How Much do you Work for, each month/week/day?

[zebra]

After tax, NI, pension, communting and child-care costs -- what do you take home? Don't worry about mortgage or insurance, etc., just want to find out how much £ people 'gain' by working.

It was only £4/day for me (about £35/month) 2 years ago, but is up to a massive £25/day now -- only because DH does most my childcare. Anybody else brave enough to say?

While I agree with Crunchie's point about her DH's taxed income paying his nanny's tax, I am of the opinion it is like this in all forms of paid childcare. I definitely think child care shouldn't be double taxed. Although I suspect this is probably a fairly popular opinion on Mumsnet. I've got the voucher scheme at work which means I get out of paying NI on nursery fees but I have to state a set amount of vouchers per month and my fees are not consistent (just gone up by £25 a month for eg) so still have to write a top-up check. But it saves me £30 a month ish so am therefore working for an extra £2.50 a day than I would be (work approx 12 days a month).

I worked mine out as about £10 a year. But this will improve in September when ds gets his nursery grant.

PS - I did mean year in that last post!

about £42/day if I only did my 3 days, but last year worked about 30% overtime (unpaid) and therefore it's nearer to £32/day. This is if we assume all the childcare cost come out of my wage. Dp works too and therefore I prefer to think of half coming out of his wage as the childcare should be half his responsibility too!

At the moment dp is working 4 days and doing the childcare on one day that I work. Unfortunately the loss of his earnings for that one day is only just equalled my net gain for working 3. He's going back to full time at the beginning of March

Janeway I agree with you in thinking that half of childcare is DH's responsibility. But the way Zebra's query is worded its to see how worthwhile it is you working I think. As it happens when my payrise comes through DH and I will be on very similar hourly rates (although this is an approximation because we are both salaried) - but he works full time and I part time so whichever way we looked at it (him as the potential carer or me) the costs are the same. Although DH gets better perks (company car, mobile phone, laptop versus nothing) so I suppose his take home per hour is less than mine because he will be paying proportionately more tax.

When I go back to work after the baby's born, I work mine out as £17 per day, for 8 hours per day 5 days a week plys 2 hours commuting time. However, since that £17 makes the difference between eating and not eating, I don't have much choice.

When you calculate this per day amount are you doing it as 20 or 30 days in a month? IE do you count weekends?

LOL Eowyn!! - I too have to "pretend"to radiate possitivity and enthusiasm is meetings.....

Wow - just worked it out properly with my pay slip and I get just over 97 quid a day worked out on the 20 days a month that I work.

Of course now I am going to be in the office less and paying childcare every so often but who cares wooo hoooo!!!!!

Hi CD - I worked mine out using the following:

monthly take home less nursery
x 12 (to get annual available)
then divided by 52 (to get weekly available)
then for me divided by 5 as I work five days a week.

HTH

CDrac: I would only count the days I'm actually working; so

• take home pay at end of month,

• childcare,

• (plus tax credit in my case), divided by average number of days worked per month.

£23 a month when I go back to work (working 4 days a week and assuming childcare stays at same price after April (bet it rises)).

Message withdrawn

CD: I worked it this way:
I get paid every 4 weeks (13 times a year)and work 3 days per week.
I subtracted nursery fees from the total, and devided the remainder by 4 and then by 3.
I suspect if I included other days and weekends it would be pennies....

Wow, just surprised myself, £60 a day. We do have super-cheap nursery though. And I work in central London so probably spend that on my quick trips out at lunchtime...

have you ever worked out how much you get paid for having a crap at work? if you have a 10 min crap? i get paid £2.00 multiplied by 5 days a week i get paid a tenner for shit

custardo, no, can't say I've ever done that particular sum but I have a friend who charged 60 quid an hour (and got lots of work at this rate) so we reckoned it cost the company at least a fiver every time she went for a wee...

wow WWW. thats a reason to take water tablets or get pregnant

Yeah, I love traffic jams for that reason, I get paid to sit in the car and listen to the radio. What hardship

I work for £30.65 a day after travel to work. No childcare to pay as DH is at home with DS2, DS1 is at school and DD is at nursery. This however doesn't include tax credits, which would be another 8.31 per day (that is only working tax credits as child tax credits is paid to DH cause he is classed as main carer).

So I'm working for sh*t money in a job I hate....Oh joy

I don't mind me calculating what I am worth a day but I hate it when companies do this. At one job we had to fill in detailed time sheets accounting for every minute of our working day. And clock in and clock out every time we left the building.

Each brief and project we worked had an allocated number of admin hours, creative hours, project management hours etc, and if you went over your allocated hours there had to be very good reason. The company employed people just to analyse each time sheet to see how they could maximise profit per person.

So, to summarise, total are and distribution looks like:

< 0 (paying to go to work): 1
£0-£20 per day: 8
£20-£40 per day: 7 or 8
£40-£60 per day: 4
£60-£80 per day: 5
£80+: 4

So I guess the median is about £30/day.
Some of us don't need ten minutes to go to the toilet. I wonder if they'll start to ask that question in job interviews?!

So it seems that I'm the only fool who doesn't get 'paid' for working?? In my defence... I work in a 'registered' profession, if I don't work at least part-time, I lose my registration and will find it very difficult getting a qualified job in future - so I guess I 'm working for my future pay rather than current pay - that and I'm no good as a SAHM - can't cope with 2 kids and no break.
Oh, I wish child care was tax deductable!!!

Are you still collecting data?

mine is about £80 a day this year (full time and one nursery place) but was about £48 a day last year (part time and two nursery places).

if you're being systematic you have to include the promotion opportunities and future pension benefits from working even for virtually nothing now. There's studies on that that show it's worth several hundred thousand pounds in future earnings and benefits for the average woman to keep working with young children.
So there's nothing stupid about working for very little, it makes a big difference eventually.

I worked mine out as: average monthly take-home (varies because of on-call/call-out element) - top up monthly nursery fee (most is paid by opting for nursery vouchers which are deducted from pay) / 13 days (average I work a month). But it will be £10 a week more so actually take me over £70 because I forgot to include tax credits. As I work part time I am DS's main carer so the money is theoretically mine. In practice it goes into joint bank account along with both salaries, child benefit etc and then we take it from there.