Hello
I am thinking of starting a business, as we need the money, and the jobs I could apply for do not pay enough to cover nursery fees. I used to have a good job in sales, but the amount of travel, plus long hours means it would be difficult to go back into with a 3yo, and 8mo.
We are struggling financially and I need to do something. I have a good idea, have done research etc and it is a viable idea. The outlay would be approx 15k.
I went into Barclays the other day as they used to do a really good business plan booklet, and back in the day, you used to be able to go into the branch and meet with and discuss your idea with a business loan account manager, but apparently no more! You can apply for loan over the phone.
As I am not working, I am concerned I would not be an ideal candidate for a loan.
Any ideas where to go? Any experiences, positive or negative?
Any help would be really appreciated
Kind regards
Adrienne