For anyone on who replied to me and would like to know how I am getting on with the red tape etc:
? Through Business Link, I've been put in touch with an organisation in my area which helps women set up in business. It's been really useful to have this great advice. I'm doing a course with them next week to learn all about book keeping, paying tax, filling in self-assessment forms, etc etc. Also going on a networking lunch with them in July!
I have to say the best thing the adviser has said to me though is, "you're not thinking of doing this, you are doing it" - it was great to have someone affirm this to me!
? I did an online food hygiene certificate.
? I'm now registered with the council's environmental health dept. Because the food I produce is so low risk, I may well not have any inspection for years at a time.
? I notified my home insurance, but because I don't have client coming to the home and am still baking with a domestic oven, there is no change to my insurance with them.
? I've bought public liability insurance (probably my biggest outlay so far at £120).
? I registered with the Inland Revenue as a sole trader from the start of June. The only difference this will make now is that I'll prob start paying class 2 contributions, but at £2.40 a week, it's ok (and I could apply to not pay them, as I'm sure I'll be earning less that £5k a year!)
? I've set up a free business bank account with Santander.
? I've got business cards printed from MOO, stickers printed at a local company (to personalise my blank white cake boxes), and am currently designing postcard flyers to go in local shop windows, my son's childminder's other charges' bookbags, etc etc.
? The one thing I didn't do was inform my mortgage provider see this discussion about it
? So far I have set up a blog to showcase the baking I've been doing, but I need a real website too and that's in progress. The business advice people give me a grant of £80 and a free website, so once I have that website from them I can get building. Oh, I also already bought my URL and have that 'pointing' at my blog at the moment, so if anyone types it in they can see what I've been up to.
...so, phew! I am really officially a business woman now! Now I just need to get more orders and I could really do with the DCs not being off sick at the moment. I've just had them off school/childminder for 2 weeks for half-term and they've still not gone back, since they've both got diahorrea: great!