Rich Housewife - AMA

[Iho]

Ask me anything.

I’m surprised it’s not more than that. You must be spending alot

Shut up

A Rich Housewife @Iho who is very bored with absolutely no plans for anything to do today aside spend on mumsnet 😁

How often do you redecorate/renovate your home?

And do you have any tips for planning the renovations of bathrooms and kitchens in particular?

During one limited time off work specifically to care for your young baby you felt sad to not be in work?
Do you struggle on the weekends?
Do you go to bed at night wishing for the next day so you can be back at your desk?

What is utterly depressing is the number of posters who seem to have no desire or drive for life outside of the time they are contracted to do a paid job!

What does your DH do to earn that salary???
Jeez.
My DH earns a meagre £50,000.
And our financial life is HARD.
Where did I go wrong 😭

ALL of us here are spending time on Mumsnet!

Why would you keep any additional money in cash?
Do you understand that not having liquid cash in a bank account doesn’t actually equate to spending a lot or pissing it away?
1/3 of your annual income is more than enough liquid in the bank, more is just utter stupidity with inflation.

Yeah. It's just standard SE MC home.

Indeed
not all of us are starting threads AMA and obsessively updating them - which indicates a whole level of thumb twiddling!!

Is living on the Isle of Wight good all year round? I have visited a couple of times and really fancied either moving or buying a holiday home there but it struck me it might be an April-September place and the rest of the year might be quite hopeless in terms of weather and places open

Would your husband do an AMA instead? Because being a housewife isnt extra ordinary. I already know what it entails, and how women get to become one.
I am however interested in how your husband became so successful, what his work is, his qualifications, his career path, what his day to day looks like etc.

I think DH enjoys work, he has a very active mind, so whether he will fully retire is unlikely. He will wind down by 60 I'd imagine.

The kids have a strong work ethic and do well in exams. They know they are expected to find work after uni, of course having a decent inheritance coming your way is helpful but they aren't getting that until we are dead - I'm hoping that's a long way off yet 😅

Both sides of the family are working class. We do help them out a lot but they never ask.

The only wealthy people we mix with are out neighbours. I find them a bit alien in some ways as many of them were born into wealth so they have no idea about the real world.

Your last question is the best one I've had. This is a concern. As parents we can't insist on making a future DIL sign a prenup, it's not our relationship to navigate, but I do worry about gold diggers. On the other hand I wouldn't want them getting girls pregnant without being married. The boys are aware it's not a good idea to make it obvious they have wealth when getting to know someone, they certainly downplayed it at school as their friends were a bit shocked when they came over for the first time.

you did so well. my mum brought me up on her own and made so many sacrifices

Not in the same way but I'd be more than comfortable. I chose to quit work.

Do they go state school - why not private?

Kind of, it's a small island nearer to Portsmouth.
Yes he's their dad.

They must go to state if they downplay their wealth

my son goes to public school and whilst there’s no boasting - there certainly isn’t downplaying of wealth and no one shocked!

Well, not exactly. You can do a boring, repetitive job but have a hugely rich and interesting life outside your job - see my post about how I'd not work BUT I'd do lots of enriching activities. Op says she cleans, gardens, visits family. I'm asking what she does to keep her brain active

She reads as well

shut up yourself

I understand OPs point on finding it hard to relate to people born into money. I respect self made people or just ordinary working class to people who were born wealthy and given every opportunity

How come your kids go to state? The boys are aware it's not a good idea to make it obvious they have wealth when getting to know someone, they certainly downplayed it at school as their friends were a bit shocked when they came over for the first time.

no way would privately educated and the main ones would be a bit shocked at this fairly modest level of high wealth

No

OP I think you sound lovely.
My DH has his own business (I’m a 45% owner) and I feel similar to you, except our household income is far less at £120k.
I recently went back to work after having the kids and I’ve not enjoyed it as much as I thought I would.
Financially we’d be worse off by about £26k pa but to our family it’s not worth it. When I was home I could cook better, healthier and for less. The house and garden was better kept (now have a cleaner who isn’t as thorough as I’d like an it costs us £20pr hr!). Kids weren’t in wraparound care and I could always attend school activities (often with DH). DH and I had free time together and felt a lot closer, as he too works from home and very flexibly.
I can’t wait to give up work! I envy you!