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AMA

Both my dc bought their own houses at 23 AMA

717 replies

joezoealfiecasperoli · 05/06/2026 21:48

I hear a lot about this generation not getting on the property ladder and it is a big problem. I was amazed when both dc finished uni, got jobs and bought houses within 2 years of graduating.
To avoid drip feed
Yes they are mortgaged
They both bought with partners

OP posts:
HairyToity · 10/06/2026 10:15

I think it's commendable, and there is nowt wrong with Barnsley and Rotherham. Better than paying thousands a month in rent down south. Well done to your DC. You should be very proud.

Differentforgirls · 10/06/2026 10:35

coulditbeme2323 · 09/06/2026 13:19

I would rather live in Maine than New York, but I understand why New York is more expensive.

I can totally understand why some people would rather live in The Yorkshire Moors or Scottish Highlands than London or The South East - but there will always be a premium to live near a global power.

Just realised that the late Queen herself preferred the Scottish Highlands.

coulditbeme2323 · 10/06/2026 10:36

Differentforgirls · 10/06/2026 10:35

Just realised that the late Queen herself preferred the Scottish Highlands.

Exactly, as I have said multiple times there is no right or wrong.

There are just reasons why major cities will normally cost more.

Differentforgirls · 10/06/2026 10:49

coulditbeme2323 · 10/06/2026 10:36

Exactly, as I have said multiple times there is no right or wrong.

There are just reasons why major cities will normally cost more.

I think we're all getting a bit offended due to multiple people on the thread openly laughing at the OP and her children as if they are "lesser" for not living in London or the SE.

She's proud of them and the people mocking her think they are, somehow, superior despite also saying how skint they are living in these areas.

There is far more to the UK than London and the SE.

Also, you mentioned the Yorkshire Moors and the Scottish Highlands.

There is a lot of money in both these areas and indeed in every area of the UK.

There is also a lot of poverty in London and the SE.

It would have been gracious for people in London and the SE to accept that people in other parts of the UK have better lives than they do, rather than mock them for it.

Manners cost nothing.

coulditbeme2323 · 10/06/2026 10:51

Differentforgirls · 10/06/2026 10:49

I think we're all getting a bit offended due to multiple people on the thread openly laughing at the OP and her children as if they are "lesser" for not living in London or the SE.

She's proud of them and the people mocking her think they are, somehow, superior despite also saying how skint they are living in these areas.

There is far more to the UK than London and the SE.

Also, you mentioned the Yorkshire Moors and the Scottish Highlands.

There is a lot of money in both these areas and indeed in every area of the UK.

There is also a lot of poverty in London and the SE.

It would have been gracious for people in London and the SE to accept that people in other parts of the UK have better lives than they do, rather than mock them for it.

Manners cost nothing.

I say live where you want, where makes you happy, I would never tell anybody where I live is better than where they live.

But I do understand why property is priced in the way it is.

Differentforgirls · 10/06/2026 11:18

coulditbeme2323 · 10/06/2026 10:51

I say live where you want, where makes you happy, I would never tell anybody where I live is better than where they live.

But I do understand why property is priced in the way it is.

I honestly think that you should be up in arms about it because without people who work for minimum wage or under the £100k that appears to "not go very far" on here, it would be a desert with nothing that actually matters getting done.

People could sit in their ivory towers with overflowing bins, dirty houses, no restaurants, no theatre, museums, cinema, etc. No food deliveries, no supermarkets, no "attractions" open, no emergency services, no schools, no hospitals, no people who work for the council, no social workers, no "beauty" treatments, no pubs, no ubers - could go an all day.

The reason that it's "where the money is", is because of people like the above being exploited and being priced out of buying their own home, if that's what they want to do.

In my opinion.

coulditbeme2323 · 10/06/2026 11:21

Differentforgirls · 10/06/2026 11:18

I honestly think that you should be up in arms about it because without people who work for minimum wage or under the £100k that appears to "not go very far" on here, it would be a desert with nothing that actually matters getting done.

People could sit in their ivory towers with overflowing bins, dirty houses, no restaurants, no theatre, museums, cinema, etc. No food deliveries, no supermarkets, no "attractions" open, no emergency services, no schools, no hospitals, no people who work for the council, no social workers, no "beauty" treatments, no pubs, no ubers - could go an all day.

The reason that it's "where the money is", is because of people like the above being exploited and being priced out of buying their own home, if that's what they want to do.

In my opinion.

Sorry I am struggling to follow, what should I be up in arms about?

Differentforgirls · 10/06/2026 11:24

coulditbeme2323 · 10/06/2026 11:21

Sorry I am struggling to follow, what should I be up in arms about?

That people are being priced out of a home in the area they live. Due to, imo. greed.

coulditbeme2323 · 10/06/2026 11:26

Differentforgirls · 10/06/2026 11:24

That people are being priced out of a home in the area they live. Due to, imo. greed.

That isn't exclusive to the South East.

That's true of Edinburgh, Bristol, Brighton, large parts of Devon and Cornwall.

Differentforgirls · 10/06/2026 11:40

coulditbeme2323 · 10/06/2026 11:26

That isn't exclusive to the South East.

That's true of Edinburgh, Bristol, Brighton, large parts of Devon and Cornwall.

Haven't noticed people on here from Edinburgh, Brighton, Bristol or Devon and Cornwall mocking the OP and her children.

coulditbeme2323 · 10/06/2026 11:41

Differentforgirls · 10/06/2026 11:40

Haven't noticed people on here from Edinburgh, Brighton, Bristol or Devon and Cornwall mocking the OP and her children.

But that wasn't your point, you keep jumping from point to point.

Your point was people being priced out of the area they live.

Differentforgirls · 10/06/2026 11:46

coulditbeme2323 · 10/06/2026 11:41

But that wasn't your point, you keep jumping from point to point.

Your point was people being priced out of the area they live.

Nope. I have three nephews living in Edinburgh, and an Aunty and Uncle, three cousins and their families in Brighton. All own their own homes. You just can't justify your own stance. What age are your children btw? 23?

coulditbeme2323 · 10/06/2026 11:50

Differentforgirls · 10/06/2026 11:46

Nope. I have three nephews living in Edinburgh, and an Aunty and Uncle, three cousins and their families in Brighton. All own their own homes. You just can't justify your own stance. What age are your children btw? 23?

That's great they own their own homes - but it doesn't change the fact they are expensive areas.

My children are all children, nowhere close to moving out.

Differentforgirls · 10/06/2026 11:56

coulditbeme2323 · 10/06/2026 11:50

That's great they own their own homes - but it doesn't change the fact they are expensive areas.

My children are all children, nowhere close to moving out.

Then maybe consider that if they want to, but can't afford to when they are older, that there are reasons for that.

coulditbeme2323 · 10/06/2026 11:57

Differentforgirls · 10/06/2026 11:56

Then maybe consider that if they want to, but can't afford to when they are older, that there are reasons for that.

Of course.

I will teach them about premiums etc.

Differentforgirls · 10/06/2026 12:07

coulditbeme2323 · 10/06/2026 11:57

Of course.

I will teach them about premiums etc.

Premiums? Look, we have completely different outlooks on one thing, but probably a lot in common.

My stance is that NO ONE, should be mocking people who don't live in London and the SE.

We're all happy in our own wee bits of the UK.

My "beef" is that people think the be all and end all is living in two specific areas.

Which, imo, has been borne out on this thread.

I don't know why people responded to the OP in the way they did, but it hasn't shown people who live in these areas in their best light.

coulditbeme2323 · 10/06/2026 12:12

Differentforgirls · 10/06/2026 12:07

Premiums? Look, we have completely different outlooks on one thing, but probably a lot in common.

My stance is that NO ONE, should be mocking people who don't live in London and the SE.

We're all happy in our own wee bits of the UK.

My "beef" is that people think the be all and end all is living in two specific areas.

Which, imo, has been borne out on this thread.

I don't know why people responded to the OP in the way they did, but it hasn't shown people who live in these areas in their best light.

I agree,nobody should be mocking anybody for where they live. I couldn't agree more.

My only real point on this entire thread is that there will always be reasons why it costs more to live in some areas than others.

Differentforgirls · 10/06/2026 12:21

coulditbeme2323 · 10/06/2026 12:12

I agree,nobody should be mocking anybody for where they live. I couldn't agree more.

My only real point on this entire thread is that there will always be reasons why it costs more to live in some areas than others.

Agree. However, that wasn't the point of the thread!

coulditbeme2323 · 10/06/2026 12:22

Differentforgirls · 10/06/2026 12:21

Agree. However, that wasn't the point of the thread!

I 100% don't think the poster should be mocked, and fair play to her kids who are obviously smart and very sensible.

I think the only valid comments were the posters who said it wouldn't be as easy to do that everywhere in the country.

cranberryhaddock · 10/06/2026 13:49

Differentforgirls · 10/06/2026 11:18

I honestly think that you should be up in arms about it because without people who work for minimum wage or under the £100k that appears to "not go very far" on here, it would be a desert with nothing that actually matters getting done.

People could sit in their ivory towers with overflowing bins, dirty houses, no restaurants, no theatre, museums, cinema, etc. No food deliveries, no supermarkets, no "attractions" open, no emergency services, no schools, no hospitals, no people who work for the council, no social workers, no "beauty" treatments, no pubs, no ubers - could go an all day.

The reason that it's "where the money is", is because of people like the above being exploited and being priced out of buying their own home, if that's what they want to do.

In my opinion.

👏 Exactly this. Well said.

Luddite26 · 10/06/2026 15:17

Differentforgirls · 10/06/2026 12:21

Agree. However, that wasn't the point of the thread!

What was the point of this AMA thread? The original post was hardly insightful. Well done kiddos they've done what so many others have done. The OP even left the thread because it is so boring. And no I'm not jealous, I've done the same in a nearby area, as have my kids it's not that hard round here.

coulditbeme2323 · 10/06/2026 15:18

Luddite26 · 10/06/2026 15:17

What was the point of this AMA thread? The original post was hardly insightful. Well done kiddos they've done what so many others have done. The OP even left the thread because it is so boring. And no I'm not jealous, I've done the same in a nearby area, as have my kids it's not that hard round here.

I agree, I don't think it was interesting enough for an AMA.

WearyAuldWumman · 10/06/2026 15:22

coulditbeme2323 · 10/06/2026 11:50

That's great they own their own homes - but it doesn't change the fact they are expensive areas.

My children are all children, nowhere close to moving out.

In Fife, we're now pretty much a commuting belt for Edinburgh because people cannot afford the prices there.

I bumped into a former pupil the other day. He's in a well paid job, but cannot afford Edinburgh prices for a family home, so has moved back over the bridge to Fife.

coulditbeme2323 · 10/06/2026 15:23

WearyAuldWumman · 10/06/2026 15:22

In Fife, we're now pretty much a commuting belt for Edinburgh because people cannot afford the prices there.

I bumped into a former pupil the other day. He's in a well paid job, but cannot afford Edinburgh prices for a family home, so has moved back over the bridge to Fife.

I did read something about Edinburgh becoming really expensive.

Beautiful city though - easy to see why.

WearyAuldWumman · 10/06/2026 15:26

coulditbeme2323 · 10/06/2026 15:23

I did read something about Edinburgh becoming really expensive.

Beautiful city though - easy to see why.

It's not quite as bad as London in terms of pricing, but it's more than many can afford.

Many of my school pals went to Edinburgh Uni but finished up moving back to Fife in the end because of house prices. The only exception that I can think of is the class millionaire.