Month or two ago, asked you all for advice regarding my decision to pack the job in despite us only having about £700 a month disposable. Well, I've gone and done it - so happy now. Will be doing 4-5 sessions of exam marking a year to keep the wolf from the door, but just wanted to stay home with ds2 and be there to drop off and pick up ds1. Everything feels much less stressful now! Money really was a burden; it seems better being a havenot!