I am a single parent with 2 children. In a couple of years my tax credits will stop due to their age. At the moment I work part time in a school office, but need to up my game and get some experience in the private sector, so that when my tax credits come to an end, I can still afford to pay the bills/mortgage etc. I have recently been told that my hours are to be cut as of Sept 2016, so now I really need to be finding an alternative career. I had a career break for over 10 years whilst bringing up my boys (I was still married then). Prior to that I worked as an Insurance Claims Handler, but that doesn't pay enough for me now. Ideally I would like to be a PA, but according to the job agencies I need experience in the field. I am not sure if I should be doing a PA course at college or home study, or try and get a lesser paid job in an office to gain some general office experience whilst I still qualify for tax credits, so that in 2 years, I will be more experienced. The whole thing is really daunting. It was not my choice to be a single parent and for life to be the way it is. I am finding things tough. Any sensible suggestions as to the best way forward would be much appreciated. How do other people survive after their tax credits stop? Thank you.