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Was my husband's mortgage comment a joke or genuinely hurtful?

221 replies

Somewhatblindsided · 23/09/2026 21:49

Hello. I will try and keep it short. I was talking (ok gossiping) with my husband about a friend who is in process of getting divorced. They are going to court as my friend is refusing to accept offers on the house and her husband wants to move on. I said that IMHO my friend was being a bit grabby, especially as the divorce was her idea (she met someone new) and she is effectively blocking the house sale when she hasn't contributed to paying the mortgage (she gave up work when her DD was born and never went back).

My husband started laughing and said "well you don't contribute to paying our mortgage either." I was a bit shocked as yes the mortgage payments come out of "his" account but I paid part of the deposit, pay various other bills and am now putting every spare penny into our pension for example. So we have separate bank accounts but shared finances. Or that's what I thought anyway!

He earns much more than I do as he has a high flying job while I moved into a lower-paid/public sector job after having kids so I could stay FT but do the school runs, holidays etc. You all know the story.

When I pointed that out that yes he pays the mortgage but I still contribute financially while also raising 4 kids, he just carried on saying that I'm not that different so should be more understanding. And anyway he was just joking as he knows how much I love working and I would never have wanted to give it up.

I am really hurt, both by his comment and by the fact that he continued to double-down on it when I challenged him. Just to be clear, I am absolutely not dismissing being a SAHM and despite what my husband is now saying I would have loved to be one myself when the kids were younger. It is more that I am now thinking perhaps I should have done that instead as it nearly finished me off doing the lions share of looking after 4 kids while working, but my husband seems to think I've been working for pocket money or something anyhow?!

I don't know what I'm asking really. I guess I just wanted to get a sense from others as whether my husband is right and I am overreacting to a light-hearted comment?!

OP posts:
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Copperoliverbear · Today 04:11

I think he was just joking.

rainingsnoring · Today 00:59

Aluna · Today 00:06

Right? OP works FT what is this nonsense?

I think lots of people just enjoying sticking the knife in without taking the trouble to read what the OP has written.

Ayarreet · Today 00:58

Aluna · Today 00:08

She works FT and does the lion’s share. And Golden Balls thinks he can patronise her.

He was pointing out her hypocrisy.

rainingsnoring · Today 00:58

Ayarreet · Yesterday 01:07

I gave two for starters, a third is people continuing the fiction in their own mind.

More irony! Thanks for that.

Aluna · Today 00:08

Sunsunsuns · Yesterday 23:37

Sounds like he leaked out what he really thinks.
4 children and you worked part-time?
Sounds like you were run ragged.
Good to know what he really thinks though.

Have you insisted that your pension is topped up for your sacrifice?
If not, rethink that.

I wouldn't be impressed by his remarks, but you to you what you do with this information.

She works FT and does the lion’s share. And Golden Balls thinks he can patronise her.

Aluna · Today 00:06

rainingsnoring · Yesterday 00:14

It's ironic that you accuse the OP of being nasty and then make a patronising comment job about her having 'a little job on the side'. That's far nastier than what the OP said! You don't know what her job is. Perhaps she works as a nurse or a physiotherapist or another useful public sector role, which just happens to be less well paid than whatever she was doing before that. Are you generally so dismissive of people in lower paid jobs?

Right? OP works FT what is this nonsense?

Sunsunsuns · Yesterday 23:37

Sounds like he leaked out what he really thinks.
4 children and you worked part-time?
Sounds like you were run ragged.
Good to know what he really thinks though.

Have you insisted that your pension is topped up for your sacrifice?
If not, rethink that.

I wouldn't be impressed by his remarks, but you to you what you do with this information.

LienekeS · Yesterday 10:26

He is on your friend’s side. And you are in the same position as your friend. What’s wrong with that?

Ayarreet · Yesterday 01:07

rainingsnoring · Yesterday 00:43

Hang on, I thought there was always more than one side to the story! 😂

I gave two for starters, a third is people continuing the fiction in their own mind.

EvieBB · Yesterday 00:54

Mildlymild · 25/09/2026 22:39

But so has the friend who the OP was slagging off?

Well yeah I agree she had no right to slag off her friend

rainingsnoring · Yesterday 00:43

Ayarreet · Yesterday 00:33

What a lot of waffle.
You won't find out 'who's correct" because there is always more than one side to a story.
And the reason the OP hasn't been back is because it's a fake thread or it's dawned on her she's a hypocrite.

Hang on, I thought there was always more than one side to the story! 😂

Ayarreet · Yesterday 00:33

rainingsnoring · Yesterday 00:09

I agree that we have interpreted the OP's and her DH's comments differently.

I can see that you think the OP was suggesting that her friend should have less rights in terms of decision making because she hadn't paid anything towards the mortgage. I interpret her comments differently. I think she was saying how unfair her friend is being considering that she has cheated, wants a divorce and, even then is dragging her feet, refusing to take any offers and forcing her (likely very upset) husband to go to court in order to move on. She sees her behaviour as even more unfair given that she has never worked after having their child and hasn't paid anything towards their mortgage. Imo, the OP's DH is incorrect that the OP hasn't contributed to their mortgage. He is only correct technically because they don't have a joint account. She could easily say to him, you never contributed to the food costs or the DC's childcare (if she pays those bills) or you never bothered to pick up your DC from school but that would be unkind and petty and probably incorrect. I think the DH is being unkind, petty and isn't correct because she has paid a percentage of all bills relative to her salary.

I fully agree that exact financial or childcare contributions are not relevant legally in general but it is relevant in terms of this thread because the OP is upset by her DH not valuing her. Looking after 4 children and still working and paying bills is a lot of work and he should value his DW and not make nonsensical comparisons to the friend, who has worked much less hard and then ended up cheating on her DH and, to top it off, is making his life unnecessarily difficult wrt the sale of their house.

The only way that we will find out who is correct is if @Somewhatblindsided comes back to the thread but she has probably been put off by the large number of bitchy comments!

What a lot of waffle.
You won't find out 'who's correct" because there is always more than one side to a story.
And the reason the OP hasn't been back is because it's a fake thread or it's dawned on her she's a hypocrite.

rainingsnoring · Yesterday 00:14

Vaxtable · 25/09/2026 23:15

She has contributed through, by running the house and undertaking looking after the children rather than having to pay for childcare. You should know that bearing in mind you do the same but with a little job on the side

you are being nasty in my opinion

It's ironic that you accuse the OP of being nasty and then make a patronising comment job about her having 'a little job on the side'. That's far nastier than what the OP said! You don't know what her job is. Perhaps she works as a nurse or a physiotherapist or another useful public sector role, which just happens to be less well paid than whatever she was doing before that. Are you generally so dismissive of people in lower paid jobs?

rainingsnoring · Yesterday 00:09

3wouldbegood · 24/09/2026 13:23

I feel we are perhaps arguing about different points. I'm not trying to argue that OP and her friend both contribute equally to their marriages (I have no idea).

Like most on the thread, I take the husband's comment to be pointing out the flaw in OP's reasoning- if OP thinks that her friend should have fewer rights in relation to decisions about the house because she doesn't pay the mortgage, would she be happy with the same position for herself, given that she also does not pay the mortgage, and in that sense is in a similar position to her friend?
OP then lets herself off the hook for this because she contributes by doing more childcare, but doesn't take this into account in relation to her friend.

The point is that rights in relation to marital assets aren't related to who specifically pays for what. It really doesn't require you to start ranking women on the grounds of who earns what or has produced more children.

I agree that we have interpreted the OP's and her DH's comments differently.

I can see that you think the OP was suggesting that her friend should have less rights in terms of decision making because she hadn't paid anything towards the mortgage. I interpret her comments differently. I think she was saying how unfair her friend is being considering that she has cheated, wants a divorce and, even then is dragging her feet, refusing to take any offers and forcing her (likely very upset) husband to go to court in order to move on. She sees her behaviour as even more unfair given that she has never worked after having their child and hasn't paid anything towards their mortgage. Imo, the OP's DH is incorrect that the OP hasn't contributed to their mortgage. He is only correct technically because they don't have a joint account. She could easily say to him, you never contributed to the food costs or the DC's childcare (if she pays those bills) or you never bothered to pick up your DC from school but that would be unkind and petty and probably incorrect. I think the DH is being unkind, petty and isn't correct because she has paid a percentage of all bills relative to her salary.

I fully agree that exact financial or childcare contributions are not relevant legally in general but it is relevant in terms of this thread because the OP is upset by her DH not valuing her. Looking after 4 children and still working and paying bills is a lot of work and he should value his DW and not make nonsensical comparisons to the friend, who has worked much less hard and then ended up cheating on her DH and, to top it off, is making his life unnecessarily difficult wrt the sale of their house.

The only way that we will find out who is correct is if @Somewhatblindsided comes back to the thread but she has probably been put off by the large number of bitchy comments!

Vaxtable · 25/09/2026 23:15

She has contributed through, by running the house and undertaking looking after the children rather than having to pay for childcare. You should know that bearing in mind you do the same but with a little job on the side

you are being nasty in my opinion

FateAmenableToChange · 25/09/2026 23:07

Your logic is confused, on one hand youre bitching about your friend wanting assets she didnt pay for with cash. Yet on the other hand you're upset that your husband pointed out that youre not that different to her as he pays your mortgage.

I think the thing that has actually upset you is that you have continued to work, albeit for not a lot of money, and therefore despite not actually paying for the mortgage you feel you have contributed more than your friend did. So you are owed more than she is.

To me that sounds like patriarchal scarcity maths. You dont need to fight over who deserves what scraps with other women. In law generally assets are split about 50/50 in divorce. You chose to carry on working for a low wage and 'do the lions share' for the 4 children you chose to have. Your friend chose to stay home with her one child. Neither choice changes the law, which you were both aware of when you made your choices. I think your husband was reacting to what sounds like sour grapes on your part for the choices you made.

KarenNextDoor · 25/09/2026 22:39

Lugol · 24/09/2026 06:56

Your friend has contributed to the household by quitting her job to bring up their child.
That is her contribution and although not monetary she has facilitated her husband in his career by sacrificing her own to bring up their child.

It's a disgrace that you as her 'friend' think she is being grabby because her contribution isn't financial and therefore she shouldn't be entitled to half the proceeds of the house sale.

Some friend you are OP.

This.

Mildlymild · 25/09/2026 22:39

EvieBB · 25/09/2026 06:30

But she has contributed in so many other ways which more than makes up for it. He hasn't had to pay for childcare.

But so has the friend who the OP was slagging off?

GarlicSomething · 25/09/2026 14:18

Merrybandofpirates · 23/09/2026 22:47

Sounds like you think you have more of a claim on your house than your friend has on hers… because you don’t value sahms.

You are not paying the mortgage. Doesn’t sound like you could afford to. You’re paying a small portion of the bills, but your husband sounds like he could manage it all on his own. But you’d still be entitled to at least half of that house, and rightly so. Just like your friend. How dare you say she is being cheeky because she didn’t pay for it.

Also agree! My first thought on reading the OP was "Don't give it out if you can't take it."

Aiming4Optimistic · 25/09/2026 14:13

@YoungSoakbring a sahm is still making a financial contribution in the sense that the family isn't paying out for childcare. In some situations, the cost of nursery can swallow more than one of the parents earns. It does have a financial value.

YoungSoak · 25/09/2026 11:10

I think married couples who split hairs about “who pays for what” are silly. Surely, you have a joint account, money get paid into that by yourself and your husband. That money pays for household bills such as electricity, the mortgage etc. One person may pay more than the other proportionate to their income. None of this, “you don’t pay the mortgage” shite. I would also be really annoyed at his attitude. Being a SAHM and not contributing anything financially is very different from working and contributing towards the house.

Jamlighter · 25/09/2026 11:04

Agree with posters what you said was unfair BUT ithas exposed your husband's thinkingand you need to rectify that now. As PP said a joint account where you both transfer in and the bills all come out of that one pot, including school uniforms, clubs, childcare, food. It's too easy to dismiss contributions which are not directly made to the mortgage when in fact you are contributing to household expenses. It is really easy to set up and if your husband is a decent man he won't have a problem with it.

LilacReader · 25/09/2026 08:49

whippersnapper55 · 23/09/2026 22:27

Sounds like you were being bitchy about your friend and he pointed out that you don't pay the mortgage either, which is factually correct.

Absolutely this!

ChubbyCheeksCharlie · 25/09/2026 06:51

The problem with gossipping is that it can reflect more on the gossipper than the gossippee. Especially if one party, AKA the OP's husband, is less invested in the gossip.
Et voilà.

EvieBB · 25/09/2026 06:30

Diamond7272 · 23/09/2026 22:28

He's not wrong though?

You haven't paid the mortgage.

Why are you getting in a tizz?

But she has contributed in so many other ways which more than makes up for it. He hasn't had to pay for childcare.

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