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AMA

Both my dc bought their own houses at 23 AMA

717 replies

joezoealfiecasperoli · 05/06/2026 21:48

I hear a lot about this generation not getting on the property ladder and it is a big problem. I was amazed when both dc finished uni, got jobs and bought houses within 2 years of graduating.
To avoid drip feed
Yes they are mortgaged
They both bought with partners

OP posts:
Kths · 07/06/2026 13:20

Swimshady2 · 07/06/2026 01:37

I really don't understand why so many posters are so bitter and mean. When did people start begrudging others doing well?

It's a very unattractive personality trait; and envy and jealousy won't do you any good, anyway, as you'll just end up bitter and twisted.

It's much better and healthier for you to be happy for others' success.

@joezoealfiecasperoli thanks for a nice, positive post. I hope they both do well and stay happy.

I don’t think people are being mean

it’s clearly a humble Brag and she doesn’t realise why other people in other areas haven’t managed to buy property, she’s completely out of touch with the privileged position her kids were in to buy a house (which is great) to those that couldn’t live with parents or have help with a deposit

it’s great her kids are doing well but this post screams ignorance to any other people’s situation though I don’t think it was intentional

Differentforgirls · 07/06/2026 13:29

Kths · 07/06/2026 13:13

My son left home to live with his partner at 19 just as Covid hit as he wanted to be with her in lock down

he came home for a year when he was 22 as they split up and he wanted to save (I charged minimal rent the same as I did when he started work at 19)

he moved out with new partner in to private rent which I didn’t want him to do simply because the rent was £1450 a month he did this for 2 years but struggled the 9 months she went home to her parents

he was fortunate enough to be left his dads life insurance which enabled him a decent deposit on his flat, he will always have a home with me but he wanted independence and I get that

I left home at 16 with the clothes on my back and life was hard, I’m still renting at 44 but it’s cheap enough though I haven’t ruled out buying but I don’t have the deposit (I have the credit score and earnings)

im an example of someone who didn’t have the parental support of a place to live or help with a deposit and that’s ok , its just realizing if you can offer your kids that or had that opportunity that it is a lovely privilege but not everyone gets that

That's a lovely post. 😘

Differentforgirls · 07/06/2026 13:29

Kths · 07/06/2026 13:15

What a dumb question

people tend to live where the jobs are or where they have friends and family or kids in school where they have roots

I was born and raised in the south, I will stay in the south as my son and grandson are here and my job which I worked hard to qualify in so have no desire to move north to simply have a cheaper rent or chance of a mortgage

plus if everyone moved north the prices would rise to match the south

you are not all that bright are you

From one extreme to the other!

Mt563 · 07/06/2026 15:02

I was responding to the poster(s) saying people were giving op an unnecessarily hard time, she was right to be proud. She didn't come to say she was proud, she came to do an ama, which comes across as you don't know what to do, my kids managed it, I can tell you how.

Differentforgirls · 07/06/2026 15:08

Mt563 · 07/06/2026 15:02

I was responding to the poster(s) saying people were giving op an unnecessarily hard time, she was right to be proud. She didn't come to say she was proud, she came to do an ama, which comes across as you don't know what to do, my kids managed it, I can tell you how.

What was your question? On an AMA?

hcee19 · 07/06/2026 19:14

I agree with you....l know a few people who have moved from the south to the north, saying they get so much more for their money....and, people are more polite and friendly. Don't have a good at me for my last sentence, it is only what l have been told

ChilledNan · 07/06/2026 20:02

House prices are at the low end in Rotherham and Barnsley so easier to do than a lot of areas

TheBlissfulSloth · 08/06/2026 04:58

ChilledNan · 07/06/2026 20:02

House prices are at the low end in Rotherham and Barnsley so easier to do than a lot of areas

Have you read the thread?

Youhadrambledonfor18pages · 08/06/2026 10:21

Differentforgirls · 06/06/2026 19:52

I’m not reading all that. Sorry.

I guess not bothering to read a couple of simple paragraphs explains why you think the personal experience of you and your family is a better reflection of reality than actual statistics gathered from the whole of society.

Differentforgirls · 08/06/2026 10:23

Youhadrambledonfor18pages · 08/06/2026 10:21

I guess not bothering to read a couple of simple paragraphs explains why you think the personal experience of you and your family is a better reflection of reality than actual statistics gathered from the whole of society.

Why so personal?

magismarta · 08/06/2026 12:30

This reply has been withdrawn

This message has been withdrawn at the poster's request

Youhadrambledonfor18pages · 08/06/2026 13:51

Differentforgirls · 08/06/2026 10:23

Why so personal?

What’s personal about it? Have you actually understood the point?

Differentforgirls · 08/06/2026 14:09

Youhadrambledonfor18pages · 08/06/2026 13:51

What’s personal about it? Have you actually understood the point?

Again personal. Are you ok?

Youhadrambledonfor18pages · 08/06/2026 15:21

Differentforgirls · 08/06/2026 14:09

Again personal. Are you ok?

Yes, can you explain what’s personal?

EvieBB · 08/06/2026 15:31

Coconutter24 · 05/06/2026 22:14

Why wouldn’t be unusual for a 23 year old to have savings?

Maybe some savings but not enough for a deposit if they've been only working for 2 years (presumably if they've been at uni until 21)

Differentforgirls · 08/06/2026 15:54

Youhadrambledonfor18pages · 08/06/2026 15:21

Yes, can you explain what’s personal?

Maybe you're just ill mannered.

Coconutter24 · 08/06/2026 15:59

EvieBB · 08/06/2026 15:31

Maybe some savings but not enough for a deposit if they've been only working for 2 years (presumably if they've been at uni until 21)

Some people work whilst in uni and not everyone goes to uni so it’s not unusual they may have savings

Differentforgirls · 08/06/2026 16:01

EvieBB · 08/06/2026 15:31

Maybe some savings but not enough for a deposit if they've been only working for 2 years (presumably if they've been at uni until 21)

This is the problem. I started FT work when I was 18 and I was a late starter. I still can't believe that people START work in their mid 20s then wonder why they can't save.

Then you have the ones on this thread that "needed" a gap year and then several years "travelling", then bleat that they can't buy a house.

Priorities!

Youhadrambledonfor18pages · 08/06/2026 16:22

Differentforgirls · 08/06/2026 15:54

Maybe you're just ill mannered.

Still no explanation then?

Differentforgirls · 08/06/2026 16:38

Youhadrambledonfor18pages · 08/06/2026 16:22

Still no explanation then?

No. Lost interest in a boring personal number of posts. I would have answered if you hadn't name called me.

coulditbeme2323 · 08/06/2026 16:41

Differentforgirls · 06/06/2026 22:28

Why do you all live in an area where you can’t afford to do a normal thing like by a house?

Because that's where the money is.

TheBlissfulSloth · 08/06/2026 17:03

Well done to your DD @magismarta

Differentforgirls · 08/06/2026 17:04

coulditbeme2323 · 08/06/2026 16:41

Because that's where the money is.

I would hate to be so obsessed by money.

This is why the SE and London are, in my opinion, like Sodom and Gomorrah.

No offence to anyone living there.

But, imo, this thread shows that some of the residents are completely obsessed with status and income.

It shows in the envy of people who do better with far less income plus have time for their children, and in the blaming the vulnerable for situations outwith their control.

It's unhealthy.

I am not blaming people with normal incomes who live there and take people as they find them. They're the most healthy.

But this thread has shown me how lucky I have been to live where I live.

And I'm further "North", than the people who have been disparaged on here.

coulditbeme2323 · 08/06/2026 17:06

Differentforgirls · 08/06/2026 17:04

I would hate to be so obsessed by money.

This is why the SE and London are, in my opinion, like Sodom and Gomorrah.

No offence to anyone living there.

But, imo, this thread shows that some of the residents are completely obsessed with status and income.

It shows in the envy of people who do better with far less income plus have time for their children, and in the blaming the vulnerable for situations outwith their control.

It's unhealthy.

I am not blaming people with normal incomes who live there and take people as they find them. They're the most healthy.

But this thread has shown me how lucky I have been to live where I live.

And I'm further "North", than the people who have been disparaged on here.

Edited

I think there is more than just money, there are a lot of benefits to living in The South East.

Youhadrambledonfor18pages · 08/06/2026 18:05

Differentforgirls · 08/06/2026 16:38

No. Lost interest in a boring personal number of posts. I would have answered if you hadn't name called me.

What did I say? I haven’t name called. Are you confusing me with someone else?

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