To think it’s crazy that National Minimum wage is £27k

No not private school. We were both wc. Your problem is that you want all millenniums to be poorer than their parents and mine and all their friends are on
great salaries and own their homes.

That is the absolute opposite of what I want.

I want retirement to be equal and fair and for millennials to have enough money to get by on in their retirement.

It’s not us against them, you seem to have taken my comments (which are factual) and taken it as a slight on all pensioners. Just because you have some examples of where a millennial family has good salaries (and as expected the people around them also would) that doesn’t mean the trend isn’t true…Arsenal won the league last year, but they lost a handful of games in the process, does that mean that those teams are better than them 🤷‍♀️

You’ve made this personal, telling me earlier that you don’t like me proves this…but it isn’t personal. It is facts which I have proven with evidence and that you refuse to accept just because you know a few outliers, well obviously. Just like people living in council estates will also know some, their parents are much more likely to be in rentals and scraping by, but it doesn’t change the overall trend though.

But keep belabouring your point…people don’t agree, but you do you I guess. I would also consider asking your children ‘are current pensioners facing a more comfortable retirement than millennials can expect when they retire’ - I know what they will say, despite them having plenty of money themselves.

They will say they will was we've discussed it. They both will have good occupational pensions and will have paid off their mortgages before they retire.

Not if you have a high council tax and energy costs. No holidays just surviving

Yes, THEY will, but I’m not asking about them. I’m asking about millennials. Not about a couple of individuals 🤦‍♀️

All of them, their friends, our friends children, our nephews and niece, neighbours children.

Ok, you’ve convinced me…all of the research, the lived experience, that various financial think tanks…but your anecdotal references about your children and their friends (don’t forget we tend to socialise with people who are in similar financial places) and neighbours (who also have to have money to live amongst people with money) they’re the game changer.

You have completely convinced yourself, just because your limited lived experience tells you one thing doesn’t make it true for everyone. It’s actually a little sad to me to be honest, having such a narrow world view and being unable to comprehend that things might be difficult for others.

Anyway, you have a nice day…I really do have a lot of work to do. But actually do ask your kids about the GENERAL millennial population, unless they are completely lost in their bubble they will likely confirm what the statistics tell us.

They'll say what I've said. You also have limited experience.

If that is true, it doesn't actually prove anything. It's just an anecdote.
On a population level, Millennials are far less financially advantaged that their parents.

Can I ask how you are attempting to compare your wealth with your children's at a comparable age? Are you comparing the percentile you think you were in vs the percentile you think they are in on a population level? Are you comparing incomes, not wealth? Have they acquired this 'wealth' via their incomes alone or have they already benefitted from parental/other family gifts/inheritance?
It's really unclear when people make these sort of statements.

Are none of the homeless people you see malnourished and wearing rags millenials then?

Most of them are boomers and Gen X where I live.

Most of them are under 35 where I live. Almost like anecdotes are meaningless isnt it?

I'm really struggling to believe this. I can't recall seeing people in their later years on the streets. Boomers are 60-80 now. That is not the age group that are on the streets. There are lots of officially homeless families though (in temporary accommodation) and lots of people in their 20s-40s approx on the streets.
It may be different in the US but not in the UK.

Again, you seem to be equating 'great salaries' with wealth and taking on a massive debt (a mortgage) with owning a home.
Neither are correct.
Jobs can be lost overnight. Mortgages are debt.

It is in Cambridge. There are lots of old alcoholics on the streets. Have been for years. It may be because the city has a reputation for being relatively hospitable to homeless people, there’s a long established charity for homeless men there.

Yes I know. We had one. Don't be so patronising by the way.

Probably but then it's been a few years since I volunteered with a homeless charity.

I don't recall lost of elderly alcoholics on the streets when I lived and worked in Cambridge. The elderly are generally housed, as are pregnant women and children, at least in temporary accommodation. Therefore, statistically, it is mainly Gen Z and Millennials on the streets.

If you know that mortgage=debt, not wealth, why are you trying to pretend that all your children and all their friends are so wealthy? It's not actually true.

I never said they are "wealthy", I said they are millennials who all have good incomes.

Same in Glasgow!

Average age of street homelessness in glasgow is 38... so no. It is older in Cambridge, but borderline of genx/millennial rather than boomer. Perception is an interesting thing.

I am not going to argue with you about people who are in dire poverty. Does it bloody matter what age they are?

You're talking about them as if they are specimens in a Petri dish.

Is that evidence based or opinion?

I’m not talking about my own personal experience…do you read my responses before replying?

I’ve repeatedly told you that the evidence is available, I’ve provided you with website links, suggested you google it to educate yourself, and yet you continue to disagree without actually ever looking and considering things around you.

You can argue until you are blue in the face that the grass is yellow because it is scorched in your part of the world, but it doesn’t change the fact that it is green everywhere else.

But like I said, you could even ask your children and they’ll tell you that I’m right.