Oh for god's sakes! Employer has not only deducted tax

[samandi]

When I didn't earn enough to pay any tax in the last tax year ... they have also deducted a student loan payment when I don't earn enough! I suppose I'm ok writing a letter to the tax office to reclaim that but is there any way of reclaiming the student loan payment?

What tax code are they using for you?

Just checked and they've put me on emergency tax ... what on earth was the point of me providing a P45 then? Sighs