i have a dilema........open this thread it's ded interesting

[Tortington]

so, was e-mailed a job today from a council that adertises a post for a trainee OT - not i can't say that i have yearned to be an OT. bit its 2 days a week and 14 k a year pro rata - and they train you - so muchio prospects

am in a dead end job at the mo - i constantly take the piss and i find the work about as interesting as cardboard. i have no hopes of promotion becuase as you can imagine i have the tact of the abonimal smowman walking on eggshells. a job that used to inole lots of face to face work with residnets now is mostly desk bound and most of all i affect the change of fuck and all - no ones lives are the better for my input. i affect fuck alll - i have turned into someone who gatheres data, analyses it and passes it on to people who leae it on a shele bse they have another agenda - ie. their own career.

jaded moi

so - this job has come up - proiding its ok with my employers to have two jobs - and i know i will be screwed for tax - i am thinking about doing 3 days at one and 2 at another

what say you?

ps. i hae no idea about tax - my dh says that i wont be screwed on my current job for tax but will be taxed on eerypenny earned ont he second job - we would end up worse off but not by much

what say you ?

what pitfalls am i missing

what should i look out for.

my kids are teenagers btw - so they dont factor much in the decision as i dont have to think about childcare etc

Think that you will be taxed as normal on your first job and emergency tax on your second but you should be able to claim back the difference at the end of the year between the total amount of tax you should have paid on all your earnings and the amount you've actually paid.

I think that two jobs sounds great...all the advantages of working parttime with the potential earnings of full time.

Give it a go what have you got to lose?

sorry I know I am being dim but what's an OT?
it sounds like something you should consider though - this is coming from someone who is also jaded with their current job!

I presumed occupational therapist?

Not that it matters what I suppose the dilemma is still the same!!

i say go for it, especially as there is room for growth. you may eventually be able to leave the job you hate. plus, if it doesn't work out, you're no worse off, you still have your first job.
good luck.

I think that it is v rare to get the opportunity to "test the water" by keeping the job you have (your safety net if you like) and try this possibly better job.Give it a whirl..........Im sure it wont feck you tax up. You may be on an emergency tax code ti start off with but that will right itself soon enough.

I would deffo go for it, sounds very interesting. If you don't want it, can I have the job? - sounds perfect

Sounds good Custy and fwiw ime of any OT type jobs people like yourselves with the guts to say what they think are often preferred by parents

Good luck

If you write to the TO when you start with all your details they will create a new tax code for your second job

Are you doing 5 days a wk in your current job?

Agree with stoppingattwo about testing the water.

Not sure you'll end up worse off, though.

Go for it.

The tax you'll pay is simpyl what is due when it's all worked out. So personal allowance comes off and then you're taxed at whatever the first rate is - I think 10% now and then 22% or something whether it's from that job, self employed earnings or whatever. But it might affect tax credits to work more than a certain number of hours a week too so I suppose you need to do some sums.

The only way you could lose out tax-wise is if current job is contract or self-employed and you are running via your own limited company or something. Otherwise I think the only issue might be timing - you might have to wait till end of tax yr for rebates.

Things to watch out for:

1. You cut down old job to 3 days and discover your bosses 'forget' to cut down the workload accordingly
2. Check pensions and how they might be affected: if current job bases on 2/3 final salary you don't want to be part-time come the day of reckoning. Different firms will have different arrangements - could be messy
3. BEWARE BIG PITFALL (I speak form experience) - you take on new job and enjoy it so much that crawling out of bed to perform old job is like pulling teeth.
4. Remember that it's nearly always the things you don't do that you regret, not the things that you do do.

and er that's it. Big big risk re point 2, but on balance I'd still say go for it.