For those that I sure for 3rd party and personal accident??

[Hghlandlooo]

I’m paying nearly £1k for public liability, personal accidental and loss for 4 ponies at unaffiliated level with the NFU. Just had a quote from Harry Hall for Family insurance for £130. No cover for loss. Always have been with NFU as reputable and pay out. What do I need to consider when renewing with a different company? Thanks

Trust pilot reviews. It's totally wasted money if they don't pay out or make you jump through hoops.

Harry hall also won’t cover more than. 2 horses iirc

I have four horses on my harry hall vet fees and they paid out to the maximum £1.5k last year. Appreciate that’s not the same as public liability insurance but I have had a good experience with them. I have my public liability through British dressage and Pony Club.

We have public liability through Pony Club and vets and trailer insurance through Harry Hall.

We were with NFU but sold a pony and bought a cantankerous horse and the premium went up massively.