Ill try to keep this short....
I return to work in 2 months I have 1 month to tell them if and when I plan to return and what hours.... However we can only afford childcare if we get child tax and working tax credits but then I can't afford the £800 upfront they ask for.... I can't afford not to go back but I can't afford to go back either.... My only choice is to pay a family friend to watch my DD and risk getting caught and prosecuted but I feel like there is too much at stake to risk this.
Just don't know what to do! I'm going to check our tax credits entitlement but have no idea how I can pay childcare upfront when we're struggling as it is..... Anyone have any advice tips I'm getting so stressed out about it as the clock is ticking and I just keep bursting into tears.
Things would have been fine if OH hadn't been laid off and unemployed for 5 months all our savings got used up and we were living on just my 90% pay and our credit card as we weren't entitled to any help.... Where is the support for families who want to work!?
Rant over! Lol