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AIBU?

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Would you help in these circumstances

255 replies

Mamma1383838 · Yesterday 15:14

Friend did a massive favour for me a while back. It didn’t cost them anything, but it saved me thousands. At the time we didn’t have much so I bought a small gift as thanks.

They recently asked me to lend them a significant sum of money, repaying over a long time period. It’s a lot, more than we‘d want to give away, but we could afford to lose the sum now if it came to it. I don’t want to mix friendship and money but I want to help. It’s for a nice to have rather than for something essential.

Would you lend them the money? Curious as I know the general advice here is not to.

OP posts:
BiggerIsAlwaysBetter · Today 16:06

Mamma1383838 · Yesterday 18:36

Aren’t credit cards 0% for a limited time? And if you can’t pay it off after a year the debt spirals doesn’t it?

You just transfer to a different one.

And tbh, if youre worried that they can't repay it within a year and considering loaning the money yourself...well, not being able to repay it becomes your problem instead if theirs or the banks.

ForGreyGoose · Today 16:15

Blimey, this thread has gone viral ! I'd lend her the money, she's done you a massive favour - isn't that what friends are for ?

Mamma1383838 · Today 16:27

ForGreyGoose · Today 16:15

Blimey, this thread has gone viral ! I'd lend her the money, she's done you a massive favour - isn't that what friends are for ?

Oh dear, just within MN I hope!

OP posts:
Stillsoithink · Today 16:44

You are getting a split of responses because the information is so scant that it’s all about speculation.
Your husband isn’t speculating though - he knows everything and he says to go for it. All the talk about inheritances and whether she’ll bail or not etc - you know your friend, you know everything. We know very little. So I’d stop confusing yourself even more with the split opinions because they’re based on very little and just make the call and put your mate out of her misery!

GreatFish · Today 18:04

How would she know you have the money to lend?I would personally say I didn't have that sort of money or that all the money I have is tied up in accounts I cannot access.

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