How Much do you Work for, each month/week/day?

[zebra]

After tax, NI, pension, communting and child-care costs -- what do you take home? Don't worry about mortgage or insurance, etc., just want to find out how much £ people 'gain' by working.

It was only £4/day for me (about £35/month) 2 years ago, but is up to a massive £25/day now -- only because DH does most my childcare. Anybody else brave enough to say?

Now, now, everybody, I'm sure we're all worth more than we're being paid...
But sometimes I hear people say "There's no point in me working because it would only be for £XX per month... and I wondered how "little" some of us were still working for. When I only got £4/day, I reckoned I still got a pension and career out of it, but in the end... it was only £4/day!

Just picked up my pay slip so can answetr this exact!!!

I am a teacher and have been teaching for 8 years. I work 3 days a week, and have no extra paid responsibilities. I work from 8:30am till 3:15pm (normal hours) plus obviously other stuff out of hours.

After tax, pension and NI I bring home £986.
I pay for 2 days child care a week (all weeks, even holiday time) at £238 a calander month. I then drive to and from work which costs about £100 a month.

So after all that: £648 a month (or £150 a week)

That is just my income by the way. DH gets far more than he is worth

I work in IT 5 days a week 9-5pm, get 1k per month and as DD is school age she goes to Childminder for 2 hours a day 3 days a week - cost of about £100.
As I am sooooo crap with money the rest of my wages pay all the bills so i have no money left to fritter away also pay for all the out of school clubs that are not cheap - drama, french, swimming, but DD loves it
Also pay a weekly allowance for stepDD too.

I'm not working atm but I have worked out how much childcare would cost were I to work (if dp were to also stay at work). It's £9.8k pa, based on one baby at a childminder (so cheaper than a nursery or nanny) and on 2 hours/day for ds to be taken to school and looked after after school. All costs were from actual quoted fees and charges. This equates to an annual salary of £14k gross, i.e. one of us would have to earn £14k gross to pay actual (net) childcare costs of £9.8k. Only the cash over£14k would be disposable income. Luckily I can earn a lot more than this so dp will stay at home once I go back to work.

When I went back to work, briefly, in May last year I was 'making' £15 per month ! Not surprisingly I am now a SAHM, having left just before the summer holidays. We would have been out of pocket by hundreds if I had stayed in work and paid for childcare for the 3 kids in the holidays, which was upwards of £200pw !

God, £15 a month, that is SO pathetic !!!! We were not entiteld to any childrens tax credits to help pay childcare costs as DH earns 'too much'.

Of course that should read 'entitled'

Nope, i work for a Russell Group uni. Student retention is good. nevertheless you only need 2 Ds and an E to do physics here

Did have a brief stint at a HE college when we moved up here, it was a real eyeopener!

hmm - lets work it out - roughly £500/month after childcare - i work 6 days a week, so £19.50 a day, give or take a few pence. Most of that goes on the cost of the second car i need to work. But then I do get a house thrown in too (as a curate), so not too bad really - if I value that at £4k a year, thats an extra £13 a day.

These are all outrageously low figures aren't they?

WSM - we don't get working tax credit help with childcare either, because of DH's income.

Haven't got time to read all of this thread - but six years ago - in publishing, which is notoriously badly paid - earned £18,00 pa. Next job is at Sainsbury's!

It's worth it for me as I end up with about £2700 per month after paying the nanny. But then I do have a huge mortgage and loads of outgoings so end up with b*gger all at the end of the month

Have to add that was educational publishing!!

I've just worked it out as well.
£27 a day (better take another £4 off for lunch and my daily treat of 1 proper cup of coffee).
and I'm pregnant so when I have to pay childcare for 2 children!!!
But I work in IT so I cannot take a career break very easily and still get back in.
Honours degree and sixteen years experience for £27 a day!

I get £80 a day. That can't be right. Where's it all going? When we finally manage to conceive and deliver no.2, I'll be down to £40 a day, which is still not to be sneezed at. So how come I feel constantly skint?

I reckon about £28 a day. Would obviously be less if dh didn't do 2 days a week childcare.

But personally, I'd work even if it cost me money. My job is my other baby!

roughly £8 per hour (a bit under £60 per day). I am very lucky that I only pay 1 day childcare per week, share childcare with DH and grnadparents have them 1 day per week. I work 4 days per week. Not sure how sustainalbe this situation is though !

Oops - that does not include commuting costs - not sure what they are - 25 mile round trip by car, 3 days per week, plus insurance etc. Does include parking though.

I love all this "£70 per day. That can't be right...where does it all go" Makes me feel I'm not alone. We recently worked out exactly what we have to live on each month after mortgage, ccare,debts etc and I still don't know where it goes. Mind you I think I should just get the remainder of my wages paid direct to Asda/Tesco.........must be £100 per week on food.

Oh God. I've just worked this out and now I'm depressed. By the time I've paid ds's nursery fees, I work 3 days a week for £23 measly quid per day. Hardly worth getting out of bed for is it?

Am joining the where does it all go group....58.33 per day after childcare and petrol costs!
suppose I'd better go and earn it then!!

OK I think for once I can come out tops here!!! DH wages pay for our childcare, his salary is £20,000 a year, take home about £1400 - £1500 a month (slightly unsure exact figure), Childcare for 2 kids £1250 (that pays for a full-time nanny, and includes the tax we pay her out of his taxed income) Net result he works for £50 PER WEEK That includes no commuting costs, no 'nice cup of coffee', nothing else!! I also pay about £100 a month towards her expenses, petrol, shopping etc.

However I also work Full time, My average take home pay (I earn commission) is £1600, our basic bills (Mortgage, council tax, £400 per month for food shopping, Gas, electric etc etc) is about £1300 - £1400. Therefore I work for £100 a week (ish)

Between us, we just about cover our costs, but if a large bill comes in (Car service for instance or Christmas) it takes about 2 months to stop being overdrawn.

Is it worth it ???

If the situations were revered and he earnt what I do and vice versa, I would give up working, we would not earn my money, but as we wouldn't have expenses etc we would be better off by approx £100 - £200 a month!!! However ask a man to give up work!!!!! HAHAHAHAHAHAHAHAHAHA

I earn £35 a day for 4 hours, do 12 per week. Downside is I have to pretend to be interested in insurance & not be negative in meetings, oh no.