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Was my husband's mortgage comment a joke or genuinely hurtful?

221 replies

Somewhatblindsided · 23/09/2026 21:49

Hello. I will try and keep it short. I was talking (ok gossiping) with my husband about a friend who is in process of getting divorced. They are going to court as my friend is refusing to accept offers on the house and her husband wants to move on. I said that IMHO my friend was being a bit grabby, especially as the divorce was her idea (she met someone new) and she is effectively blocking the house sale when she hasn't contributed to paying the mortgage (she gave up work when her DD was born and never went back).

My husband started laughing and said "well you don't contribute to paying our mortgage either." I was a bit shocked as yes the mortgage payments come out of "his" account but I paid part of the deposit, pay various other bills and am now putting every spare penny into our pension for example. So we have separate bank accounts but shared finances. Or that's what I thought anyway!

He earns much more than I do as he has a high flying job while I moved into a lower-paid/public sector job after having kids so I could stay FT but do the school runs, holidays etc. You all know the story.

When I pointed that out that yes he pays the mortgage but I still contribute financially while also raising 4 kids, he just carried on saying that I'm not that different so should be more understanding. And anyway he was just joking as he knows how much I love working and I would never have wanted to give it up.

I am really hurt, both by his comment and by the fact that he continued to double-down on it when I challenged him. Just to be clear, I am absolutely not dismissing being a SAHM and despite what my husband is now saying I would have loved to be one myself when the kids were younger. It is more that I am now thinking perhaps I should have done that instead as it nearly finished me off doing the lions share of looking after 4 kids while working, but my husband seems to think I've been working for pocket money or something anyhow?!

I don't know what I'm asking really. I guess I just wanted to get a sense from others as whether my husband is right and I am overreacting to a light-hearted comment?!

OP posts:
Aiming4Optimistic · 24/09/2026 16:55

Merrybandofpirates · 23/09/2026 22:47

Sounds like you think you have more of a claim on your house than your friend has on hers… because you don’t value sahms.

You are not paying the mortgage. Doesn’t sound like you could afford to. You’re paying a small portion of the bills, but your husband sounds like he could manage it all on his own. But you’d still be entitled to at least half of that house, and rightly so. Just like your friend. How dare you say she is being cheeky because she didn’t pay for it.

Could the husband really manage it all on his own if OP hadn't done all the childcare for 4 kids? Don't underestimate how much career progression you can pack in if you never have to leave early to get to the nursery, or take time off when the kids are sick/school holidays etc!
And OP has lost out on her own career progression and earning potential to do this. It's a mistake to scupper one's own life chances, to further someone else's. I know this to my cost!

Anyway, I think if OP's friend had time to embark on an affair, she clearly wasn't that busy as a sahm and could have got a job. It's her fault the marriage is tanked and she shouldn't be refusing to sell the house. If I was her exh, I'd move back in and see how she likes that.

Comeonbabylightmyaga · 24/09/2026 17:00

You sound like an awful friend.

I pay most of our bills in our house and wouldn’t ever dream of holding that over Dh but if he were going on about a friend in the same way that you did I probably would point it out. It wouldn’t be to be mean, it would be to tell him that he shouldn’t judge his friend.

Venusunbroken · 24/09/2026 17:03

Aiming4Optimistic · 24/09/2026 16:55

Could the husband really manage it all on his own if OP hadn't done all the childcare for 4 kids? Don't underestimate how much career progression you can pack in if you never have to leave early to get to the nursery, or take time off when the kids are sick/school holidays etc!
And OP has lost out on her own career progression and earning potential to do this. It's a mistake to scupper one's own life chances, to further someone else's. I know this to my cost!

Anyway, I think if OP's friend had time to embark on an affair, she clearly wasn't that busy as a sahm and could have got a job. It's her fault the marriage is tanked and she shouldn't be refusing to sell the house. If I was her exh, I'd move back in and see how she likes that.

to be fair yes probably just get an au pair .

Aiming4Optimistic · 24/09/2026 17:15

@Venusunbrokenan au pair isn't going to do what a sahp does. They are hired to help out a bit, not to raise your kids and cover all childcare needs. A full time nanny would be a closer fit, but you'd need to seriously earn in order to pay for one and even then, they won't be available 24/7, even if they live in! OPs dh might be a high earner but few people are on that kind of level, where they can pay the salary and have a big enough house for that kind of help. He's had it much easier with a wife who was willing to work around the dc, than he would have had without her!

Venusunbroken · 24/09/2026 17:17

Aiming4Optimistic · 24/09/2026 17:15

@Venusunbrokenan au pair isn't going to do what a sahp does. They are hired to help out a bit, not to raise your kids and cover all childcare needs. A full time nanny would be a closer fit, but you'd need to seriously earn in order to pay for one and even then, they won't be available 24/7, even if they live in! OPs dh might be a high earner but few people are on that kind of level, where they can pay the salary and have a big enough house for that kind of help. He's had it much easier with a wife who was willing to work around the dc, than he would have had without her!

You asked if he could succeed in his career to rhe same level as he has if rhe op hadn’t been there and he was a full time single dad to 4 kids. The truth is yes, he could do.

however assuming she was still alive, he’d only have to do it 50 percent of the time,

Aiming4Optimistic · 24/09/2026 17:27

I'm doubtful tbh. There are so many jobs where promotions go to those who can stay when the meeting overruns. Who can go away last minute. Who aren't constrained by childrens' schedules. If he could have had the same level of success, then I think his life wouldn't have been as easy, and would have required a lot of money and planning and additional stress.

chirrupybird · 24/09/2026 17:30

Aluna · 24/09/2026 16:46

“He said "well you don't contribute to paying our mortgage either."

Which is true but makes absolutely no difference in the position of a divorce it makes no difference so why is the op saying her friends wife doesn't deserve it? He was just pointing out she was wrong.

wishfulthinking25 · 24/09/2026 17:48

whippersnapper55 · 23/09/2026 22:27

Sounds like you were being bitchy about your friend and he pointed out that you don't pay the mortgage either, which is factually correct.

This is what I thought too ..

TwinklySquid · 24/09/2026 18:36

Why are you allowed to be upset but you can judge someone else for the same thing?

AvengingAngle · 24/09/2026 18:44

I don't think you are unreasonably upset. What stands out about your friend's situation isn't her lack of financial contribution, but the fact she initiated the divorce because she found someone new, yet she is stopping her STBX moving on.

You're financially contributing to the overall household expenditure proportionate to your income, what exact bills it goes to isn't material. You stepped back in your career to take on the lion's share of the childcare.

I can see why you're hurt by the remark.

ScotiaLass · 24/09/2026 18:47

You are dismissing SAHM and the contribution they make to supporting their partner to work, and you are being rude about your so-called-friend. Families all have different approaches to splitting the financial costs and childcare burden, and as long as its not abusive there is no wrong way. Your OH was right to pull you up on your comments.

Beingseenisneedy · 24/09/2026 18:57

Most high earning men can afford to pay for a nanny and boarding school when the kids are old enough. Not great, but doable.
It's interesting when mostly women come on here and say he stopped them earning yet they wouldn't afford the same lifestyle anyway as single mums.

Marriage is a compromise, yes you looked after the kids but he's paid for school fees, holidays, cars etc.
No point trying to point score.
That works both ways for stay at home dads too.

inerja · 24/09/2026 19:35

Beingseenisneedy · 24/09/2026 18:57

Most high earning men can afford to pay for a nanny and boarding school when the kids are old enough. Not great, but doable.
It's interesting when mostly women come on here and say he stopped them earning yet they wouldn't afford the same lifestyle anyway as single mums.

Marriage is a compromise, yes you looked after the kids but he's paid for school fees, holidays, cars etc.
No point trying to point score.
That works both ways for stay at home dads too.

The men wouldn’t have the same lifestyle either because they’d be paying huge nanny and boarding school fees, as well as cleaners and cooks? Compared to getting it done for free by their wives? You know married men on average earn more because they have a personal chef/cleaner/nanny/therapist/pa/coach at home.

where did you do your maths gcse?

Stelladid · 24/09/2026 19:47

I would just have replied, yes, but you don’t pay X, Y and Z bills so we’re even. You sound far too sensitive.

SuchiRolls · 24/09/2026 19:59

A partnership whatever way it looks is equal. If it isn’t someone suffers, or leaves. I think your view is skewed because your friend is the one that has ended the marriage. Whatever their marriage and family looked like, worked for them. Her being a SAHM meant their children and family benefited as a whole having one parent at home all the time. Imagine doing all of the work a SAHM mum does and doesn’t get paid for? You worked and paid for childcare and did all the other things because that worked for you. As for her not accepting offers, it all depends on what the offers were. Were they ridiculous? I can’t imagine she would want to drag it out any longer than him?

Aluna · 24/09/2026 20:01

chirrupybird · 24/09/2026 17:30

Which is true but makes absolutely no difference in the position of a divorce it makes no difference so why is the op saying her friends wife doesn't deserve it? He was just pointing out she was wrong.

She’s not? She just said it was a bit rich to block the house sale given that she wasn’t paying the mortgage and had already moved on with a new man.

Nothavingagoodvalentinesday · 24/09/2026 22:09

Men can be very literal at times. What he said was the truth. He may or may not have said it to hurt you. Only you know him well
enough to say. But if I were you I’d ignore it.

T1Dmama · 24/09/2026 23:48

Well I think he was wrong to suggest you didn’t financially contribute… BUT I think he’s right to point out that you’re being judgemental of your ‘friend’…

Endorewitch · 25/09/2026 00:08

What is your problem?He was defending yiur friend and trying to be reasonable. He wasn't criticising yiu. You are making a niuntain out of a molehill. Reading too nuch inti a casual comment.

BrickMaker · 25/09/2026 03:48

I think he was just being literal and didn't mean to hurt you. I'm sure he values you alot.

ItsOkItsDarkChocolate · 25/09/2026 06:23

hididdlyho · 24/09/2026 07:50

I would have taken it as him pointing out that you don't necessarily know the ins and outs of how your friend and her ex manage their finances and that you shouldn't be too quick to judge her. Maybe she's paid a big lump sum into the house from savings or an inheritance or from working pre kids that your unaware of. So whilst she's not technically contributed to paying the mortgage, she's got more of a financial interest in the house that goes beyond being 'grabby' with her ex's money.

If there's a backstory of your husband making jokes about him thinking you don't contribute equally to the household, then of course that would change the context.

This.

EvieBB · 25/09/2026 06:30

Diamond7272 · 23/09/2026 22:28

He's not wrong though?

You haven't paid the mortgage.

Why are you getting in a tizz?

But she has contributed in so many other ways which more than makes up for it. He hasn't had to pay for childcare.

ChubbyCheeksCharlie · 25/09/2026 06:51

The problem with gossipping is that it can reflect more on the gossipper than the gossippee. Especially if one party, AKA the OP's husband, is less invested in the gossip.
Et voilà.

LilacReader · 25/09/2026 08:49

whippersnapper55 · 23/09/2026 22:27

Sounds like you were being bitchy about your friend and he pointed out that you don't pay the mortgage either, which is factually correct.

Absolutely this!

Jamlighter · 25/09/2026 11:04

Agree with posters what you said was unfair BUT ithas exposed your husband's thinkingand you need to rectify that now. As PP said a joint account where you both transfer in and the bills all come out of that one pot, including school uniforms, clubs, childcare, food. It's too easy to dismiss contributions which are not directly made to the mortgage when in fact you are contributing to household expenses. It is really easy to set up and if your husband is a decent man he won't have a problem with it.