I don't want a long discussion. But as it's Sunday, a little (and then you can have the last word, if you wish).
(Since you ask, I am a lapsed Catholic. Perhaps that makes me a kind of Catholic in the same way being a trans woman makes a man a kind of woman. Or perhaps not.)
I don't think what I wrote was incorrect. Let me try to explain.
There is a difficulty Christians who take an Aristotelian view of souls have when faced with all that "stands before God in judgement" schtick you explain so well. The difficulty is that an in re soul may not have quite the substantial kind of existence required for standing anywhere - by contrast to an ante rem soul which needs no body to underpin its existence and so can stand alone.
So, let's (cut matters short and) try to have our cake and eat it by thinking of in re souls that nevertheless are substantial ... of (Aristotelian) substantial forms (or Forms). Perhaps then, we can maintain that "the soul is the (in re) Form of the body" and yet allow the substantial Form to stand bodiless before God. Aquinas is our man for this.
Now, it's true, as Patrick Toner has it, that
"According to a common and venerable interpretation, St. Thomas Aquinas believed that human persons cease to exist at death and come back into being at the resurrection. This view - which I shall henceforth refer to as "the standard view" - has many defenders. Some recent authors who endorse the standard view are Anthony Kenny, Robert Pasnau, Patrick Lee, Robert George, Brian Davies and Leo Elders. ... [T]here are decisive reasons ... to accept the standard view."
(See Patrick Toner, Personhood in Death and St. Thomas Aquinas; History of Philosophy Quarterly, 26, 2; April 2009.)
Of course it's this 'standard view' that gave rise to the eleventh (iirc) article of the Creed, 'the resurrection of the body': live humans being essentially embodied souls (or ensouled bodies), the soul requires the body for its eternal life. And this is what I offered as a standard Catholic (Thomist) doctrine.
However, if you don't like this standard view - of a gap in human life between death and resurrection - because of the immediacy of "standing before God" after death (but prior to resurrection), don't worry. All is not lost. You're not necessarily a heretic!
Remembering that God himself, after all, exists outside of time, we can fill the gap by considering the substantial Form of the body - the soul - to be sufficiently substantial to stand alone ... albeit just not in time. For the soul (and contrary to the body), no time passes between death and resurrection, even though it be nevertheless substantial enough to stand before God.
Aquinas can be read as a kind of dualist in this way, so as a Catholic, you can take either the standard view or the 'out of time' view (or both - see how?) while still maintaining your justification by scripture and Church tradition. (Where 'justification' there means ... oh, enough.)
Of course many reading this will think it a load of nonsense. (A 'crock of shite', I may have said rather unmanneredly in an earlier post.) That's fine. Even Catholics have learned to live with non-believers, over the years. But we no longer allow Catholics to tell us what to believe, to indoctrinate our children or inculcate notions of substantial forms and the like into our laws.
-- Or Protestants. Or Buddhists. Or Zoroastrians. Or Muslims ... But trans believers? ... Aargh!
Please, trans believers, stop telling us what to believe. And leave our children and laws alone. There is no such thing as gender identity. And trans women are men.
Thanks for the chat.