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Was my husband's mortgage comment a joke or genuinely hurtful?

221 replies

Somewhatblindsided · 23/09/2026 21:49

Hello. I will try and keep it short. I was talking (ok gossiping) with my husband about a friend who is in process of getting divorced. They are going to court as my friend is refusing to accept offers on the house and her husband wants to move on. I said that IMHO my friend was being a bit grabby, especially as the divorce was her idea (she met someone new) and she is effectively blocking the house sale when she hasn't contributed to paying the mortgage (she gave up work when her DD was born and never went back).

My husband started laughing and said "well you don't contribute to paying our mortgage either." I was a bit shocked as yes the mortgage payments come out of "his" account but I paid part of the deposit, pay various other bills and am now putting every spare penny into our pension for example. So we have separate bank accounts but shared finances. Or that's what I thought anyway!

He earns much more than I do as he has a high flying job while I moved into a lower-paid/public sector job after having kids so I could stay FT but do the school runs, holidays etc. You all know the story.

When I pointed that out that yes he pays the mortgage but I still contribute financially while also raising 4 kids, he just carried on saying that I'm not that different so should be more understanding. And anyway he was just joking as he knows how much I love working and I would never have wanted to give it up.

I am really hurt, both by his comment and by the fact that he continued to double-down on it when I challenged him. Just to be clear, I am absolutely not dismissing being a SAHM and despite what my husband is now saying I would have loved to be one myself when the kids were younger. It is more that I am now thinking perhaps I should have done that instead as it nearly finished me off doing the lions share of looking after 4 kids while working, but my husband seems to think I've been working for pocket money or something anyhow?!

I don't know what I'm asking really. I guess I just wanted to get a sense from others as whether my husband is right and I am overreacting to a light-hearted comment?!

OP posts:
SaySomethingMan · 24/09/2026 08:51

Your husband called you out on your hypocrisy towards your so-called friend. She friend also contributed in her own way.

CremeDeMure · 24/09/2026 08:55

This is fascinating in it's contrast to a thread very recently stacked with people arguing that the OP was greedy and grabby for wanting 50% of the assets after a 40 year marriage where she had not worked. I entirely agree that all assets should be split fairly. That is not what OP said her friend was being grabby about.

OP's friend is being a bit short sighted if she is refusing offers on the house in a slow market because she wants a bit more for her onward move. By the time it had gone to court and she is forced to accept an offer, it is likely she will end up with even less than as things stand today. On this specific point, I agree with OP that her friend is not thinking it through.

That should never have been linked to her not working, not paying blah blah blah. But, at least it gave OP's husband the chance to make clear that he understands that non-financial contributions in a marriage are equal in their importance to financial ones.

MyPurpleHeart · 24/09/2026 08:55

whippersnapper55 · 23/09/2026 22:27

Sounds like you were being bitchy about your friend and he pointed out that you don't pay the mortgage either, which is factually correct.

This in a nutshell.

He was just pointing out that you were being a hypocrite.

FlatWhiteExtraHot · 24/09/2026 08:55

Why shouldn’t the OP be a bitch about her friend who cheated on her husband, blew up her marriage and her children’s lives, and now wants it all her way? Or are SAHMs who have affairs suddenly saints?

withoutwingsnow · 24/09/2026 08:55

I think you took a piece of your own medicine- good on your dh!

Morecoffeeneedef · 24/09/2026 08:56

YourAmberExpert · 23/09/2026 22:34

This

Yes, I think he was responding to the dig at your friend.

YourWildAmberSloth · 24/09/2026 08:57

He's not wrong though, is he? You and your friend are in the same position - he was pointing out your blatant hypocrisy and instead of reflecting on this, you have the nerve to be offended. Talk about tone deaf.

Joliefolie · 24/09/2026 09:01

"he just carried on saying that I'm not that different so should be more understanding."

I think this is the key point. You were dismissive of your friend and when the tables were turned on you, you didn't like it. If I were you I'd admit I had my judgey pants on and that people in glass houses etc. to him and then I'd have a serious talk with him about how you both view your partnership, roles and contributions irrespective of what is going on in other people's lives. If you're not satisfied with the outcome of that conversation, then it's time to make changes.

Dontbesonosy · 24/09/2026 09:08

Ieubidecs · 23/09/2026 22:32

But OP is paying a share of the bills out of her own accounts, and her DP's share from his account just happens to include the mortgage. She could 'joke' back that he shouldn't be able to adjust the heating or when to turn the Christmas lights on as she's paying the electric. I bet that he wouldn't like that.

If they are both named on the mortgage and married then would the account that it comes out of make any difference in a divorce settlement?

Edited

Quite. I'm in a similar position. DP never wanted joint finances- he pays the mortgage. I pay electric, water, life insurance, tv licence etc. Plus I kept working while raising DCs, and I was the one who took time off unpaid for dc illness, holidays, and had reduced hours to do school runs etc. My contribution to the home snd family life is equal to his, although not the same.
And yes, he does try to turn the heating down, but I just turn it back up again!

Aluna · 24/09/2026 09:11

MyPurpleHeart · 24/09/2026 08:55

This in a nutshell.

He was just pointing out that you were being a hypocrite.

No she’s not. Friend is SAHM, OP works FT

Aluna · 24/09/2026 09:15

Your DH needs his arse handed to him OP.

The way you have divided up finances has left you open to this, I don’t know why couples do this.

Rather than paying for different sections, it’s better to spreadsheet everything, have a joint account for bills/mortgage and divide everything proportionate to income.

If he ever whines about the mortgage again, suggest that he is welcome to take a lower paid job that facilitates covering childcare.

GreatFish · 24/09/2026 09:16

Surely when you get married it is a partnership where everything is 50-50 regardless of who earns what.Most women stay at home to look after their children otherwise you would be working for nothing having to pay childcare.I can never understand why it's turned into a competition over who paid whatever.

BunnyLake · 24/09/2026 09:17

I don’t really understand his point. He’s defending the wife’s actions so he thinks the wife is right to block the sale? Well at least you know that you can do the same with his blessing, if you ever dump him for another man.

DuckDuckG00se · 24/09/2026 09:36

You both appear to have the same views on marriage and women, the only difference is he used them against you.

All finances in a marriage are legally jointly owned, it is not "grabby" to believe so. You & your husband are as bad as each other and ignorant of why legal protections for married women evolved.

Daftypants · 24/09/2026 09:44

I’d be upset with him as he made the comment and then tried to backtrack .
You have 4 kids ? That in itself is a lot of work ! plus you work out of the home !
I won’t go into my own personal circumstances but I do think if you only have one child and that child isn’t SEN or disabled then it seems lazy to be a SAHM once that child is past the early school years

MajorProcrastination · 24/09/2026 09:57

I think your husband was absolutely right to say what he said. It's not a threat. It's just that he was pointing out the hypocrisy of your bitching about this other woman being "grabby". She's looking out for herself and her future. She didn't make the financial contributions because she was contributing to the family, to the marriage, to the household with unpaid labour.

I think your husband was showing how financially vulnerable that can make often the woman in a divorce so any push back isn't about being selfish and wanting to get more than she deserves.

Yes you pay into your household bills and mortgage and you work but if you were to divorce and want half, how would you feel if he turned around and said no, I paid more so I keep more.

I don't see how you can't see that you were the one who wasn't being very understanding. Your husband's comments weren't some random conversation, it was to prompt you to shift your way of thinking about someone else.

MustardGlass · 24/09/2026 09:58

I think he was pointing out you were being bitchy about your friend.

Greengage1983 · 24/09/2026 09:59

Sit down with a pen and paper.

From now on, both of your salaries paid into a joint account, and ALL of your bills and household expenses paid out of that account, including anything relating to the children. Including private pension payments for both of you, insurance policies, anything like that.
You both get an "allowance" of money paid back out of the joint account and into your own personal current accounts for anything you want to do for fun. Whether it's £100 a month each, or £1000 a month each, whatever you can afford.
If he argues and says it's not fair because he earns more, you say "OK, well I'm going to apply for a promotion then, and from now on you can do fully half of all the school runs, holidays, sick days etc. Actually, no, you owe me 7(say) years of that so I can build my career back up to the level you've built yours to, so you'll be doing ALL of those for the next 7 years."

ITMA2000 · 24/09/2026 10:00

Eigen · 23/09/2026 22:23

Many a true word spoken in jest, as they say.

'Just being jokey'. 'Can't you take a joke?' 'I was just joking!' 'Grow up, it's just a joke!'
So much spite justified by these comments.

JayJayj · 24/09/2026 10:07

He is only saying about you, what you have said about your “friend”.

You need to do better. I’d have said the same thing in his position. You sound like a bitch. I wouldn’t want you as my friend.

Hellohelga · 24/09/2026 10:07

That would really annoy me. Switch it so you both pay proportionally into an account that pays mortgage, bills and food. Then you are paying the mortgage.

Also you say you pay into OUR pension. How does that work? Joint pensions don’t exist. Do you mean to pay into your own pension? Or do you have some sort of annuity product?

rainingsnoring · 24/09/2026 10:08

YourWildAmberSloth · 24/09/2026 08:57

He's not wrong though, is he? You and your friend are in the same position - he was pointing out your blatant hypocrisy and instead of reflecting on this, you have the nerve to be offended. Talk about tone deaf.

How is the OP in the same situation as the friend? I can't see any similarities.
The OP has four children. The friend has only one.
The OP has always worked and managed the bulk of the childcare. The friend has never worked.
The OP has not cheated on her husband. The friend has had an affair and now wants a divorce.
The OP has always contributed to household expenses. The friend has never done this and is also being greedy and blocking her husband, who clearly wishes to move on, from selling their home.
What similarities are you referring to or are you just trying to stick the knife in?

GreyCarpet · 24/09/2026 10:19

CremeDeMure · 24/09/2026 08:55

This is fascinating in it's contrast to a thread very recently stacked with people arguing that the OP was greedy and grabby for wanting 50% of the assets after a 40 year marriage where she had not worked. I entirely agree that all assets should be split fairly. That is not what OP said her friend was being grabby about.

OP's friend is being a bit short sighted if she is refusing offers on the house in a slow market because she wants a bit more for her onward move. By the time it had gone to court and she is forced to accept an offer, it is likely she will end up with even less than as things stand today. On this specific point, I agree with OP that her friend is not thinking it through.

That should never have been linked to her not working, not paying blah blah blah. But, at least it gave OP's husband the chance to make clear that he understands that non-financial contributions in a marriage are equal in their importance to financial ones.

The specific details of the friend's circumstances aren't important though in the context of why she posted.

rainingsnoring · 24/09/2026 10:29

I'm surprised by the all the harsh and critical posts directed at the OP.

Her 'friend' sounds awful, has behaved badly and continues to behave badly.
It was in this context that @Somewhatblindsided made her comments.
The friend had an affair, wants a divorce and is then blocking the sale of the house (in a falling market) and forcing her husband to go to court to reduce the price, preventing from moving on and getting on with his life. It is relevant, given all this, that the friend hasn't worked or paid anything towards the mortgage. It makes her behaviour even worse.
The OP's husband was completely wrong to compare her to this friend. She has always worked and done the bulk of raising their four children. She has more than contributed to their marriage in an equal way, perhaps doing more than the husband. That can't be said for the friend.

GreyCarpet · 24/09/2026 10:29

Aluna · 24/09/2026 09:15

Your DH needs his arse handed to him OP.

The way you have divided up finances has left you open to this, I don’t know why couples do this.

Rather than paying for different sections, it’s better to spreadsheet everything, have a joint account for bills/mortgage and divide everything proportionate to income.

If he ever whines about the mortgage again, suggest that he is welcome to take a lower paid job that facilitates covering childcare.

FFS 🙄

He wasn't whining about the mortgage.

Do people really not understand the words that are written?

Even if people disagree on the husband's intention, surely no one thinks the OP posted because her husband was whining about the mortgage??

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