How Much do you Work for, each month/week/day?

[zebra]

After tax, NI, pension, communting and child-care costs -- what do you take home? Don't worry about mortgage or insurance, etc., just want to find out how much £ people 'gain' by working.

It was only £4/day for me (about £35/month) 2 years ago, but is up to a massive £25/day now -- only because DH does most my childcare. Anybody else brave enough to say?

As much as I whinge about my job (I hate it!), it does have its advantages - everything I earn is mine. I rarely earn enough to pay tax or NI and as its in the evening I have no childcare costs either. So I gain approx £75 a week.

Bout £73 a day I think - if I have worked it out correctly.

Actually not sure that is right - can't see where it bloody goes if that the case other than to bloody solicitor - I am stunned and am going to start taking more care of my finances!!

After paying childcare, I get about £310 per month for working 3 days so I can't complain. However, when next child arrives I will be working for -£65 per month until ds1 gets some funded sessions then I'll about break even. Good job that DH has a decent income. His job is a bit dodgy though so I daren't leave in case we need to fall back on mine in the future

Hmm.... too scared to work it out, but here goes!

Is this joint income??

This is ours.

Income after all those deductions =

£292 per week. Sounds not too bad actually, but after all the bills there isn't much left!

£76 a day, after commuting costs. Work three days a week - very lucky as in-laws look after DDs so no childcare costs, other than lots of flowers and treats for the in-laws! Bit shocked actually, like Twinkie! Where does it all go?

I work p/t and earn around 1,100 per month. After childcare -700 per month!!! (I'm looking for cheaper nursery). I'm working for 400 quid.

I'm thinking just single income, could be dad or mum, whoever would be more likely to look after the kids if they weren't working.

If talking about DPs income it would be a lot more although we have to take mortgage, bills etc out of that and of course golf club membership and Arsenal season ticket - the money I earn is based on 20 days working per month though - I never do any more than that and DD is rarely with childminder although I have allowed for 4 days a month.

What do you do lazyeye - I would love to earn that much part time - well actually I would just love to work part time!!

In that case DH would be mor elikely to stay at home coz he earns far less than me.

He works for:

£58 per week!

Twinkie - I know I'm bloody lucky. I'm an IT librarian (basically help look after the Librarys IT systems) in a Uni but our payscale is linked to academic staff cos of our qualifications - rationale being we would be academics or in industry etc if we werent so altruistic.......yeah right. However, they are trying to break the link between academic and academic related staff because the academics think we are a weight on their backs and stop them getting bigger pay rises cos they have to give it to all of us. So it may all change. I'm despo to hang on to my job even after this no3 makes an appearance...........we shall see. I know I'm very lucky though, I just need to reduce my childcare costs.

Would it not be cheaper to pay a nanny lazyeye - that seems the way to do it the more children you have??

And those Academics are shocking!!!! Will all be out of jobs soon anyway cause we won't be abel to afford for our children to attend uni - well me being middle calss (supposedly) won't be able to - oh well if I start saving now and don't have any more children I may be able to afford to send DD to uni in 16 years time!!

Twinkie, I'm an academic (university researcher, near the top of my pay scale), Just checked properly & realised I had my own numbers wrong... anyway, I currently work for £76.50/day INCLUDING TAX CREDITS. Without tax credits it's only £63.84/day... Kids are only in paid child care half of my work time, or it could be more like £44/day with a childminder, or £34/day with nursery, including the over 3yo vouchers, of course. That would be just £4.51/hour, for somebody with a PhD and 12 years experience.

Academic salaries have fallen massively behind inflation/comparable professionsals in last 15 years (sorry, you can tell I'm a bit sensitive about it!).

Sorry Zebra - sure you are worth every penny XXX

Just feel a bit pissed off that by the time DD goes to uni it will cost a fortune and I feel a bit selfish but feel education should not be means tested to a degree where I will have to dig up thousands to pay for DDs education when Joe Bloggs has been paying half the amount in tax for his kids to get huge help with thier funding.

I know I sound selfish but I am not rich and work bloody hard and it all seems to go and I pay huge amounts of tax and now I am seriously looking into starting up some sort of savings thing just so I can put DD thorough uni and she is only 3 FFS!!

zebra - are you calculating that on a 5 day or 7 day week?

Off the thread I know, but I've lost track of what the gov are now saying re top up fees etc. I know an academic from Newcastle Uni where I work attacked T Blair last night on the tv debate re the 3,000 cap on fees saying that would have to rise. Are they now saying they will help the poorest but the rest will have to pay? Do they pay at point of entry or is it like a loan......sorry need to read the paper, but am a bit ashamed that a labour gov should bring this in.

£64.60 a day - 3 days a week with approx 4 evenings a month on call. Thats take-home with nursery knocked off, £80 for commuting a month (rough guess) and does not take into account tax credits. But have had a payrise (first in 2.5 years ) so will be more from next payday and even more from April when DS gets nursery vouchers but much less from October when no2 starts nursery...

Come on ladies, back on topic, how much do you really bring home for having a job when you also have kids?

Tinker: I was just calculating what I bring home for the hours I work (2 days/week, currently), based on average 4.3 weeks/month.

Twinkie: we paid off our mortgage first; idea is that's the best way to make sure we have more money in the future for the kids. Anyway, 15 years ago did anybody predict top up fees of £3000? Of course not. A lot can change in next 15 years, too.

Lazyeye: top up fee proposals are a loan that student wouldn't have to pay back until they started earning at least £15,000/year, and then only a very small amount (like £5/week). I'm nervous that govt.s will change the rules, in the future, though I don't pretend to know what a better solution would be to the current University funding crisis.

Don't be ashamed Lazyeye - Tone wasn't he admitted last night that even though they pledged not to increase fees or even bring them in things changed - anyway at least we know that he can't be counted on to tell the truth about anything - good old Tone eh!!

Sorry off subject am stopping ranting now!!

Not making a comment on top-up fees but that pompous girl on last night who wants to train as doctor needs taking out slapping for her outrageous superiority complex. Thought Tony handled her quite well when she was going on about how essential she was to society compared to a, sneer, hospital porter or a dustman. At least TB pointed out that dustmen and porters are pretty essential to society as well.

Yes, she was particularly annoying wasn't she. Shes no more essential than the bloody cleaners and porters imo, maybe she'll realise this when she qualifies and spends a lot of her time treating pple with MRSA.

She'll learn....she'll learn.

Sh*t just got a fright - £101.32 a day based on take home pay less nursery. No real commuting costs so quite lucky. Mmm so where does it go. Maybe that should be the next topic?!

So perhaps I should stop messing about on here and earn some of it then!!

Twinkie, as another academic (technically academic-related now) married to an academic let me assure you that the money from top-up fees won't be going on salaries. Most of it will be going on things like building maintenance and library resources. Also, the point of tuition fees is that students NOT parents will start to bear some of the responsibility for the cost of their education. If you choose to pay for everything for your DD that will be your choice nOT your responsibility.

Sorry, the whole tuition fees thing is getting to me at the moment If tuition fees put off some of the idiots that come here with zero interest, zero motivation and major attitude I'll be delighted.