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Professional indemnity insurance!!

6 replies

yummumto3girls · 30/03/2014 20:58

Hi, I have just got a short term contract acting as an Hr Consultant on a self employed basis, not sure where this will lead! I need to sort out some insurance ASAP. Can any of you freelancers out there advise me (Flowery!?) what level of cover do you have and any good/bad providers??

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flowery · 30/03/2014 21:43

I use Towergate, get a discount through the CIPD, never had any problems and it's reasonably priced. I'd have to dig out the paperwork to see what level of cover it is, not sure.

yummumto3girls · 30/03/2014 21:54

Thanks Flowery. So do you organise through CIPD or direct with Towergate? If you know amount insured that would be great. Thanks so much!

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yummumto3girls · 30/03/2014 22:16

Just found a link on the CIPD website to their current recommended provider. Just need to decide on level of cover.

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Luvvies · 30/03/2014 23:14

Hi yum. I also use Towergate, also in HR field. But mine is with discount from BPS rather than CIPD.
I've got £1m cover and last policy cost about £85. I do a lot of public sector work, and much is through larger consultancies. This is deemed to be enough.
HTH

flowery · 31/03/2014 09:35

Mine's £1m of cover also.

yummumto3girls · 31/03/2014 14:23

Thanks Flowery and Luvvies, that's really helpful!

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