could have afforded to buy much sooner and regret not doing so

Andro · 19/09/2018 18:20

I was 21, lived there until I got married.

Catmatrat · 19/09/2018 18:21

25

vickibee · 19/09/2018 18:21

In 1996 in my mif twnties. Paid 40k for a small 2 bed terrace. I was lucky getting on ladder before the boom. Same house now is 150k.

Voldesnort · 19/09/2018 18:23

26, in the days of 100% mortgages!

moomin11 · 19/09/2018 18:23

24, I think it was around 130k for a three bed semi.

Crumbelina · 19/09/2018 18:25

31, back in 2009 - 2 bed house in London.

FluffyMcCloud · 19/09/2018 18:25

About a week before my 24th birthday. DP was 27.

blue25 · 19/09/2018 18:25
  1. A one bed flat.
shapeshifter88 · 19/09/2018 18:25

26 6 yrs ago

Johnnyfinland · 19/09/2018 18:25

Well I’m 29 and nowhere near being able to afford one (London) despite having thousands saved up

BigSandyBalls2015 · 19/09/2018 18:26

22, early 1990s. A gorgeous flat in Epsom costing £62K with 100% mortgage

Northumberlandlass · 19/09/2018 18:26

I was 27/28 - the house was £42k & it seemed like a HUGE amount. How I laugh now 🙄

flamingofridays · 19/09/2018 18:26
  1. (2014)
Rocknroller1234 · 19/09/2018 18:26

26 (100% montage) but my DP bought his first at 32. I think it really depends on a lot of things to enable people to buy a house tbh so it’s hard to compare your situation with others.

PotteringAlong · 19/09/2018 18:26

28

icecreampanckaes · 19/09/2018 18:27
  1. :)
exexpat · 19/09/2018 18:28

21, as a student, with my (working) DP, working DSis and her student DH, but that was when you could buy a house for 2 or 3 times a normal couple's joint salary, even in London and the south east.

Times have changed and there is no way anyone would be able to do that from the same financial position now.

JustHereForThePooStories · 19/09/2018 18:29
  1. 100% mortgage just as property prices peaked, and just as interest rates rocketed.

It was pretty shitty for the first five years or so, I can tell you!

Taffeta · 19/09/2018 18:30

25-26, that was 26 years ago Grin

Flat £52k, bought with 5% deposit which took me 18 months to save

It was a very long time ago. Tough out there now.

Original poster
floatinglilly10 · 19/09/2018 18:31

its crazy how times have changed! I am not sure whether now is the best time to buy with rumours the housing market is going to fall. I struggle to see house properties going down in the area I live though!

I should have also asked whether you bought on your own or with a partner?

OP posts:
MrsSteptoe · 19/09/2018 18:31

1991, mid-20s. Never regretted it. Bought a one-bed flat that I didn't much like, in a house I didn't like, in a street I didn't like, in an area I wasn't mad about. But it was what I could afford, and owning was more important than living in Kensington. Five years later I had saved enough to move to a two bed flat in a much nicer road (though it still wasn't Kensington), and so it went on.

NicoAndTheNiners · 19/09/2018 18:32

21yo, had been out of uni a few months and got my first admin job earning 10k a year. House was 32k. Mortgage was something like £210 a month.

I was lucky that I got in just before House prices took off.

MrsSteptoe · 19/09/2018 18:32

whether you bought on your own or with a partner?
Solo.

linkylink · 19/09/2018 18:33

I was I was born even 5 years earlier & got on the ladder in my early 20s as opposed to early 30s. I could have probably done it by doing interest only/100% mortgage. I’m fortunate that i’m on the ladder & have good equity but so many of my neighbours payed 150k to sell on for 700k or 500k to sell on for 1.2m. I don’t expect anyone who bought in the last few yrs/now will see that level of growth plus lending is so much harder now.